The Animal Room
@wanderingfancies.bsky.social
Keep up with the lives of the 9 ladies and fellas of The Animal Room
🐢 Manitoulin "Manny" (🏠🌎)
🐸🐸 Big Blue & Jiminy Ribbit (Council of Frogs)
🦎 Mellow (the Princess 👑)
🦎🦎 Gremlin & Lady Moss (😊)
🦎 Slurp (😤)
🐸 Pippin (👁👄👁)
🐌 The Custodian
🐢 Manitoulin "Manny" (🏠🌎)
🐸🐸 Big Blue & Jiminy Ribbit (Council of Frogs)
🦎 Mellow (the Princess 👑)
🦎🦎 Gremlin & Lady Moss (😊)
🦎 Slurp (😤)
🐸 Pippin (👁👄👁)
🐌 The Custodian
The basking stone looks perfect, good UVB, hiding spots, shade spots, heat gradient away from the heat lamp, water bowl for getting in and water bottle for drinking - fantastic setup 🫡
September 7, 2025 at 9:26 PM
The basking stone looks perfect, good UVB, hiding spots, shade spots, heat gradient away from the heat lamp, water bowl for getting in and water bottle for drinking - fantastic setup 🫡
Oh my gosh - they look just like my lady Mellow! You dont see many with that much black spotting.
Jsyk people say not to use reptile sand. I used it with Mellow for over a year with no issues at all before switching to reptile carpet 🤷♂️ but worth mentioning
They will love all the hiding spots!
Jsyk people say not to use reptile sand. I used it with Mellow for over a year with no issues at all before switching to reptile carpet 🤷♂️ but worth mentioning
They will love all the hiding spots!
September 7, 2025 at 9:24 PM
Oh my gosh - they look just like my lady Mellow! You dont see many with that much black spotting.
Jsyk people say not to use reptile sand. I used it with Mellow for over a year with no issues at all before switching to reptile carpet 🤷♂️ but worth mentioning
They will love all the hiding spots!
Jsyk people say not to use reptile sand. I used it with Mellow for over a year with no issues at all before switching to reptile carpet 🤷♂️ but worth mentioning
They will love all the hiding spots!
Thank you so much!!
Slurp is skiddish and bites so many people dont give enough credit to how beautiful his coloration is. He deserves just as much love even if he is a little warrior! Lol
Slurp is skiddish and bites so many people dont give enough credit to how beautiful his coloration is. He deserves just as much love even if he is a little warrior! Lol
September 7, 2025 at 9:10 PM
Thank you so much!!
Slurp is skiddish and bites so many people dont give enough credit to how beautiful his coloration is. He deserves just as much love even if he is a little warrior! Lol
Slurp is skiddish and bites so many people dont give enough credit to how beautiful his coloration is. He deserves just as much love even if he is a little warrior! Lol
Part is greed 100%; drug companies, hospitals, insurance, etc.
Another part, more significant:
-Overall costs of care increased 7.5% in 2023; advancing tech, spike in usage, etc.
-Aging population
-Weight loss drugs unexpectedly cost carriers billions
Many carriers actually lost money in 2024
Another part, more significant:
-Overall costs of care increased 7.5% in 2023; advancing tech, spike in usage, etc.
-Aging population
-Weight loss drugs unexpectedly cost carriers billions
Many carriers actually lost money in 2024
July 20, 2025 at 3:09 AM
Part is greed 100%; drug companies, hospitals, insurance, etc.
Another part, more significant:
-Overall costs of care increased 7.5% in 2023; advancing tech, spike in usage, etc.
-Aging population
-Weight loss drugs unexpectedly cost carriers billions
Many carriers actually lost money in 2024
Another part, more significant:
-Overall costs of care increased 7.5% in 2023; advancing tech, spike in usage, etc.
-Aging population
-Weight loss drugs unexpectedly cost carriers billions
Many carriers actually lost money in 2024
Correct. They had the wrong amount but whether you are taking medications or not, you should get one.
In most counties, there are some low-cost options such as the Wellcare Value Script, Cigna Saver, etc. but of course that depends on your area.
You can see every Part D option on Medicare.gov.
In most counties, there are some low-cost options such as the Wellcare Value Script, Cigna Saver, etc. but of course that depends on your area.
You can see every Part D option on Medicare.gov.
Welcome to Medicare
The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.
Medicare.gov
July 20, 2025 at 2:53 AM
Correct. They had the wrong amount but whether you are taking medications or not, you should get one.
In most counties, there are some low-cost options such as the Wellcare Value Script, Cigna Saver, etc. but of course that depends on your area.
You can see every Part D option on Medicare.gov.
In most counties, there are some low-cost options such as the Wellcare Value Script, Cigna Saver, etc. but of course that depends on your area.
You can see every Part D option on Medicare.gov.
What a wild conclusion
July 20, 2025 at 1:25 AM
What a wild conclusion
Damn, what's next, confetti? Look at all those tags, emojis, image, etc. That " , " grammar looks familiar.
