Hallmark Abstract
@hallmarkabstract.bsky.social
We provide title insurance for commercial and residential real estate transactions in New York. Learn more about us here https://www.linkedin.com/pulse/top-reasons-new-york-homebuyers-can-should-choose-michael-aw12e/
Pinned
📷 New York Homebuyers: Did You Know You Can Choose Your Title Insurance Provider?
'Top Reasons New York Homebuyers Can and Should Choose Their Title Insurance Provider”📷
Read here linkedin.com/pulse/top-re...
#nyrealestate #nycrealestate #homebuyers #titleinsurance #longislandrealestate #NYC
'Top Reasons New York Homebuyers Can and Should Choose Their Title Insurance Provider”📷
Read here linkedin.com/pulse/top-re...
#nyrealestate #nycrealestate #homebuyers #titleinsurance #longislandrealestate #NYC
NYC Tax Hikes Loom...Remember, Elections Have Consequences!
NYC faces proposed income and property tax hikes as the Mamdani administration seeks to close a budget gap.
Read the entire article at Substack here open.substack.com/pub/hallmark...
NYC faces proposed income and property tax hikes as the Mamdani administration seeks to close a budget gap.
Read the entire article at Substack here open.substack.com/pub/hallmark...
February 19, 2026 at 12:46 PM
NYC Tax Hikes Loom...Remember, Elections Have Consequences!
NYC faces proposed income and property tax hikes as the Mamdani administration seeks to close a budget gap.
Read the entire article at Substack here open.substack.com/pub/hallmark...
NYC faces proposed income and property tax hikes as the Mamdani administration seeks to close a budget gap.
Read the entire article at Substack here open.substack.com/pub/hallmark...
CRE sponsors are raising millions!
Dropping soon: my conversation with Adam Gower Ph.D., about crowdfunding, digital marketing, and the psychology behind Know-Like-Trust-Invest.
Subscribe here so you don’t miss this fascinating episode:
www.youtube.com/@DoYouEverWo...
Dropping soon: my conversation with Adam Gower Ph.D., about crowdfunding, digital marketing, and the psychology behind Know-Like-Trust-Invest.
Subscribe here so you don’t miss this fascinating episode:
www.youtube.com/@DoYouEverWo...
February 19, 2026 at 12:12 PM
CRE sponsors are raising millions!
Dropping soon: my conversation with Adam Gower Ph.D., about crowdfunding, digital marketing, and the psychology behind Know-Like-Trust-Invest.
Subscribe here so you don’t miss this fascinating episode:
www.youtube.com/@DoYouEverWo...
Dropping soon: my conversation with Adam Gower Ph.D., about crowdfunding, digital marketing, and the psychology behind Know-Like-Trust-Invest.
Subscribe here so you don’t miss this fascinating episode:
www.youtube.com/@DoYouEverWo...
The NYC Co-Op "infinite wait" is over.
Local Law 58 of 2026 just imposed strict new deadlines on boards. See how 15 and 45-day clocks will shift pricing, certainty, and market dynamics forever.
Read the full breakdown: open.substack.com/pub/hallmark...
#NYCRealEstate #coops #NYC #home
Local Law 58 of 2026 just imposed strict new deadlines on boards. See how 15 and 45-day clocks will shift pricing, certainty, and market dynamics forever.
Read the full breakdown: open.substack.com/pub/hallmark...
#NYCRealEstate #coops #NYC #home
February 18, 2026 at 12:56 PM
The NYC Co-Op "infinite wait" is over.
Local Law 58 of 2026 just imposed strict new deadlines on boards. See how 15 and 45-day clocks will shift pricing, certainty, and market dynamics forever.
Read the full breakdown: open.substack.com/pub/hallmark...
#NYCRealEstate #coops #NYC #home
Local Law 58 of 2026 just imposed strict new deadlines on boards. See how 15 and 45-day clocks will shift pricing, certainty, and market dynamics forever.
