Plootus
@weareplootus.bsky.social
Plootus is a financial planning app that helps users manage their retirement accounts by consolidating their income, expenses, and investments into one place. Plootus suggests investment options based on a user's risk profile and estimated retirement needs
Why We’re Wired to Make Bad Money Moves (and How to Outsmart Your Brain)
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
December 7, 2025 at 2:21 PM
Why We’re Wired to Make Bad Money Moves (and How to Outsmart Your Brain)
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
This week’s newsletter breaks down a cooling labor market, #Bitcoin’s surge past $92K, and the costly fallout of the nation’s longest government shutdown.
December 4, 2025 at 2:59 PM
This week’s newsletter breaks down a cooling labor market, #Bitcoin’s surge past $92K, and the costly fallout of the nation’s longest government shutdown.
How to Retire Like a Boglehead: Passive Investing 101 for Long-Term Success
Want to retire comfortably without the stress of trying to beat the market? The Boglehead philosophy is all about simplicity, consistency, and long-term growth through low-cost, diversified index funds.
Want to retire comfortably without the stress of trying to beat the market? The Boglehead philosophy is all about simplicity, consistency, and long-term growth through low-cost, diversified index funds.
December 3, 2025 at 4:20 PM
How to Retire Like a Boglehead: Passive Investing 101 for Long-Term Success
Want to retire comfortably without the stress of trying to beat the market? The Boglehead philosophy is all about simplicity, consistency, and long-term growth through low-cost, diversified index funds.
Want to retire comfortably without the stress of trying to beat the market? The Boglehead philosophy is all about simplicity, consistency, and long-term growth through low-cost, diversified index funds.
Daniel Kahneman’s Legacy: What Every Investor Needs to Know
📚 Nobel Prize-winning psychologist Daniel Kahneman changed how we understand decision-making. His best-seller Thinking, Fast and Slow revealed a powerful truth:
We’re not as rational as we think—especially with money.
📚 Nobel Prize-winning psychologist Daniel Kahneman changed how we understand decision-making. His best-seller Thinking, Fast and Slow revealed a powerful truth:
We’re not as rational as we think—especially with money.
November 29, 2025 at 3:43 PM
Daniel Kahneman’s Legacy: What Every Investor Needs to Know
📚 Nobel Prize-winning psychologist Daniel Kahneman changed how we understand decision-making. His best-seller Thinking, Fast and Slow revealed a powerful truth:
We’re not as rational as we think—especially with money.
📚 Nobel Prize-winning psychologist Daniel Kahneman changed how we understand decision-making. His best-seller Thinking, Fast and Slow revealed a powerful truth:
We’re not as rational as we think—especially with money.
This week’s market roundup highlights cooling U.S. consumer sentiment, Alphabet’s AI-fueled rally and its risks, and gold’s surge amid rising expectations of a Federal Reserve rate cut.
November 27, 2025 at 3:47 PM
This week’s market roundup highlights cooling U.S. consumer sentiment, Alphabet’s AI-fueled rally and its risks, and gold’s surge amid rising expectations of a Federal Reserve rate cut.
This week’s roundup highlights #Bitcoin's sharp 2025 slump, rising U.S. winter blackout risks from data-center power demand, and new signs of labor-market strain with surging jobless claims.
November 20, 2025 at 12:59 PM
This week’s roundup highlights #Bitcoin's sharp 2025 slump, rising U.S. winter blackout risks from data-center power demand, and new signs of labor-market strain with surging jobless claims.
Why do so many investors try to time the market—even though we know it rarely works?
The answer lies in human psychology.
The answer lies in human psychology.
November 19, 2025 at 4:44 PM
Why do so many investors try to time the market—even though we know it rarely works?
The answer lies in human psychology.
The answer lies in human psychology.
Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t, pays it.” But what did he really mean—and why is this principle so powerful?
November 16, 2025 at 2:15 PM
Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t, pays it.” But what did he really mean—and why is this principle so powerful?
Your Retirement Plan, According to Nobel Prize Winner Richard Thaler
What if your retirement plan could be smarter—just by understanding how your brain works?
#retirementplan #richardthaler #401k #403b
What if your retirement plan could be smarter—just by understanding how your brain works?
#retirementplan #richardthaler #401k #403b
November 12, 2025 at 4:13 PM
Your Retirement Plan, According to Nobel Prize Winner Richard Thaler
What if your retirement plan could be smarter—just by understanding how your brain works?
#retirementplan #richardthaler #401k #403b
What if your retirement plan could be smarter—just by understanding how your brain works?
#retirementplan #richardthaler #401k #403b
The FIRE movement (Financial Independence, Retire Early) has reshaped how we think about money and retirement. But there's a new mindset emerging—F.I.N.E.: Financial Independence, Not Early.
November 8, 2025 at 6:30 PM
The FIRE movement (Financial Independence, Retire Early) has reshaped how we think about money and retirement. But there's a new mindset emerging—F.I.N.E.: Financial Independence, Not Early.
