Yes - but surely people who really need the state pension as they don’t have enough private provision actually need it while they are alive so they can stop work. I don’t see how this helps. (I know it’s a hard problem- this just doesn’t seem to be a helpful solution!)

I think I must be missing something here. How does the guaranteed payout help you if you are dead?

Halloween definitely the main event when I was growing up in NI in the 70s and 80s. Being a catholic then, 5th Nov was never a thing - only knew about it from Blue Peter.

My darling 15 year-old regularly laments “I wish I didn’t have to live in an ingredients house”

And totally free with a (free) Mettle bank account.

Or just get a (free) Mettle business account and get the (free and excellent) FreeAgent accounting software and then less need to grumble?

https://www.freeagent.com/mettle/
(No referral code - just been a happy customer of FreeAgent for 13 years and can’t believe it is now available for free)

Need to persuade the train companies to run services earlier so it’s possible to get to London by 0900ish. And persuade them to have services into Edinburgh before that…

I’d love to get the train, but from NEFife the earliest I can get to London is 1148.
And then we can talk about the cost!

I’ll add to the 😂😂😂

It was all you ever wanted to be after all.

I’ve had one on my shopping list for years, but never felt the urgency to buy one!

Priorities 🤷‍♂️

This combines two of my interests… margaritas and rhubarb!

😬

Uurgh. Hate that “messing it up in a demo” feeling.