TheFinRate
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TheFinRate — Your go-to source for expert insights on fintech, payment gateways, high-risk merchant services, and fraud prevention. Stay ahead with industry news, trends, and solutions.
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A Complete Global Guide to IBAN Usage for International Businesses
The question “Is IBAN only for Europe?” is one of the most searched—and most misunderstood—topics in global banking.
thefinrate.com/is-iban-only...
The question “Is IBAN only for Europe?” is one of the most searched—and most misunderstood—topics in global banking.
thefinrate.com/is-iban-only...
Is IBAN Only for Europe
A Complete Global Guide to IBAN Usage for International Businesses The question “Is IBAN only for Europe?” is one of the most searched—and most misun
thefinrate.com
February 4, 2026 at 7:59 AM
A Complete Global Guide to IBAN Usage for International Businesses
The question “Is IBAN only for Europe?” is one of the most searched—and most misunderstood—topics in global banking.
thefinrate.com/is-iban-only...
The question “Is IBAN only for Europe?” is one of the most searched—and most misunderstood—topics in global banking.
thefinrate.com/is-iban-only...
A Complete, Independent Guide for Global Businesses, Fintechs, Marketplaces & High‑Growth Companies
The United Kingdom has quietly become one of the most important IBAN issuance and payment‑infrastructure hubs in the world.
thefinrate.com/top-iban-acc...
The United Kingdom has quietly become one of the most important IBAN issuance and payment‑infrastructure hubs in the world.
thefinrate.com/top-iban-acc...
Top IBAN Account Providers in the UK
A Complete, Independent Guide for Global Businesses, Fintechs, Marketplaces & High‑Growth Companies The United Kingdom has quietly become one of the mo
thefinrate.com
January 30, 2026 at 9:37 AM
A Complete, Independent Guide for Global Businesses, Fintechs, Marketplaces & High‑Growth Companies
The United Kingdom has quietly become one of the most important IBAN issuance and payment‑infrastructure hubs in the world.
thefinrate.com/top-iban-acc...
The United Kingdom has quietly become one of the most important IBAN issuance and payment‑infrastructure hubs in the world.
thefinrate.com/top-iban-acc...
The Silent Shift Happening Beneath Card Dominance
For decades, card payments have dominated eCommerce narratives. Visa, Mastercard, and card networks became synonymous with online commerce, shaping checkout flows, fraud frameworks, and global payment expansion.
thefinrate.com/iban/
For decades, card payments have dominated eCommerce narratives. Visa, Mastercard, and card networks became synonymous with online commerce, shaping checkout flows, fraud frameworks, and global payment expansion.
thefinrate.com/iban/
How IBAN Accounts Are Gaining Strong Clout In E Commerce Despite Card Payment Dominance
The Silent Shift Happening Beneath Card Dominance For decades, card payments have dominated eCommerce narratives. Visa, Mastercard, and card networks became
thefinrate.com
January 16, 2026 at 11:15 AM
The Silent Shift Happening Beneath Card Dominance
For decades, card payments have dominated eCommerce narratives. Visa, Mastercard, and card networks became synonymous with online commerce, shaping checkout flows, fraud frameworks, and global payment expansion.
thefinrate.com/iban/
For decades, card payments have dominated eCommerce narratives. Visa, Mastercard, and card networks became synonymous with online commerce, shaping checkout flows, fraud frameworks, and global payment expansion.
thefinrate.com/iban/
SWIFT, the Society for Worldwide Interbank Financial Telecommunication and the backbone of global financial messaging, has announced plans to develop a blockchain-based shared ledger that will enable banks and financial institutions to record, sequence and validate
thefinrate.com/swift-moves-...
thefinrate.com/swift-moves-...
SWIFT Moves Into Ledger-Based Future With Shared Blockchain for Tokenised Asset Transactions
SWIFT has announced plans to build a blockchain-based shared ledger to support tokenised asset transactions and real-time cross-border payments, extending its secure messaging infrastructure into digital finance and interoperable value transfer.
thefinrate.com
January 15, 2026 at 11:35 AM
SWIFT, the Society for Worldwide Interbank Financial Telecommunication and the backbone of global financial messaging, has announced plans to develop a blockchain-based shared ledger that will enable banks and financial institutions to record, sequence and validate
thefinrate.com/swift-moves-...
thefinrate.com/swift-moves-...
Swedish fintech giant Klarna has made a strategic move to broaden its financial services by launching instant peer-to-peer (P2P) payments in 13 European countries. ##EverydayFinance ##FintechInnovation #DigitalBanking #Klarna #MoneyTransfers #P2PPayments #TheFinRate
thefinrate.com/klarna-moves...
thefinrate.com/klarna-moves...
