I just think we need to stop instilling such fear into teenagers who are determining their next steps. Teaching them fiscal responsibility is obviously insanely important, and they should understand what loans are and how they work, but a bit of debt is far from the end of the world.

Additionally, my student loan payments were a massive bolster to my credit score, and my monthly payments were present but ultimately negligible in the grand scheme of things.

Obviously if you can avoid debt, that's ideal, but I took about 10K out in student loans so I could attend a 4 year state school of my choice, and the inconvenience of having 10K in debt was MASSIVELY worth having the experiences I had.

The dungeons in that game are no joke! I tried to approach them the same way I approach them in Persona games, and it just wasn't sustainable 😭