Read the full breakdown: open.substack.com/pub/hallmark...
#NYCRealEstate #coops #NYC #home
The CRE Refinancing Wall: Can Mortgage Lenders Absorb It All?
For borrowers, the issues include higher mortgage rates, lower NOI's, and tighter lender underwriting.
Read the article here open.substack.com/pub/hallmark...
#commercialrealestate #CRE #mortgage #NYCrealestate
For borrowers, the issues include higher mortgage rates, lower NOI's, and tighter lender underwriting.
Read the article here open.substack.com/pub/hallmark...
#commercialrealestate #CRE #mortgage #NYCrealestate
February 17, 2026 at 1:36 PM
The CRE Refinancing Wall: Can Mortgage Lenders Absorb It All?
For borrowers, the issues include higher mortgage rates, lower NOI's, and tighter lender underwriting.
Read the article here open.substack.com/pub/hallmark...
#commercialrealestate #CRE #mortgage #NYCrealestate
For borrowers, the issues include higher mortgage rates, lower NOI's, and tighter lender underwriting.
Read the article here open.substack.com/pub/hallmark...
#commercialrealestate #CRE #mortgage #NYCrealestate
The Do You Ever Wonder Podcast has passed 200 subscribers!
It's been a long road...
Check it out here www.youtube.com/@DoYouEverWo...
#milestone #achievement #successstory
It's been a long road...
Check it out here www.youtube.com/@DoYouEverWo...
#milestone #achievement #successstory
February 15, 2026 at 3:26 PM
The Do You Ever Wonder Podcast has passed 200 subscribers!
It's been a long road...
Check it out here www.youtube.com/@DoYouEverWo...
#milestone #achievement #successstory
It's been a long road...
Check it out here www.youtube.com/@DoYouEverWo...
#milestone #achievement #successstory
Commercial Mortgage Loans...
Which lender should you use, and who is going to negotiate the loan terms with them?
Watch the short video here youtu.be/3SfpFOexjA0?...
#realestate #lending #NYC #bank #commercialrealestate
Which lender should you use, and who is going to negotiate the loan terms with them?
Watch the short video here youtu.be/3SfpFOexjA0?...
#realestate #lending #NYC #bank #commercialrealestate
February 13, 2026 at 3:26 PM
Commercial Mortgage Loans...
Which lender should you use, and who is going to negotiate the loan terms with them?
Watch the short video here youtu.be/3SfpFOexjA0?...
#realestate #lending #NYC #bank #commercialrealestate
Which lender should you use, and who is going to negotiate the loan terms with them?
Watch the short video here youtu.be/3SfpFOexjA0?...
#realestate #lending #NYC #bank #commercialrealestate
Because everyone has a story!
Who Is This Guy? It's Been A Long And Winding Road...
Find out here open.substack.com/pub/hallmark...
Who Is This Guy? It's Been A Long And Winding Road...
Find out here open.substack.com/pub/hallmark...
February 11, 2026 at 4:46 PM
Because everyone has a story!
Who Is This Guy? It's Been A Long And Winding Road...
Find out here open.substack.com/pub/hallmark...
Who Is This Guy? It's Been A Long And Winding Road...
Find out here open.substack.com/pub/hallmark...
Was the 2008 Housing Crisis Misdiagnosed? (Video)
Kevin Erdmann Speaks About Supply, Policy, and the Myths We Still Believe
Great discussion on Substack and Youtube here open.substack.com/pub/hallmark...
#housingmarket #financialcrisis #residentialrealestate #lending
Kevin Erdmann Speaks About Supply, Policy, and the Myths We Still Believe
Great discussion on Substack and Youtube here open.substack.com/pub/hallmark...