Klarna Moves Into P2P Payments: Expanding Everyday Banking Across Europe
Klarna has launched instant peer-to-peer payments in 13 European countries, allowing app users to send money to contacts directly and signalling the company’s evolution beyond BNPL into full everyday banking services.
thefinrate.com
January 15, 2026 at 8:58 AM
Swedish fintech giant Klarna has made a strategic move to broaden its financial services by launching instant peer-to-peer (P2P) payments in 13 European countries. ##EverydayFinance ##FintechInnovation #DigitalBanking #Klarna #MoneyTransfers #P2PPayments #TheFinRate
thefinrate.com/klarna-moves...
thefinrate.com/klarna-moves...
Executive Summary
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
Caution Alert: FaucetPay.io – Risk Signals Every Individual User Should Understand
Executive Summary FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (pai
thefinrate.com
January 15, 2026 at 5:00 AM
Executive Summary
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
Executive Summary
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
Caution Alert: FaucetPay.io – Risk Signals Every Individual User Should Understand
Executive Summary FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (pai
thefinrate.com
January 15, 2026 at 5:00 AM
Executive Summary
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
FaucetPay.io positions itself as a convenient cryptocurrency micro-wallet designed to aggregate tiny crypto earnings from faucets, PTC (paid-to-click) sites, ad networks, and reward platforms.
thefinrate.com/caution-aler...
Banking Without Borders Is No Longer Optional
Globalization has changed how businesses operate, but banking systems have struggled to keep pace.
thefinrate.com/iban-account...
Globalization has changed how businesses operate, but banking systems have struggled to keep pace.
thefinrate.com/iban-account...
IBAN Account for Non-Residents – Compare Global Providers
Banking Without Borders Is No Longer Optional Globalization has changed how businesses operate, but banking systems have struggled to keep pace. Entrepreneur
thefinrate.com
January 14, 2026 at 12:28 PM
Banking Without Borders Is No Longer Optional
Globalization has changed how businesses operate, but banking systems have struggled to keep pace.
thefinrate.com/iban-account...
Globalization has changed how businesses operate, but banking systems have struggled to keep pace.
thefinrate.com/iban-account...
Banking Infrastructure Is the Backbone of Fintech
Every fintech product—whether it is a neobank, wallet, payment gateway, lending platform, or embedded finance solution—relies on one critical layer: banking infrastructure.
thefinrate.com/iban-account...
Every fintech product—whether it is a neobank, wallet, payment gateway, lending platform, or embedded finance solution—relies on one critical layer: banking infrastructure.
thefinrate.com/iban-account...
IBAN Account for Fintech Companies – Compare Global Providers
Banking Infrastructure Is the Backbone of Fintech Every fintech product—whether it is a neobank, wallet, payment gateway, lending platform, or embedded fin
thefinrate.com
January 14, 2026 at 9:14 AM
Banking Infrastructure Is the Backbone of Fintech
Every fintech product—whether it is a neobank, wallet, payment gateway, lending platform, or embedded finance solution—relies on one critical layer: banking infrastructure.
thefinrate.com/iban-account...
Every fintech product—whether it is a neobank, wallet, payment gateway, lending platform, or embedded finance solution—relies on one critical layer: banking infrastructure.
thefinrate.com/iban-account...
Why Virtual IBANs Are Reshaping Modern Banking
In today’s API-driven, borderless digital economy, traditional bank accounts are no longer sufficient for businesses handling high transaction volumes, multiple customers, or cross-border payments.
thefinrate.com/virtual-iban...
In today’s API-driven, borderless digital economy, traditional bank accounts are no longer sufficient for businesses handling high transaction volumes, multiple customers, or cross-border payments.
thefinrate.com/virtual-iban...
Virtual IBAN Account – Compare Global Providers
Why Virtual IBANs Are Reshaping Modern Banking In today’s API-driven, borderless digital economy, traditional bank accounts are no longer sufficient for bu
thefinrate.com
January 14, 2026 at 9:03 AM
Why Virtual IBANs Are Reshaping Modern Banking
In today’s API-driven, borderless digital economy, traditional bank accounts are no longer sufficient for businesses handling high transaction volumes, multiple customers, or cross-border payments.
thefinrate.com/virtual-iban...
In today’s API-driven, borderless digital economy, traditional bank accounts are no longer sufficient for businesses handling high transaction volumes, multiple customers, or cross-border payments.
thefinrate.com/virtual-iban...
