Rebecca Richardson
@themortgagementor.bsky.social
esse quam videri 📖 Carolina girl 🩵 I share simple solutions that get real results 💅🏻 welcome to my stream of consciousness
So before you start house-hunting, get guidance you can count on so you can shop confidently.
December 16, 2025 at 7:01 PM
So before you start house-hunting, get guidance you can count on so you can shop confidently.
Your debts, your credit, your rate, even your insurance, all help determine your real buying power.
The financial picture behind the income is what lenders care about most. And the good news? Once you know your real buying power, creating a strategy that fits your goals becomes a lot easier!
The financial picture behind the income is what lenders care about most. And the good news? Once you know your real buying power, creating a strategy that fits your goals becomes a lot easier!
December 16, 2025 at 7:01 PM
Your debts, your credit, your rate, even your insurance, all help determine your real buying power.
The financial picture behind the income is what lenders care about most. And the good news? Once you know your real buying power, creating a strategy that fits your goals becomes a lot easier!
The financial picture behind the income is what lenders care about most. And the good news? Once you know your real buying power, creating a strategy that fits your goals becomes a lot easier!
Focus on the activities that actually produce income and opportunities. You don’t need to do more. You need to spend your time where it counts.
December 9, 2025 at 7:02 PM
Focus on the activities that actually produce income and opportunities. You don’t need to do more. You need to spend your time where it counts.
That said, you might not need more hours in the day, but better time management and better decision-making about how you spend your time.
December 9, 2025 at 7:01 PM
That said, you might not need more hours in the day, but better time management and better decision-making about how you spend your time.
If you really want to do something, you'll find a way. If you don't, you'll find an excuse.
December 9, 2025 at 7:01 PM
If you really want to do something, you'll find a way. If you don't, you'll find an excuse.
'cuz the year is ending but the fun is not.
December 5, 2025 at 6:01 PM
'cuz the year is ending but the fun is not.
Quick meme dump to make you laugh
December 5, 2025 at 6:01 PM
Quick meme dump to make you laugh
Starting now doesn’t lock you into buying immediately; it simply puts you ahead of the curve and gives you control over your timeline and options.
Want to get started?
Want to get started?
December 2, 2025 at 7:02 PM
Starting now doesn’t lock you into buying immediately; it simply puts you ahead of the curve and gives you control over your timeline and options.
Want to get started?
Want to get started?
If home ownership is on your vision board for 2026, right now might be a good time to get started.
December often means fewer buyers and faster approvals, which can go a long way to making homeownership a reality.
December often means fewer buyers and faster approvals, which can go a long way to making homeownership a reality.
December 2, 2025 at 7:02 PM
If home ownership is on your vision board for 2026, right now might be a good time to get started.
December often means fewer buyers and faster approvals, which can go a long way to making homeownership a reality.
December often means fewer buyers and faster approvals, which can go a long way to making homeownership a reality.
The best home isn’t necessarily the most expensive one, but the one that fits your life and your budget.
Ready to start your journey? Let's work together on making your homebuying dreams a reality!
Ready to start your journey? Let's work together on making your homebuying dreams a reality!
November 25, 2025 at 8:01 PM
The best home isn’t necessarily the most expensive one, but the one that fits your life and your budget.
Ready to start your journey? Let's work together on making your homebuying dreams a reality!
Ready to start your journey? Let's work together on making your homebuying dreams a reality!
Lenders will approve you for an amount, but that doesn’t always mean it’s the amount you should spend. Understanding your true comfort zone helps you buy something you can manage instead of being stressed out.
November 25, 2025 at 8:01 PM
Lenders will approve you for an amount, but that doesn’t always mean it’s the amount you should spend. Understanding your true comfort zone helps you buy something you can manage instead of being stressed out.
But what if I told you budgeting can and will make a huge difference when buying a home?
November 25, 2025 at 8:01 PM
But what if I told you budgeting can and will make a huge difference when buying a home?
There are fewer rules than most people think. And there are way more options.
November 18, 2025 at 6:01 PM
There are fewer rules than most people think. And there are way more options.
They’re not. And those old “rules” are keeping a lot of people stuck when they don’t need to be.
November 18, 2025 at 6:01 PM
They’re not. And those old “rules” are keeping a lot of people stuck when they don’t need to be.
Turns out, adulthood has its own version of that....especially when it comes to mortgages.
I still hear buyers say they need 20% down, that rates have to drop before they buy, or that preapprovals are all the same.
I still hear buyers say they need 20% down, that rates have to drop before they buy, or that preapprovals are all the same.
November 18, 2025 at 6:01 PM
Turns out, adulthood has its own version of that....especially when it comes to mortgages.
I still hear buyers say they need 20% down, that rates have to drop before they buy, or that preapprovals are all the same.
I still hear buyers say they need 20% down, that rates have to drop before they buy, or that preapprovals are all the same.
Being confident in your skills doesn't mean you have to know everything or you can predict the future. It comes from knowing you can help people make smart decisions that help them reach their goals.
November 11, 2025 at 6:02 PM
Being confident in your skills doesn't mean you have to know everything or you can predict the future. It comes from knowing you can help people make smart decisions that help them reach their goals.
That’s where trust comes in. When you can explain things simply, without panic or jargon, you become the person they can count on when the headlines get loud.
November 11, 2025 at 6:01 PM
That’s where trust comes in. When you can explain things simply, without panic or jargon, you become the person they can count on when the headlines get loud.
Half the job is math. The other half is helping people stay calm when the math changes.
November 11, 2025 at 6:01 PM
Half the job is math. The other half is helping people stay calm when the math changes.
What’s the most out-of-pocket response you’ve gotten from AI?
November 7, 2025 at 6:30 PM
What’s the most out-of-pocket response you’ve gotten from AI?
And while change can be overwhelming, the right plan can help you move forward with a lot less stress. Planning for what comes next isn't just about finances but about protecting your stability, your credit, and your well-being in the long term.
November 4, 2025 at 10:01 PM
And while change can be overwhelming, the right plan can help you move forward with a lot less stress. Planning for what comes next isn't just about finances but about protecting your stability, your credit, and your well-being in the long term.