The Reluctant Investor
@thereluctantinv.bsky.social
Retired in 2020 living off #ISAs and #SIPP #pension. Reluctant investor who's picked up more about investing than he ever wanted to. I'm not Warren Buffet so please DYOR
3/3 Asset allocation underweight everything bar cash, and will be looking to add to some of the debt holdings but in no hurry.
October 1, 2025 at 2:34 PM
3/3 Asset allocation underweight everything bar cash, and will be looking to add to some of the debt holdings but in no hurry.
Only 3 times - and the Sava, and every other waterway deep enough!
June 30, 2025 at 8:15 PM
Only 3 times - and the Sava, and every other waterway deep enough!
For reasons outside our control we are on a month-long van trip round bits of Europe, currently roasting in Bled. There are lots of pics I could post to represent the holiday so far but this one from Kitzbuhel seems to neatly cover everything
June 30, 2025 at 5:30 AM
For reasons outside our control we are on a month-long van trip round bits of Europe, currently roasting in Bled. There are lots of pics I could post to represent the holiday so far but this one from Kitzbuhel seems to neatly cover everything
Out of curiosity I thought I'd ask Gemini what it thought of the #BBGI situation and was pleasantly surprised. I must devote more time this winter to exploring how best to prompt and sanity-check the output...
May 19, 2025 at 10:35 AM
Out of curiosity I thought I'd ask Gemini what it thought of the #BBGI situation and was pleasantly surprised. I must devote more time this winter to exploring how best to prompt and sanity-check the output...
Really feel for #AGFX holders. I fell for some of the pump a while back but didn't like the vibe and decided to exit after a year and luckily actually made a profit, something I don't usually achieve on AIM. The recent new skin in the game showed how it's only 1 measure to consider.
April 25, 2025 at 9:01 AM
Really feel for #AGFX holders. I fell for some of the pump a while back but didn't like the vibe and decided to exit after a year and luckily actually made a profit, something I don't usually achieve on AIM. The recent new skin in the game showed how it's only 1 measure to consider.
From the other place!
March 16, 2025 at 10:56 AM
From the other place!
Tried Meta, just to remove the nagging "notification" - seems about right. Lonely ivory tower...
February 24, 2025 at 9:26 AM
Tried Meta, just to remove the nagging "notification" - seems about right. Lonely ivory tower...
Had a lovely bit of winter warmth in Copenhagen with the famalam. 4 days not nearly enough to take everything in. Now to work off the Danish breakfasts...
January 13, 2025 at 5:44 PM
Had a lovely bit of winter warmth in Copenhagen with the famalam. 4 days not nearly enough to take everything in. Now to work off the Danish breakfasts...
2 of our PE holdings with positive disposals above last reported NAV makes a good start to Friday. #IPO getting cash offers for 2 holdings and #PEY selling 23% of Vishal and now carrying at 79% above last NAV. Good weekend all - Mad Friday volunteer shift on bar at community WMC for me later...🍻
December 20, 2024 at 8:04 AM
Found this gem at techzone.abrdn.com/public/iht-e...
November 22, 2024 at 9:22 AM
Found this gem at techzone.abrdn.com/public/iht-e...
Battersea power station. Could have spent a whole day there!
November 17, 2024 at 9:11 AM
Battersea power station. Could have spent a whole day there!
post a picture you took (no description - except in alt text!!) to bring some zen to the timeline:
November 17, 2024 at 8:27 AM
post a picture you took (no description - except in alt text!!) to bring some zen to the timeline:
Exited #KR1 yesterday (for now) and happy to have improved on my last dabble. Any recent followers should be aware I am terrible at stock-picking so please DYOR etc... before taking any kind of inspo from my endeavours. Sure, it might 🚀to the 🌔from here...
November 13, 2024 at 11:33 AM
Exited #KR1 yesterday (for now) and happy to have improved on my last dabble. Any recent followers should be aware I am terrible at stock-picking so please DYOR etc... before taking any kind of inspo from my endeavours. Sure, it might 🚀to the 🌔from here...
I firmly believe in #KR1 value. And also that it'll drop with btc as it has previously. So took some profit (for once). Shame I wasn't brave/daft enough to allocate usual 5k position size 🤔
November 11, 2024 at 10:27 AM
I firmly believe in #KR1 value. And also that it'll drop with btc as it has previously. So took some profit (for once). Shame I wasn't brave/daft enough to allocate usual 5k position size 🤔
Been mulling IHT over during Shropshire break. Any experts out there know how "gifts out of regular income" is applied to taking 50k a year out of a SIPP (down to zero) for next decade and giving it to ones heirs?
#askingForAFriend
#askingForAFriend
November 1, 2024 at 6:42 PM
Been mulling IHT over during Shropshire break. Any experts out there know how "gifts out of regular income" is applied to taking 50k a year out of a SIPP (down to zero) for next decade and giving it to ones heirs?
#askingForAFriend
#askingForAFriend
Entered #CREI with 20k in my SIPP as build up RE allocation. Liked recent interview, sectors, risk levels, LTV ~27%, medium term debt ok. If my SIPP gonna pay IHT, it's going to get a higher income (at 20%) taken from it 😀
October 28, 2024 at 9:10 AM
Entered #CREI with 20k in my SIPP as build up RE allocation. Liked recent interview, sectors, risk levels, LTV ~27%, medium term debt ok. If my SIPP gonna pay IHT, it's going to get a higher income (at 20%) taken from it 😀
Topped up another 5k of #TRY in Mrs RI's SIPP as we journey across Sicily on way back to airport. Not quite BTD but hey...
Palermo definitely more than first meets the eye!
Palermo definitely more than first meets the eye!
October 21, 2024 at 8:01 AM
Topped up another 5k of #TRY in Mrs RI's SIPP as we journey across Sicily on way back to airport. Not quite BTD but hey...
Palermo definitely more than first meets the eye!
Palermo definitely more than first meets the eye!
Any other #RMII holders know how many they've sold, got the money or their new allocation yet? HL being their usual helpful selves have replaced it with an assent line worth zero since last Monday
October 1, 2024 at 2:06 PM
Any other #RMII holders know how many they've sold, got the money or their new allocation yet? HL being their usual helpful selves have replaced it with an assent line worth zero since last Monday