#housingmarket #financialcrisis #residentialrealestate #lending
February 10, 2026 at 12:36 PM
Was the 2008 Housing Crisis Misdiagnosed? (Video)
Kevin Erdmann Speaks About Supply, Policy, and the Myths We Still Believe
Great discussion on Substack and Youtube here open.substack.com/pub/hallmark...
#housingmarket #financialcrisis #residentialrealestate #lending
Kevin Erdmann Speaks About Supply, Policy, and the Myths We Still Believe
Great discussion on Substack and Youtube here open.substack.com/pub/hallmark...
#housingmarket #financialcrisis #residentialrealestate #lending
Housing Bubble Myth: What Really Caused the 2008 Crash?
The Do You Ever Wonder episode with Kevin Erdmann, is live!
Watch it on YouTube here youtu.be/6ZC0gFKGa1I?...
#housing #realestate #homebuyers #financialcrisis #affordablehomes #housingbubble
The Do You Ever Wonder episode with Kevin Erdmann, is live!
Watch it on YouTube here youtu.be/6ZC0gFKGa1I?...
#housing #realestate #homebuyers #financialcrisis #affordablehomes #housingbubble
February 9, 2026 at 8:48 PM
Housing Bubble Myth: What Really Caused the 2008 Crash?
The Do You Ever Wonder episode with Kevin Erdmann, is live!
Watch it on YouTube here youtu.be/6ZC0gFKGa1I?...
#housing #realestate #homebuyers #financialcrisis #affordablehomes #housingbubble
The Do You Ever Wonder episode with Kevin Erdmann, is live!
Watch it on YouTube here youtu.be/6ZC0gFKGa1I?...
#housing #realestate #homebuyers #financialcrisis #affordablehomes #housingbubble
Commercial Mortgage Loans...The Borrower MUST Negotiate The Details!
It can include a personal guaranty, prepayment penalties, and require bank deposits with no interest.
Read the article at Substack here open.substack.com/pub/hallmark...
#commercialrealestate #mortgageloans #mortgagebroker
It can include a personal guaranty, prepayment penalties, and require bank deposits with no interest.
Read the article at Substack here open.substack.com/pub/hallmark...
#commercialrealestate #mortgageloans #mortgagebroker
February 9, 2026 at 2:57 PM
Commercial Mortgage Loans...The Borrower MUST Negotiate The Details!
It can include a personal guaranty, prepayment penalties, and require bank deposits with no interest.
Read the article at Substack here open.substack.com/pub/hallmark...
#commercialrealestate #mortgageloans #mortgagebroker
It can include a personal guaranty, prepayment penalties, and require bank deposits with no interest.
Read the article at Substack here open.substack.com/pub/hallmark...
#commercialrealestate #mortgageloans #mortgagebroker
Do you need a commercial mortgage loan?
Should you go to the corner bank or use a broker?
The answer can mean the difference between success and failure!
Read 'Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?' here:
open.substack.com/pub/hallmark...
#commercialrealestate
Should you go to the corner bank or use a broker?
The answer can mean the difference between success and failure!
Read 'Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?' here:
open.substack.com/pub/hallmark...
#commercialrealestate
Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?
Is your commercial mortgage loan scenario 'Plain Vanilla', or does it have some nicks and cuts, which is more likely? The answer could determine where your best and lowest cost funding will come from!
open.substack.com
February 7, 2026 at 4:00 PM
Do you need a commercial mortgage loan?
Should you go to the corner bank or use a broker?
The answer can mean the difference between success and failure!
Read 'Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?' here:
open.substack.com/pub/hallmark...
#commercialrealestate
Should you go to the corner bank or use a broker?
The answer can mean the difference between success and failure!
Read 'Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?' here:
open.substack.com/pub/hallmark...
#commercialrealestate
Do you need a commercial mortgage loan?
Then you have to go after it the right way!
Do you use your banker, or do you use a commercial mortgage broker?
Read this article and find out!
Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?
open.substack.com/pub/hallmark...
Then you have to go after it the right way!
Do you use your banker, or do you use a commercial mortgage broker?