Why Businesses Worldwide Are Actively Searching for IBAN Accounts
The way businesses access banking has fundamentally changed.
thefinrate.com/business-iba...
The way businesses access banking has fundamentally changed.
thefinrate.com/business-iba...
Business IBAN Account: Compare, Apply & Receive Quotes from Global Providers via TheFinRate
Why Businesses Worldwide Are Actively Searching for IBAN Accounts The way businesses access banking has fundamentally changed. Today, founders, CFOs, fintech
thefinrate.com
January 14, 2026 at 7:48 AM
Why Businesses Worldwide Are Actively Searching for IBAN Accounts
The way businesses access banking has fundamentally changed.
thefinrate.com/business-iba...
The way businesses access banking has fundamentally changed.
thefinrate.com/business-iba...
IBAN Accounts Are No Longer Opened in Branches
The way businesses open bank accounts has fundamentally changed. What once required physical visits, local directors, piles of paperwork, and long waiting periods can now be initiated online—often across borders.
thefinrate.com/online-iban-...
The way businesses open bank accounts has fundamentally changed. What once required physical visits, local directors, piles of paperwork, and long waiting periods can now be initiated online—often across borders.
thefinrate.com/online-iban-...
Online IBAN Account Opening – Apply & Compare Global Providers
IBAN Accounts Are No Longer Opened in Branches The way businesses open bank accounts has fundamentally changed. What once required physical visits, local dir
thefinrate.com
January 14, 2026 at 6:52 AM
IBAN Accounts Are No Longer Opened in Branches
The way businesses open bank accounts has fundamentally changed. What once required physical visits, local directors, piles of paperwork, and long waiting periods can now be initiated online—often across borders.
thefinrate.com/online-iban-...
The way businesses open bank accounts has fundamentally changed. What once required physical visits, local directors, piles of paperwork, and long waiting periods can now be initiated online—often across borders.
thefinrate.com/online-iban-...
Most payment wallets are born to solve local problems.
They deal with country-specific issues: fragmented banking systems, regulatory constraints, merchant adoption, language, KYC norms, and offline behavior. Their success is usually deep—but narrow.
thefinrate.com/why-apple-pa...
They deal with country-specific issues: fragmented banking systems, regulatory constraints, merchant adoption, language, KYC norms, and offline behavior. Their success is usually deep—but narrow.
thefinrate.com/why-apple-pa...
Why Apple Pay and Google Pay Went Global While Local Wallets Stayed Local
Most payment wallets are born to solve local problems. They deal with country-specific issues: fragmented banking systems, regulatory constraints, merchant ado
thefinrate.com
January 13, 2026 at 9:19 AM
Most payment wallets are born to solve local problems.
They deal with country-specific issues: fragmented banking systems, regulatory constraints, merchant adoption, language, KYC norms, and offline behavior. Their success is usually deep—but narrow.
thefinrate.com/why-apple-pa...
They deal with country-specific issues: fragmented banking systems, regulatory constraints, merchant adoption, language, KYC norms, and offline behavior. Their success is usually deep—but narrow.
thefinrate.com/why-apple-pa...
Fidelity National Information Services (FIS) has agreed to pay $210 million to resolve an investor lawsuit tied to its 2019 acquisition of Worldpay, according to representatives for the plaintiffs.
thefinrate.com/fis-to-pay-2...
thefinrate.com/fis-to-pay-2...
FIS to Pay $210M to Settle Investor Lawsuit Over Worldpay Deal
Fidelity National Information Services (FIS) has agreed to pay $210 million to resolve an investor lawsuit tied to its 2019 acquisition of Worldpay, according t
thefinrate.com
December 30, 2025 at 6:33 AM
Fidelity National Information Services (FIS) has agreed to pay $210 million to resolve an investor lawsuit tied to its 2019 acquisition of Worldpay, according to representatives for the plaintiffs.
thefinrate.com/fis-to-pay-2...
thefinrate.com/fis-to-pay-2...
A sweeping investigation into India’s cryptocurrency ecosystem has uncovered how digital asset platforms are being used to move stolen funds across borders at unprecedented speed and scale.
thefinrate.com/coin-laundry...
thefinrate.com/coin-laundry...
Coin Laundry Scandal 27 Indian Crypto Exchanges Linked to Rs 623 Crore Laundering Network
A sweeping investigation into India’s cryptocurrency ecosystem has uncovered how digital asset platforms are being used to move stolen funds across borders at
thefinrate.com
November 18, 2025 at 10:20 AM
A sweeping investigation into India’s cryptocurrency ecosystem has uncovered how digital asset platforms are being used to move stolen funds across borders at unprecedented speed and scale.
thefinrate.com/coin-laundry...
thefinrate.com/coin-laundry...
