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alexisrjimenez.bsky.social
How Swift's #Blockchain could boost bank #Stablecoins

Swift is adding scale to stablecoins and other digital payments.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking #Payments #PayTech
How Swift's blockchain could boost bank stablecoins
The messaging service is building a network of banks to support the technology that underpins digital currencies. Technology experts say this "single location" concept encourages legacy institutions…
www.americanbanker.com
October 8, 2025 at 8:30 PM
alexisrjimenez.bsky.social
“DOGE” should have never had access but an after the fact review is a start

Watchdogs, GAO, to investigate DOGE Treasury payments access

https://buff.ly/3CPyMbW

#FinTech #FinServ #Banking #Payments #PayTech
Watchdogs to investigate DOGE Treasury payments access
The probes come at the request of Sens. Elizabeth Warren, D-Mass., and Ron Wyden, D-Ore., respectively the ranking members of the Senate Banking and Senate Finance committees.
buff.ly
February 15, 2025 at 9:00 PM
alexisrjimenez.bsky.social
90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them

buff.ly/3APrkMU

#FinTech #FinServ #Banking #Payments #PayTech
90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them | PYMNTS.com
As digital wallets become a staple of modern consumer life, there’s a need for clarity around their functions. While many consumers are familiar with the
buff.ly
November 19, 2024 at 9:00 PM
alexisrjimenez.bsky.social
Block agrees to pay $255M to regulators for Cash App deficiencies

The digital #Payments provider agreed to pay penalties to the CFPB and a group of states under settlements that alleged the company violated banking laws.

https://buff.ly/3Wp7e3I

#FinTech #FinServ #Banking #PayTech
Block agrees to pay $255M to regulators for Cash App deficiencies
The digital payments provider agreed to pay penalties to the Consumer Financial Protection Bureau and a group of states under settlements that alleged the company violated banking laws.
buff.ly
January 17, 2025 at 8:30 PM
alexisrjimenez.bsky.social
CEO Interview: ‘Regulatory Relaxation’ and Simplicity Key to FinTech Growth, Splitit CEO Nandan Sheth

https://buff.ly/4i9dUvP

#FinTech #FinServ #Banking #Regulation #Payments #PayTech
CEO Interview: ‘Regulatory Relaxation’ and Simplicity Key to FinTech Growth | PYMNTS.com
The new administration is barely a month old, so it’s too soon to tell exactly what financial services regulation will look like. But with the pause on
buff.ly
February 26, 2025 at 8:30 PM
alexisrjimenez.bsky.social
Visa, Mastercard have edge over Amex for Apple: analyst

As companies joust to become the tech giant’s card network, some analysts give Visa and Mastercard an advantage over American Express.

www.paymentsdive.com/news/visa-ma...

#FinTech #FinServ #Banking #Payments #PayTech
Visa, Mastercard have edge over Amex for Apple: analyst
As companies joust to become the tech giant’s card network, some analysts give Visa and Mastercard an advantage over American Express.
www.paymentsdive.com
April 4, 2025 at 5:02 PM
alexisrjimenez.bsky.social
Bank transfer fraud losses outpace crypto

The value of fraud losses last year was highest for bank transfers and payments, followed by #Cryptocurrency transactions, according to a report from the FTC released last week.

buff.ly/N7j4ttl

#FinTech #FinServ #Banking #Payments #PayTech
Bank transfer fraud losses outpace crypto
The value of fraud losses last year was highest for bank transfers and payments, followed by cryptocurrency transactions, according to a report from the Federal Trade Commission released last week.
buff.ly
March 22, 2025 at 4:00 PM
alexisrjimenez.bsky.social
Paper check use surged last year, AFP says

Use of paper checks by U.S. businesses jumped last year, according to an annual survey by the Association for Financial Professionals, which struggled to explain the results.

buff.ly/tW1p7TC

#FinTech #FinServ #Banking #Payments #PayTech
Paper check use surged last year, AFP says
Use of paper checks by U.S. businesses jumped last year, according to an annual survey by the Association for Financial Professionals, which struggled to explain the results.
buff.ly
April 19, 2025 at 4:01 PM
alexisrjimenez.bsky.social
Faith meets fintech: How churches are betting on #AI and crypto

Church leaders in the US are investing more in AI and other tech.