Read this article and find out!
Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?
open.substack.com/pub/hallmark...
February 6, 2026 at 7:18 PM
Do you need a commercial mortgage loan?
Then you have to go after it the right way!
Do you use your banker, or do you use a commercial mortgage broker?
Read this article and find out!
Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?
open.substack.com/pub/hallmark...
Then you have to go after it the right way!
Do you use your banker, or do you use a commercial mortgage broker?
Read this article and find out!
Banker or Broker? Who Should You Use For A Commercial Mortgage Loan?
open.substack.com/pub/hallmark...
Congress, Clown Cars, and Mortgage Rates...Why Debt, Deficits, and Dysfunction Really Matter! (Video)
Watch the short video here youtu.be/Pulg338jvns?...
#mortgagerates #realestate #Congress
Watch the short video here youtu.be/Pulg338jvns?...
#mortgagerates #realestate #Congress
February 5, 2026 at 1:37 PM
Congress, Clown Cars, and Mortgage Rates...Why Debt, Deficits, and Dysfunction Really Matter! (Video)
Watch the short video here youtu.be/Pulg338jvns?...
#mortgagerates #realestate #Congress
Watch the short video here youtu.be/Pulg338jvns?...
#mortgagerates #realestate #Congress
The Washington Clown Car and Mortgage Rates...Why Debt, Deficits, and Dysfunction Really Matter!
Watch this short video on YouTube here youtu.be/Pulg338jvns?...
#politics #government #mortgagerates #realestate
Watch this short video on YouTube here youtu.be/Pulg338jvns?...
#politics #government #mortgagerates #realestate
February 4, 2026 at 5:08 PM
The Washington Clown Car and Mortgage Rates...Why Debt, Deficits, and Dysfunction Really Matter!
Watch this short video on YouTube here youtu.be/Pulg338jvns?...
#politics #government #mortgagerates #realestate
Watch this short video on YouTube here youtu.be/Pulg338jvns?...
#politics #government #mortgagerates #realestate
Market Alert: No Jobs Report Friday Makes ADP Tomorrow The Only Game In Town!
open.substack.com/pub/hallmark...
open.substack.com/pub/hallmark...
Market Alert: No Jobs Report Friday Makes ADP Tomorrow The Only Game In Town!
With the January jobs report postponed by another shutdown, the ADP private payroll report now carries outsized influence over the Fed, Treasury yields, and mortgage rates.
open.substack.com
February 3, 2026 at 2:46 PM
Market Alert: No Jobs Report Friday Makes ADP Tomorrow The Only Game In Town!
open.substack.com/pub/hallmark...
open.substack.com/pub/hallmark...
The Fed cut rates by 175 bps, but mortgage rates are still stuck. Why?
Because of debt, deficits, Washington dysfunction, and inflation!
Read why here: hallmarkabsservice.substack.com/publish/post...
#RealEstate #MortgageRates #Economy #Fed #HousingMarket #FederalReserve
Because of debt, deficits, Washington dysfunction, and inflation!
Read why here: hallmarkabsservice.substack.com/publish/post...
#RealEstate #MortgageRates #Economy #Fed #HousingMarket #FederalReserve
February 2, 2026 at 1:09 PM
The Fed cut rates by 175 bps, but mortgage rates are still stuck. Why?
Because of debt, deficits, Washington dysfunction, and inflation!
Read why here: hallmarkabsservice.substack.com/publish/post...
#RealEstate #MortgageRates #Economy #Fed #HousingMarket #FederalReserve
Because of debt, deficits, Washington dysfunction, and inflation!
Read why here: hallmarkabsservice.substack.com/publish/post...