This week’s financial roundup explores the Fed’s ongoing rate-cut debate, gold’s rebound amid shifting monetary signals, and the Supreme Court’s scrutiny of Trump’s sweeping tariff powers. #fed #SupremeCourt #tariffs #gold
November 6, 2025 at 3:16 PM
This week’s financial roundup explores the Fed’s ongoing rate-cut debate, gold’s rebound amid shifting monetary signals, and the Supreme Court’s scrutiny of Trump’s sweeping tariff powers. #fed #SupremeCourt #tariffs #gold
The 4% Rule: Still Valid or Retired With It? 💸📉
November 4, 2025 at 2:45 PM
The 4% Rule: Still Valid or Retired With It? 💸📉
Robert Kiyosaki’s Rich Dad, Poor Dad isn’t just for entrepreneurs—it’s packed with insights you can use right inside your workplace retirement plan. In this video, we translate three of Kiyosaki’s most powerful lessons into smart 401(k) and 403(b) strategies. #robertkiyosaki #richdadpoordad
November 1, 2025 at 2:39 PM
Robert Kiyosaki’s Rich Dad, Poor Dad isn’t just for entrepreneurs—it’s packed with insights you can use right inside your workplace retirement plan. In this video, we translate three of Kiyosaki’s most powerful lessons into smart 401(k) and 403(b) strategies. #robertkiyosaki #richdadpoordad
This week’s market pulse: Nvidia hits a historic $5 trillion milestone, U.S. housing stalls amid job worries, and inflation fears persist despite Fed rate cuts.
#nvidia #housing #interestrates #Jobs
#nvidia #housing #interestrates #Jobs
October 30, 2025 at 12:50 PM
This week’s market pulse: Nvidia hits a historic $5 trillion milestone, U.S. housing stalls amid job worries, and inflation fears persist despite Fed rate cuts.
#nvidia #housing #interestrates #Jobs
#nvidia #housing #interestrates #Jobs
Ramsey vs. FIRE: Who’s Right About Retirement?
Dave Ramsey says live debt-free and invest steadily. The FIRE community says live lean, save 70%, and retire in your 30s. So… who’s right?
Dave Ramsey says live debt-free and invest steadily. The FIRE community says live lean, save 70%, and retire in your 30s. So… who’s right?
October 28, 2025 at 5:02 PM
Ramsey vs. FIRE: Who’s Right About Retirement?
Dave Ramsey says live debt-free and invest steadily. The FIRE community says live lean, save 70%, and retire in your 30s. So… who’s right?
Dave Ramsey says live debt-free and invest steadily. The FIRE community says live lean, save 70%, and retire in your 30s. So… who’s right?
“The Psychology of Money” by Morgan Housel—What Every Everyday Investor Should Know #morganhousel
October 27, 2025 at 1:42 AM
“The Psychology of Money” by Morgan Housel—What Every Everyday Investor Should Know #morganhousel
This week’s newsletter dives into gold’s brutal sell-off, a wild meme stock rally, and India’s shifting trade stance with the U.S. #gold #memestocks #tariff #beyondmeat #krispykreme
October 23, 2025 at 2:01 PM
This week’s newsletter dives into gold’s brutal sell-off, a wild meme stock rally, and India’s shifting trade stance with the U.S. #gold #memestocks #tariff #beyondmeat #krispykreme
Millionaire Habits Backed by Science (and Tony Robbins)
October 20, 2025 at 3:58 PM
Millionaire Habits Backed by Science (and Tony Robbins)
This week, markets reacted to surging gold prices, signals of upcoming Fed rate cuts, and strong earnings from major U.S. banks fueled by Wall Street momentum. #MorganStanley #JPMorganChase #GoldmanSachs #BankofAmerica #WellsFargo #Gold
October 16, 2025 at 1:39 PM
This week, markets reacted to surging gold prices, signals of upcoming Fed rate cuts, and strong earnings from major U.S. banks fueled by Wall Street momentum. #MorganStanley #JPMorganChase #GoldmanSachs #BankofAmerica #WellsFargo #Gold
Warren Buffett: “Time Is Your Friend; Impulse Is Your Enemy” — Master the Long Game #warrenbuffett
October 15, 2025 at 5:00 PM
Warren Buffett: “Time Is Your Friend; Impulse Is Your Enemy” — Master the Long Game #warrenbuffett
Underconsumption Core: Spend Less, Live More—The Secret to Sustainable Wealth #financialplanning #spending #saving #moneyhabits #consumption
October 12, 2025 at 1:05 PM
Underconsumption Core: Spend Less, Live More—The Secret to Sustainable Wealth #financialplanning #spending #saving #moneyhabits #consumption
This week's stories cover a record gold price surge driven by the US government shutdown, the growing economic fallout as federal workers miss paychecks, and the DOE's proposed billions in grant cuts to automakers and startups.
October 9, 2025 at 2:00 PM
This week's stories cover a record gold price surge driven by the US government shutdown, the growing economic fallout as federal workers miss paychecks, and the DOE's proposed billions in grant cuts to automakers and startups.