Some churches are also leveraging #Cryptocurrency.

buff.ly/PjLvG8m

#FinTech #FinServ #Banking #Payments #PayTech
Faith meets fintech: How churches are betting on AI and crypto
The 2025 State of the Church Tech report said 45% of surveyed church leaders now use artificial intelligence, an 80% jump from last year.
buff.ly
May 25, 2025 at 3:00 PM
alexisrjimenez.bsky.social
Fed survey: #BNPL use ticks up, late-payment rate jumps

The number of consumers who fell behind on their buy now/pay later payments jumped last year, according to data compiled by the Federal Reserve.

www.americanbanker.com/news/fed-sur...

#FinTech #FinServ #Banking #Payments #PayTech
Fed survey: BNPL use ticks up, late-payment rate jumps
U.S. households were financially sound last year, but the Federal Reserve's annual well-being report highlighted a few emerging trends, including rising buy now/pay later delinquencies and incidents…
www.americanbanker.com
May 29, 2025 at 5:02 PM
alexisrjimenez.bsky.social
Congress just handed Walmart and Amazon a way to eat your deposits.

The #GENIUSAct lets them issue #Stablecoins.
Banks can sit back or fight back.

Ron Shevlin explains what’s coming

buff.ly/ZRhsPux

#FinTech #FinServ #Banking #Payments #PayTech
buff.ly
June 30, 2025 at 3:10 PM
alexisrjimenez.bsky.social
Processors lean on #AI to fight fraud

Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

www.paymentsdive.com/news/payment...

#FinTech #FinServ #Banking #Payments #PayTech
Processors lean on AI to fight fraud
Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.
www.paymentsdive.com
July 3, 2025 at 7:01 PM
alexisrjimenez.bsky.social
Trade group pushes directory for instant payments

The U.S. Faster Payments Council advocated for an open and secure directory service to increase real-time payment adoption, per a report earlier this month.

www.paymentsdive.com/news/instant...

#FinTech #FinServ #Banking #Payments #PayTech
Trade group pushes directory for instant payments
The U.S. Faster Payments Council advocated for an open and secure directory service to increase real-time payment adoption, per a report earlier this month.
www.paymentsdive.com
April 24, 2025 at 6:01 PM
alexisrjimenez.bsky.social
Splitit pivots customer strategy

The #BNPL player will rely less on partnering with individual merchants thanks to a partnership with Samsung’s digital wallet.

www.paymentsdive.com/news/splitit...

#FinTech #FinServ #Banking #Payments #PayTech
Splitit pivots customer strategy
The BNPL player will rely less on partnering with individual merchants thanks to a partnership with Samsung’s digital wallet.
www.paymentsdive.com
July 29, 2025 at 8:00 PM
alexisrjimenez.bsky.social
🧐 “#Stablecoins will blur the boundaries between banks and nonbanks?” I’m not convinced. Regulation, capital, & trust aren’t optional, and history shows “disruptors” often stumble in finance. Bold claim, but far from inevitable.

buff.ly/QsKUmwn

#FinTech #FinServ #Banking #Payments #PayTech
Stablecoins will blur the boundaries between banks and nonbanks
As the issuance of stablecoins by businesses outside the financial industry expands, some of the products and services traditionally handled by banks might begin to migrate to retailers and other…
buff.ly
October 5, 2025 at 5:01 PM
alexisrjimenez.bsky.social
Congressional Democrats criticized Trump administration moves at the Treasury Department and Consumer Financial Protection Bureau that suggest changes to federal government payments and policies.

https://buff.ly/4jZTOFF

#FinTech #FinServ #Banking #Payments #PayTech
Democrats decry Trump payments policy upheaval
Congressional Democrats criticized Trump administration moves at the Treasury Department and Consumer Financial Protection Bureau that suggest changes to federal government payments and policies.
buff.ly
February 5, 2025 at 8:30 PM
alexisrjimenez.bsky.social
Third of U.S. small businesses add credit card surcharges, even though they’re lowering consumer satisfaction with the transaction.