JPMorgan is shutting down the Mobility Payments Solution unit it acquired from Volkswagen in 2021, following a determination that the business cannot reach sustainable profitability, according to reports.
thefinrate.com/jpmorgan-to-...
thefinrate.com/jpmorgan-to-...
JPMorgan to Wind Down Mobility Payments Unit After Profitability Review
JPMorgan is shutting down the Mobility Payments Solution unit it acquired from Volkswagen in 2021, following a determination that the business cannot reach sust
thefinrate.com
November 18, 2025 at 7:48 AM
JPMorgan is shutting down the Mobility Payments Solution unit it acquired from Volkswagen in 2021, following a determination that the business cannot reach sustainable profitability, according to reports.
thefinrate.com/jpmorgan-to-...
thefinrate.com/jpmorgan-to-...
The UK’s Financial Conduct Authority (FCA)
thefinrate.com/fca-moves-to...
thefinrate.com/fca-moves-to...
FCA Moves to Lift Suspension on UK Bond Consolidated Tape Contract
The UK’s Financial Conduct Authority (FCA) has asked the High Court to remove a suspension preventing it from finalising a contract for the country’s first
thefinrate.com
November 18, 2025 at 6:10 AM
The UK’s Financial Conduct Authority (FCA)
thefinrate.com/fca-moves-to...
thefinrate.com/fca-moves-to...
Bitcoin may be approaching a “death cross” formation after a turbulent week, signaling that the downturn could be entering its final stages.
thefinrate.com/bitcoins-dea...
thefinrate.com/bitcoins-dea...
Bitcoin’s “Death Cross” Pattern Suggests Market Weakness Could Be Nearing a Bottom
Bitcoin may be approaching a “death cross” formation after a turbulent week, signaling that the downturn could be entering its final stages. According to
thefinrate.com
November 17, 2025 at 6:53 AM
Bitcoin may be approaching a “death cross” formation after a turbulent week, signaling that the downturn could be entering its final stages.
thefinrate.com/bitcoins-dea...
thefinrate.com/bitcoins-dea...
Robinhood is testing a new feature aimed at users who still prefer physical cash—despite the rapid shift toward digital payments.
thefinrate.com/robinhood-ex...
thefinrate.com/robinhood-ex...
Robinhood Experiments With Home Cash Delivery Via Gopuff in New York City
Robinhood is testing a new feature aimed at users who still prefer physical cash—despite the rapid shift toward digital payments. The brokerage platform has l
thefinrate.com
November 17, 2025 at 6:04 AM
Robinhood is testing a new feature aimed at users who still prefer physical cash—despite the rapid shift toward digital payments.
thefinrate.com/robinhood-ex...
thefinrate.com/robinhood-ex...
Introduction: The Complex World of Adult Payment Processing
The adult industry represents one of the most profitable yet financially underserved sectors online.
thefinrate.com/adult-paymen...
The adult industry represents one of the most profitable yet financially underserved sectors online.
thefinrate.com/adult-paymen...
Adult Payment Processing Explained: Best Payment Gateways, Banking Challenges, and Compliance Requirements
Introduction: The Complex World of Adult Payment Processing The adult industry represents one of the most profitable yet financially underserved sectors onli
thefinrate.com
November 13, 2025 at 9:19 AM
Introduction: The Complex World of Adult Payment Processing
The adult industry represents one of the most profitable yet financially underserved sectors online.
thefinrate.com/adult-paymen...
The adult industry represents one of the most profitable yet financially underserved sectors online.
thefinrate.com/adult-paymen...
The Financial Undercurrents Behind the 1xBet Scandal
The Enforcement Directorate’s (ED) recent attachment of assets worth ₹11.14
thefinrate.com/eds-crackdow...
The Enforcement Directorate’s (ED) recent attachment of assets worth ₹11.14
thefinrate.com/eds-crackdow...
ED’s Crackdown on Illegal Betting and Money Laundering
The Financial Undercurrents Behind the 1xBet Scandal The Enforcement Directorate’s (ED) recent attachment of assets worth ₹11.14 crore belonging to forme
thefinrate.com
November 6, 2025 at 11:59 AM
The Financial Undercurrents Behind the 1xBet Scandal
The Enforcement Directorate’s (ED) recent attachment of assets worth ₹11.14
thefinrate.com/eds-crackdow...
The Enforcement Directorate’s (ED) recent attachment of assets worth ₹11.14
thefinrate.com/eds-crackdow...
