I was always under the impression that charitable donations were given 100%. But the rate is 2.2% for verified nonprofits. This feels insane to me.

They brag in huge letters that "Donors supported hundreds of thousands of medical fundraisers this year, collectively raising more than $1B". That means that GoFundMe earned something like $300 million this year off peoples' medical fundraisers?

I’d argue this is by design. Someone somewhere in the Alabama government is almost certainly profiting off this