https://buff.ly/4hG9EDc

#FinTech #FinServ #Banking #Payments #PayTech
Third of U.S. small businesses add credit card surcharges
The findings of a J.D. Power survey indicate that merchants are passing the cost of swipe fees onto customers, even though they’re lowering consumer satisfaction with the transaction.
buff.ly
February 4, 2025 at 7:30 PM
startupwire.bsky.social
#Amsterdam-based #fintech #startup #Klearly has raised €6 million in seed funding led by Global PayTech Ventures

✅ Turns smartphones into payment terminals – no extra hardware required.
✅ Transparent, transaction-based fees with no hidden charges.

shorter.me/sL6mL
Amsterdam-based fintech startup Klearly raised €6M led by Global PayTech Ventures
Amsterdam-based fintech startup Klearly has announced the successful completion of a €6 million seed funding round. The investment was led by Global PayTech Ventures,
shorter.me
January 15, 2025 at 6:51 AM
alexisrjimenez.bsky.social
Banks Fight Back: How Cross-Border Technology Is Challenging FinTech Disruptors

www.pymnts.com/news/cross-b...

#FinTech #FinServ #Banking #Payments #PayTech
Banks Fight Back: How Cross-Border Technology Is Challenging FinTech Disruptors | PYMNTS.com
Global financial messaging network Swift said earlier this year that it was working with 25 financial institutions (FIs) and application providers on a
www.pymnts.com
December 9, 2024 at 3:28 PM
alexisrjimenez.bsky.social
Credit card bill crusade persists

Sens. Dick Durbin and Roger Marshall may have lost their latest bid to win a congressional vote on the Credit Card Competition Act, via stablecoin legislation, but proponents are undeterred.

buff.ly/QiueRf4

#FinTech #FinServ #Banking #Payments #PayTech
buff.ly
June 17, 2025 at 4:01 PM
alexisrjimenez.bsky.social
As relief organizations step up to help the victims of flash flooding in Texas, impersonation scammers are swooping in to take advantage of digital payment charity efforts and siphon donations away from where they are needed most

buff.ly/PmqQKoS

#FinTech #FinServ #Banking #Payments #PayTech
buff.ly
July 8, 2025 at 7:01 PM
alexisrjimenez.bsky.social
Fedwire makes ISO leap

The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.

www.paymentsdive.com/news/fedwire...

#FinTech #FinServ #Banking #Payments #PayTech
Fedwire makes ISO leap
The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.
www.paymentsdive.com
July 17, 2025 at 3:04 PM
alexisrjimenez.bsky.social
PayPal embarks on $300M restructuring

The digital payments company has begun to log expenses for a “large-scale initiative” to overhaul its technology infrastructure, including job cuts.

www.paymentsdive.com/news/paypal-...

#FinTech #FinServ #Banking #Payments #PayTech
PayPal embarks on $300M restructuring
The digital payments company has begun to log expenses for a “large-scale initiative” to overhaul its technology infrastructure, including job cuts.
www.paymentsdive.com
August 2, 2025 at 4:01 PM
alexisrjimenez.bsky.social
Finastra is the latest #FinTech to bring #Blockchain technology to cross-border #Payments for banks.

Finastra is partnering with Circle to offer U.S. banks the ability to process payments using Circle's USDC

www.americanbanker.com/news/circle-...

#FinServ #Banking #PayTech
Circle adds Finastra to stablecoin partner roster
Finastra is the latest bank tech provider to bring stablecoins to cross-border payments, which experts say is a way banks can use blockchain post-GENIUS Act.
www.americanbanker.com
August 29, 2025 at 7:00 PM
alexisrjimenez.bsky.social
Why biometric cards haven't taken off in the U.S.

Payment cards with fingerprint sensors are more popular in Europe, for instance, because of regulations governing authentication.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking #Payments #PayTech
Why biometric cards haven't taken off in the U.S.
The cards, which are expensive, have not grown quickly. But payment companies are angling for a pickup.
www.americanbanker.com
September 28, 2025 at 3:00 PM