Airwallex $1B ARR milestone
When Jack Zhang, Co-founder and CEO of Airwallex, announced the company’s milestone of $1 billion in annualized run rate (ARR), it wasn’t just another valuation headline in fintech’s noisy landscape.
thefinrate.com/airwallex-cr...
When Jack Zhang, Co-founder and CEO of Airwallex, announced the company’s milestone of $1 billion in annualized run rate (ARR), it wasn’t just another valuation headline in fintech’s noisy landscape.
thefinrate.com/airwallex-cr...
Airwallex Crosses $1B ARR: Redefining the Global Fintech Playbook
Airwallex $1B ARR milestone When Jack Zhang, Co-founder and CEO of Airwallex, announced the company’s milestone of $1 billion in annualized run rate (ARR), i
thefinrate.com
November 6, 2025 at 6:26 AM
Airwallex $1B ARR milestone
When Jack Zhang, Co-founder and CEO of Airwallex, announced the company’s milestone of $1 billion in annualized run rate (ARR), it wasn’t just another valuation headline in fintech’s noisy landscape.
thefinrate.com/airwallex-cr...
When Jack Zhang, Co-founder and CEO of Airwallex, announced the company’s milestone of $1 billion in annualized run rate (ARR), it wasn’t just another valuation headline in fintech’s noisy landscape.
thefinrate.com/airwallex-cr...
Aeropay Leads Bank Transfers for U.S. Businesses
Introduction
In today’s fast-paced digital economy, businesses are constantly searching for payment solutions that are faster, more secure, and cost-effective.
thefinrate.com/modernizing-...
Introduction
In today’s fast-paced digital economy, businesses are constantly searching for payment solutions that are faster, more secure, and cost-effective.
thefinrate.com/modernizing-...
Modernizing Payments: How Aeropay is Transforming Bank Transfers for U.S. Businesses
Aeropay Leads Bank Transfers for U.S. Businesses Introduction In today’s fast-paced digital economy, businesses are constantly searching for payment solutio
thefinrate.com
November 1, 2025 at 7:48 AM
Aeropay Leads Bank Transfers for U.S. Businesses
Introduction
In today’s fast-paced digital economy, businesses are constantly searching for payment solutions that are faster, more secure, and cost-effective.
thefinrate.com/modernizing-...
Introduction
In today’s fast-paced digital economy, businesses are constantly searching for payment solutions that are faster, more secure, and cost-effective.
thefinrate.com/modernizing-...
🏦 Introduction: Understanding the “High-Risk” Tag
In the world of payment processing, not all businesses are treated equally. Some industries—due to chargeback exposure, regulatory scrutiny, or reputational sensitivity—are classified as high-risk. For U.S.
thefinrate.com/high-risk-me...
In the world of payment processing, not all businesses are treated equally. Some industries—due to chargeback exposure, regulatory scrutiny, or reputational sensitivity—are classified as high-risk. For U.S.
thefinrate.com/high-risk-me...
High-Risk Merchant Account in the US: Everything You Need to Know
🏦 Introduction: Understanding the “High-Risk” Tag In the world of payment processing, not all businesses are treated equally. Some industries—due to c
thefinrate.com
October 31, 2025 at 9:40 AM
🏦 Introduction: Understanding the “High-Risk” Tag
In the world of payment processing, not all businesses are treated equally. Some industries—due to chargeback exposure, regulatory scrutiny, or reputational sensitivity—are classified as high-risk. For U.S.
thefinrate.com/high-risk-me...
In the world of payment processing, not all businesses are treated equally. Some industries—due to chargeback exposure, regulatory scrutiny, or reputational sensitivity—are classified as high-risk. For U.S.
thefinrate.com/high-risk-me...
Introduction: The Silent Barrier in Merchant Processing
In the payment ecosystem, reputation is currency — and nothing tarnishes it faster than being placed on the MATCH list.
thefinrate.com/understandin...
In the payment ecosystem, reputation is currency — and nothing tarnishes it faster than being placed on the MATCH list.
thefinrate.com/understandin...
Understanding the MATCH List: The Merchant Blacklist That Can End Your Payment Processing
Introduction: The Silent Barrier in Merchant Processing In the payment ecosystem, reputation is currency — and nothing tarnishes it faster than being placed
thefinrate.com
October 31, 2025 at 9:14 AM
Introduction: The Silent Barrier in Merchant Processing
In the payment ecosystem, reputation is currency — and nothing tarnishes it faster than being placed on the MATCH list.
thefinrate.com/understandin...
In the payment ecosystem, reputation is currency — and nothing tarnishes it faster than being placed on the MATCH list.
thefinrate.com/understandin...