A lot of buyers still think 20% down is required. Truth is, some conventional loans allow just 3% down. That changes the game for first-time buyers in Morris County and beyond.
#homebuyingtips #downpayment #njrealestate #tonislistrealestate

Now on the market: $800K Morristown condo. 3 bedrooms, 3.5 baths, 2-car garage, private patio, elevator. Location + lifestyle all in one.

#morristownnj #njrealestate #morristowncondo #tonislistrealestate

Home prices aren’t following one trend everywhere. Some markets are up, others are down.
In northern New Jersey, local housing data is the key to making smart decisions—whether you’re buying or selling.

#homeprices #housingmarketupdate #northernnjhomes #njrealestate #tonislistrealestate

Open House alert! $800,000 | 60 Chestnut St., Morristown | Sunday, Aug 24 | 1–3 pm. Tour a spacious home with classic charm right in town.

#morristownnj #openhouse #njrealestate #morristownhomes #tonislistrealestate

When rates shift, so does your buying power. On a $400K mortgage, lowering your rate by just half a percent equals $132 in monthly savings. If you’re weighing a move, let’s run the numbers together.

#tonislistrealestate #njrealestate #mortgagerates #morriscountyhomes

Buying your first home? Learn how to get credit-ready, plan your down payment, and find the right mortgage—without the stress.

#homebuyinghelp #mortgagetips #realestateadvice #tonislistrealestate #morriscountynj #firsthome

Hello, July! Wishing you a month full of peace, love, and success in every area of life—including your next home.

#tonislistrealestate #welcomejuly #realestatenj #northjerseyhomes #newmonthvibes

Housing prices didn’t change overnight—2020’s boom, 2023’s slowdown, and today’s balance all shaped where we are now. Let’s talk about what this means for your next move.

#realestateinsight #housingmarket2025 #tonislistrealestate #njrealestate #marketknowledge

Your home equity can do more than sit on paper—think upgrades, debt payoff, investments, even retirement planning. Check out 6 smart ways to use it and let’s chat about what’s right for you.

#homeequity #realestateadvice #homeownershiptips #tonislistrealestate

Your offer got the green light—here’s what to do next. This guide breaks down the 8 key steps to take before closing day.

#realestate #homebuying #acceptedoffer #closingsteps #tonislistrealestate

Tired of paying rent? Owning a home helps you build equity, save on taxes, and enjoy more stability. Let’s explore your options.
#homeownershipbenefits #buildequity #realestatevalue #tonislistrealestate #njhomes #wealththroughproperty

Morris County’s inventory is up, giving buyers more leverage—yet sellers still hold strong. Want this snapshot for your town? Send your ZIP for a custom report.

#tonislistrealestate #morriscountynj #marketupdate #njrealestate #northjerseyhomes

The name says it all—Toni’s List Real Estate. I bring strength, strategy, and soul to every deal. If you're ready to buy or sell in North Jersey, let’s talk. Powered by Realty Executives Platinum Agents.

#tonislistrealestate #njhomes #morriscountyrealestate #realestatewithheart #realtyexecutives