Car too new? You've probably got finance on it and had to declare how many miles you were going to do. That's your first year estimate sorted.

Ahhh, University near the Pennines in the early 2000s!I have similar memories of Liverpool winters.

You can get Benzocaine laced strepsils in the US, brilliantly effective. Numb from nose to collarbone.
But, a bit of a shock when you're expecting a UK strepsil.

Nope, we grow up and shop at All Saints instead of Afflecks Palace, Quiggins or Camden.