The open-ended questioning is the strategy that people like Tucker Carlson use: "Now why would they do that?" - it's for people to assume nefarious conclusions.
You cause infighting 100%
The open-ended questioning is the strategy that people like Tucker Carlson use: "Now why would they do that?" - it's for people to assume nefarious conclusions.
You cause infighting 100%
July 20, 2025 at 12:32 AM
Damn, what's next, confetti? Look at all those tags, emojis, image, etc. That " , " grammar looks familiar.
The open-ended questioning is the strategy that people like Tucker Carlson use: "Now why would they do that?" - it's for people to assume nefarious conclusions.
You cause infighting 100%
The open-ended questioning is the strategy that people like Tucker Carlson use: "Now why would they do that?" - it's for people to assume nefarious conclusions.
You cause infighting 100%
The way youre intentionally pretending bots only haunt one account backs up my guess.
But good question. Seems like youre focused on leftwing infighting: exaggerated attacks feigning ignorance, perhaps against anything "moderate".
Impossible to say but perhaps just some US conservative troll.
But good question. Seems like youre focused on leftwing infighting: exaggerated attacks feigning ignorance, perhaps against anything "moderate".
Impossible to say but perhaps just some US conservative troll.
July 19, 2025 at 11:51 PM
The way youre intentionally pretending bots only haunt one account backs up my guess.
But good question. Seems like youre focused on leftwing infighting: exaggerated attacks feigning ignorance, perhaps against anything "moderate".
Impossible to say but perhaps just some US conservative troll.
But good question. Seems like youre focused on leftwing infighting: exaggerated attacks feigning ignorance, perhaps against anything "moderate".
Impossible to say but perhaps just some US conservative troll.
What an embarrassing thing to say 😂😂
July 19, 2025 at 11:39 PM
What an embarrassing thing to say 😂😂
No i mean i literally dont think it is a human. The account responded with term-highlighted screens within 80 seconds.
July 19, 2025 at 11:10 PM
No i mean i literally dont think it is a human. The account responded with term-highlighted screens within 80 seconds.
#1 I did *not* say change or leave Cigna or that Cigna is bad. I am simply stating that *all* Medigap plan premiums increase annually.
#2 You are incorrect on the Part D Late Enrollment Penalty. It is *1%* of the base beneficiary premium (currently $36.78) for each month without it for life.
#2 You are incorrect on the Part D Late Enrollment Penalty. It is *1%* of the base beneficiary premium (currently $36.78) for each month without it for life.
July 19, 2025 at 11:08 PM
#1 I did *not* say change or leave Cigna or that Cigna is bad. I am simply stating that *all* Medigap plan premiums increase annually.
#2 You are incorrect on the Part D Late Enrollment Penalty. It is *1%* of the base beneficiary premium (currently $36.78) for each month without it for life.
#2 You are incorrect on the Part D Late Enrollment Penalty. It is *1%* of the base beneficiary premium (currently $36.78) for each month without it for life.
Notice: Many of the replies to Pete's post but especially in response to Carolyn's message are unrelated, inaccurate or misleading. I am assuming people just misunderstand this very confusing and intricate topic.
Seek a local expert for advice.
(Current Individual/Medicare agent of >6 years)
Seek a local expert for advice.
(Current Individual/Medicare agent of >6 years)
July 19, 2025 at 10:49 PM
Notice: Many of the replies to Pete's post but especially in response to Carolyn's message are unrelated, inaccurate or misleading. I am assuming people just misunderstand this very confusing and intricate topic.
Seek a local expert for advice.
(Current Individual/Medicare agent of >6 years)
Seek a local expert for advice.
(Current Individual/Medicare agent of >6 years)
Oh, you're a bot. Nice cropped photo auto-replies, the search terms are still highlighted 😭
Report this account
Report this account
July 19, 2025 at 10:42 PM
Oh, you're a bot. Nice cropped photo auto-replies, the search terms are still highlighted 😭
Report this account
Report this account
Hey might want to update your 2019 article 😂😂 he insured staffers shortly after this came out lol.
Even it stayed as a $400 monthly stipend, youre mad he gave staffers choice of their coverage? 😂 that means you must be FURIOUS with the current administration's decisions if even this makes you mad
Even it stayed as a $400 monthly stipend, youre mad he gave staffers choice of their coverage? 😂 that means you must be FURIOUS with the current administration's decisions if even this makes you mad
July 19, 2025 at 10:39 PM
Hey might want to update your 2019 article 😂😂 he insured staffers shortly after this came out lol.
Even it stayed as a $400 monthly stipend, youre mad he gave staffers choice of their coverage? 😂 that means you must be FURIOUS with the current administration's decisions if even this makes you mad
Even it stayed as a $400 monthly stipend, youre mad he gave staffers choice of their coverage? 😂 that means you must be FURIOUS with the current administration's decisions if even this makes you mad
Back in 2019 out of over 800,000 donors? That's incredible!!
And out of that tiny percentile, none were sought-out PACs and etc. like most candidates actively do
Makes me support Buttigieg even more for sure!
