A reader asks: When you’re in the Blended Retirement System, does it make sense to convert the traditional TSP’s agency & matching contributions to the Roth TSP? It looks like an interesting new feature with the 2026 changes to the Thrift Savings Plan. The Short Answers: Yes, if you’re below the ranks of O-4 or E-7– even if you’re getting sea pay, submarine pay, flight pay, or other specialty pays.

Let me be the first to wish you a Merry Christmas! I’m going to keep this (relatively) short and simple since most of you have seen a similar offer in prior years and know what’s going on. This post...

Just wanted to say Happy Thanksgiving to all my readers in the U.S. I hope you have a great day with friends, family, and a ton of awesome food! Also wanted to let you know that tomorrow I’ll be running...

A practical framework for making confident decisions by “flipping the value” and viewing costs, time, and trade-offs from every angle.

Today we’re concluding our discussion on the Retirement Police. So far we’ve had two posts in this series: Grappling with the Retirement Police The Changing Definition of Retirement You’ll want to…

In our house, books have been an essential parenting tool. I must have read a six-foot stack of them just to try to find a clue our way through all the stages from pregnancy to college applications. Some are the type of books that you leave on the familyroom table (or in the kid's bathroom) for them to discover on their own.

After those last two blog posts, it's time to lighten things up a little. Let's talk about figuring out the "new rules" when your fledgling leaves the nest. Our daughter has given me permission to blog about an e-mail that we sent her a few weeks after she started college. Until she turned 18, her checking account and her credit card were still held jointly with me.

Our college daughter (just survived freshman year!) spent the last couple weeks at home. As she was reviewing the packing list for next month's NROTC training, she noticed that it included traveler's checks. "Traveler's checks"?!? If you're at least in your 40s then you may have dim memories of using them in your youth. If you're in your 20s then you may not have any idea what they are or how they're used.

Have you thought about your Medicare supplemental insurance yet? Or even more challenging: will you have to help an elder work through their decisions? How will it affect your financial independence? I learned a lot about Medicare Part B and Part D insurance policies while taking care of my father’s finances, and I learned even more this year when I signed up for my own Medicare…

 , the podcaster behind "," and the author of a new book out this week that goes by the same title, says that a lot of people mess up their retirement lifestyle by not preparing for it with smaller retirements...

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