#RealEstate #MortgageRates #Economy #Fed #HousingMarket #FederalReserve
U.S. Reserve #Currency Status...Is It At Any Risk With Government Shutdown 2.0?https://open.substack.com/pub/hallmarkabsservice/p/us-reserve-currency-statusat-any?r=nlt9&utm_campaign=post&utm_medium=web
#MortgageRates #RealEstate #GovernmentShutdown #Currency #BondMarket
#MortgageRates #RealEstate #GovernmentShutdown #Currency #BondMarket
January 31, 2026 at 5:46 PM
U.S. Reserve #Currency Status...Is It At Any Risk With Government Shutdown 2.0?https://open.substack.com/pub/hallmarkabsservice/p/us-reserve-currency-statusat-any?r=nlt9&utm_campaign=post&utm_medium=web
#MortgageRates #RealEstate #GovernmentShutdown #Currency #BondMarket
#MortgageRates #RealEstate #GovernmentShutdown #Currency #BondMarket
Will the next Fed Chair be independent, or a pawn of the White House?
Kevin Warsh, in the past, has been an inflation hawk.
Just how far have his views evolved?
Read more about it here open.substack.com/pub/hallmark...
#KevinWarsh #inflation #FederalReserve #WhiteHouse
Kevin Warsh, in the past, has been an inflation hawk.
Just how far have his views evolved?
Read more about it here open.substack.com/pub/hallmark...
#KevinWarsh #inflation #FederalReserve #WhiteHouse
January 30, 2026 at 3:15 PM
Will the next Fed Chair be independent, or a pawn of the White House?
Kevin Warsh, in the past, has been an inflation hawk.
Just how far have his views evolved?
Read more about it here open.substack.com/pub/hallmark...
#KevinWarsh #inflation #FederalReserve #WhiteHouse
Kevin Warsh, in the past, has been an inflation hawk.
Just how far have his views evolved?
Read more about it here open.substack.com/pub/hallmark...
#KevinWarsh #inflation #FederalReserve #WhiteHouse
A government shutdown is looming!
Read about its impact on interest rates and mortgage rates in the article…
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
open.substack.com/pub/hallmark...
Read about its impact on interest rates and mortgage rates in the article…
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
open.substack.com/pub/hallmark...
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
'Lawmakers have until Jan. 30 to pass the 12 annual appropriations bills needed to fund the government and avoid a shutdown.'
open.substack.com
January 27, 2026 at 6:38 PM
A government shutdown is looming!
Read about its impact on interest rates and mortgage rates in the article…
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
open.substack.com/pub/hallmark...
Read about its impact on interest rates and mortgage rates in the article…
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
open.substack.com/pub/hallmark...
A government shutdown on Friday could push mortgage rates higher!
Why? Loss of confidence in the U.S. ability to manage its business!
Read 'A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?' here open.substack.com/pub/hallmark...
#governmentshutdown #mortgagerates
Why? Loss of confidence in the U.S. ability to manage its business!
Read 'A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?' here open.substack.com/pub/hallmark...
#governmentshutdown #mortgagerates
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
'Lawmakers have until Jan. 30 to pass the 12 annual appropriations bills needed to fund the government and avoid a shutdown.'
open.substack.com
January 27, 2026 at 11:39 AM
A government shutdown on Friday could push mortgage rates higher!
Why? Loss of confidence in the U.S. ability to manage its business!
Read 'A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?' here open.substack.com/pub/hallmark...
#governmentshutdown #mortgagerates
Why? Loss of confidence in the U.S. ability to manage its business!
Read 'A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?' here open.substack.com/pub/hallmark...
#governmentshutdown #mortgagerates
Anyone want to help me reach 200 subscribers at my YouTube Do You Ever Wonder channel?
Currently at 195!
Subscribe here: www.youtube.com/@DoYouEverWo...
Currently at 195!
Subscribe here: www.youtube.com/@DoYouEverWo...