And out of that tiny percentile, none were sought-out PACs and etc. like most candidates actively do
Makes me support Buttigieg even more for sure!
July 19, 2025 at 10:36 PM
Back in 2019 out of over 800,000 donors? That's incredible!!
And out of that tiny percentile, none were sought-out PACs and etc. like most candidates actively do
Makes me support Buttigieg even more for sure!
And out of that tiny percentile, none were sought-out PACs and etc. like most candidates actively do
Makes me support Buttigieg even more for sure!
The ACA will still be in place. The ACA is not ending. Only one segment of subsidies is set to expire that Biden put in place. Pre-existing conditions will not be a factor per usual and there is no pre-existing conditions review per usual.
July 19, 2025 at 6:37 PM
The ACA will still be in place. The ACA is not ending. Only one segment of subsidies is set to expire that Biden put in place. Pre-existing conditions will not be a factor per usual and there is no pre-existing conditions review per usual.
Talk to a financial advisor. It is not possible for many people but you can see if it is possible or beneficial to skim under the 400% FPL. Usually this has to do with timing SS, pulling IRA funds, etc.
July 19, 2025 at 6:35 PM
Talk to a financial advisor. It is not possible for many people but you can see if it is possible or beneficial to skim under the 400% FPL. Usually this has to do with timing SS, pulling IRA funds, etc.
Oh gosh, Pete.
It would be cool if volunteer insurance agents could reply to comments or something. I started to but it appears nearly everyone could use some guidance 😭
It would be cool if volunteer insurance agents could reply to comments or something. I started to but it appears nearly everyone could use some guidance 😭
July 19, 2025 at 6:32 PM
Oh gosh, Pete.
It would be cool if volunteer insurance agents could reply to comments or something. I started to but it appears nearly everyone could use some guidance 😭
It would be cool if volunteer insurance agents could reply to comments or something. I started to but it appears nearly everyone could use some guidance 😭
No, very inaccurate. I recommend talking to a local agent.
All gap plans go up annually, including Cigna.
Yes, there can be a Part D Late Enrollment Penalty but it is not $35 per month at all.
Contact an agent
All gap plans go up annually, including Cigna.
Yes, there can be a Part D Late Enrollment Penalty but it is not $35 per month at all.
Contact an agent
July 19, 2025 at 6:28 PM
No, very inaccurate. I recommend talking to a local agent.
All gap plans go up annually, including Cigna.
Yes, there can be a Part D Late Enrollment Penalty but it is not $35 per month at all.
Contact an agent
All gap plans go up annually, including Cigna.
Yes, there can be a Part D Late Enrollment Penalty but it is not $35 per month at all.
Contact an agent
Unfortunately, high rate increases were expected regardless of administration. UnitedHealthcare is also "community-rated" which is affected by overall health in the area. Also, starting at age 69, UHC tacks on an additional 3% increase per year.
Take a look at how "trial rights" work --> February 🤫
Take a look at how "trial rights" work --> February 🤫
July 19, 2025 at 6:25 PM
Unfortunately, high rate increases were expected regardless of administration. UnitedHealthcare is also "community-rated" which is affected by overall health in the area. Also, starting at age 69, UHC tacks on an additional 3% increase per year.
Take a look at how "trial rights" work --> February 🤫
Take a look at how "trial rights" work --> February 🤫
Individual/Medicare insurance agent here.
If Enhanced APTCs (subsidies) are not extended, which they still can be, I expect uninsured rates and medical debt to spike. This is going to hit elderly, disabled and self-employed people the hardest and no one is aware.
If Enhanced APTCs (subsidies) are not extended, which they still can be, I expect uninsured rates and medical debt to spike. This is going to hit elderly, disabled and self-employed people the hardest and no one is aware.
July 19, 2025 at 6:21 PM
Individual/Medicare insurance agent here.
If Enhanced APTCs (subsidies) are not extended, which they still can be, I expect uninsured rates and medical debt to spike. This is going to hit elderly, disabled and self-employed people the hardest and no one is aware.
If Enhanced APTCs (subsidies) are not extended, which they still can be, I expect uninsured rates and medical debt to spike. This is going to hit elderly, disabled and self-employed people the hardest and no one is aware.
Like I said, I'm not interested in bickering - I dont want another Twitter
June 20, 2025 at 2:48 AM
Like I said, I'm not interested in bickering - I dont want another Twitter
Seems a bit hostile
The 911 hotline began federally and then was transferred to the states. It was a process of integration with some of the funding and regulation being on the federal level to this day.
Maybe it make sense to do it similarly?
The 911 hotline began federally and then was transferred to the states. It was a process of integration with some of the funding and regulation being on the federal level to this day.
Maybe it make sense to do it similarly?
June 20, 2025 at 1:21 AM
Seems a bit hostile
The 911 hotline began federally and then was transferred to the states. It was a process of integration with some of the funding and regulation being on the federal level to this day.
Maybe it make sense to do it similarly?
The 911 hotline began federally and then was transferred to the states. It was a process of integration with some of the funding and regulation being on the federal level to this day.
Maybe it make sense to do it similarly?