🎉Happy new year!🎉

Kick off 2025/26 with everything you need to know about pensions tax.

While this year’s changes are minimal, larger reforms are expected in 2027 to pensions and inheritance tax.

commonslibrary.parliament.uk/research-bri...

We in the House of Commons Library are recruiting a senior researcher in our Social and General Statistics team! Come work with us to develop new and improved ways to inform MPs and their staff about data.

housesofparliament.tal.net/vx/mobile-0/...

Idle thought after seeing BSW on 4.972%.

In the UK's system for reporting election results, it probably wouldn't be possible to establish the next day whether a party this close to the 5% threshold had actually cleared it or not.

Annuity sales are soaring but what are they? Well; you know life assurance, where you pay a regular premium to an insurance company who pay out a lump sum when you die? An annuity is simply the opposite - you pay a lump sum to an insurance company and they pay you a regular income until you die.

One interesting stat which jumped out to me on private pensions: 95% of the 12.7 million people receiving a private pension in 2023/24 were receiving a DB pension or an annuity.

That's even though nearly half of new pensions are DC or a lump sum.

With the help of my colleagues we've published a new briefing giving an overview of pensions in the UK, including key data on the new and old state pension and private (occupational and personal) pensions.

commonslibrary.parliament.uk/research-bri...

In the lead up to the Budget next week, I've updated our paper on the options for pension tax reform commonslibrary.parliament.uk/research-bri...

A former colleague has written a very good article for anyone wanting to engage with policymakers in Parliament www.timeshighereducation.com/campus/what-...

#Pension podcasts: any to add?
- Beyond Curious w/ LCP: www.lcp.com/en/podcasts
- Pensions Expert: Informing scheme decisions: [search]
- V-FM: The Pensions Podcast: vfmpensions.podbean.com
- Scottish Widows Workplace Savings: rabcjambo.podbean.com
- Financial Services Unplugged: tomgh.podbean.com

On Monday the Royal Mail opened the UK's first collective defined contribution pension scheme.

Yesterday the government began consulting on allowing multi-employer CDC schemes to be set up.

We've updated out CDC briefing with the latest developments commonslibrary.parliament.uk/research-bri...

There's been a lot of talk about pensions tax recently. Our new briefing summarises how pensions tax works today commonslibrary.parliament.uk/research-bri...

Our final Commons Library general election briefing has been published, with 66 pages of new analysis contributed by colleagues.

This sits alongside the existing data downloads and summary visuals.

commonslibrary.parliament.uk/research-bri...