Do You Ever Wonder With Host Mike Haltman
Welcome to the Do You Ever Wonder Podcast! 🎙️
Curiosity drives everything we do here. From residential and commercial real estate to the evolving mortgage market, we dive deep into a wide range of to...
www.youtube.com
January 26, 2026 at 7:45 PM
Anyone want to help me reach 200 subscribers at my YouTube Do You Ever Wonder channel?
Currently at 195!
Subscribe here: www.youtube.com/@DoYouEverWo...
Currently at 195!
Subscribe here: www.youtube.com/@DoYouEverWo...
Into the weeds!
Why a strengthening Yen could keep U.S. mortgage rates higher than anyone expects!
Read why that is here: open.substack.com/pub/hallmark...
#Japan #Currency #mortgagerates #investing #RealEstate
Why a strengthening Yen could keep U.S. mortgage rates higher than anyone expects!
Read why that is here: open.substack.com/pub/hallmark...
#Japan #Currency #mortgagerates #investing #RealEstate
January 26, 2026 at 1:22 PM
Into the weeds!
Why a strengthening Yen could keep U.S. mortgage rates higher than anyone expects!
Read why that is here: open.substack.com/pub/hallmark...
#Japan #Currency #mortgagerates #investing #RealEstate
Why a strengthening Yen could keep U.S. mortgage rates higher than anyone expects!
Read why that is here: open.substack.com/pub/hallmark...
#Japan #Currency #mortgagerates #investing #RealEstate
Networking and Nostalgia
They say you can't go home again, but I did, and it filled me with gratitude.
Read about it here share.google/YdYjlCn2yLMY...
#Networking #Nostalgia
They say you can't go home again, but I did, and it filled me with gratitude.
Read about it here share.google/YdYjlCn2yLMY...
#Networking #Nostalgia
January 23, 2026 at 1:09 PM
Networking and Nostalgia
They say you can't go home again, but I did, and it filled me with gratitude.
Read about it here share.google/YdYjlCn2yLMY...
#Networking #Nostalgia
They say you can't go home again, but I did, and it filled me with gratitude.
Read about it here share.google/YdYjlCn2yLMY...
#Networking #Nostalgia
The City of Yes Effect: Why Development Rights Are Exploding Across NYC
Read all about it here open.substack.com/pub/hallmark...
#NYC #commercialrealestate #cityofyes #nycrealestate
Read all about it here open.substack.com/pub/hallmark...
#NYC #commercialrealestate #cityofyes #nycrealestate
The City of Yes Effect: Why Development Rights Are Exploding Across NYC
How zoning lot mergers, FAR transfers, and development rights deals are accelerating one year after New York’s most consequential zoning reform in decades.
open.substack.com
January 21, 2026 at 3:54 PM
The City of Yes Effect: Why Development Rights Are Exploding Across NYC
Read all about it here open.substack.com/pub/hallmark...
#NYC #commercialrealestate #cityofyes #nycrealestate
Read all about it here open.substack.com/pub/hallmark...
#NYC #commercialrealestate #cityofyes #nycrealestate
When The Stock Market Is Collapsing And You Want To Sell Everything...Watch This First!
Watch my discussion with Jonathan R Blau of Fusion Family Wealth LLC here youtu.be/UVz94yIErq8?...
#investing #stockmarket #panic
Watch my discussion with Jonathan R Blau of Fusion Family Wealth LLC here youtu.be/UVz94yIErq8?...
#investing #stockmarket #panic
When The Stock Market Is Collapsing And You Want To Sell Everything...Watch This First!
YouTube video by Do You Ever Wonder With Host Mike Haltman
youtu.be
January 20, 2026 at 8:37 PM
When The Stock Market Is Collapsing And You Want To Sell Everything...Watch This First!
Watch my discussion with Jonathan R Blau of Fusion Family Wealth LLC here youtu.be/UVz94yIErq8?...
#investing #stockmarket #panic
Watch my discussion with Jonathan R Blau of Fusion Family Wealth LLC here youtu.be/UVz94yIErq8?...
#investing #stockmarket #panic