Confidence is falling like a streaming service losing subscribers.
High inflation, tariffs, and job fears have Americans thinking twice before swiping their cards.
If spending slows, so does growth. Buckle up.
#Economy #ConsumerSpending
Confidence is falling like a streaming service losing subscribers.
High inflation, tariffs, and job fears have Americans thinking twice before swiping their cards.
If spending slows, so does growth. Buckle up.
#Economy #ConsumerSpending
Expect spending to resemble early 2020—essentials win, luxuries lose.
Retailers should prep for a tight wallet economy.
Final takeaway next 👇
Expect spending to resemble early 2020—essentials win, luxuries lose.
Retailers should prep for a tight wallet economy.
Final takeaway next 👇
💳 Loans cost more—higher rates make borrowing pricier
📉 Job uncertainty—hiring & wages under pressure
🥩 Essentials cost more—less for fun spending
⚠️ Recession fears—more people expect a downturn
Next: What retailers should expect
💳 Loans cost more—higher rates make borrowing pricier
📉 Job uncertainty—hiring & wages under pressure
🥩 Essentials cost more—less for fun spending
⚠️ Recession fears—more people expect a downturn
Next: What retailers should expect
📉 Fewer people say jobs are plentiful
📈 More say jobs are hard to get
Meanwhile, rising egg prices and tariffs are squeezing budgets.
Higher rates = pricier home, auto, and credit loans.
Next: How this affects you👇
📉 Fewer people say jobs are plentiful
📈 More say jobs are hard to get
Meanwhile, rising egg prices and tariffs are squeezing budgets.
Higher rates = pricier home, auto, and credit loans.
Next: How this affects you👇
People aren’t buying the optimism from Trump's Nov ‘24 election win.
Inflation expectations just hit their highest since May ‘23. 🏡📉
Next: Jobs & layoffs
People aren’t buying the optimism from Trump's Nov ‘24 election win.
Inflation expectations just hit their highest since May ‘23. 🏡📉
Next: Jobs & layoffs
The prestige of a degree is fading. Adaptability, continuous learning, & real skills are the new currency.
Repost if you’ve felt the shift—or tag someone job-hunting. 🔄
#FutureOfWork #AIJobs
The prestige of a degree is fading. Adaptability, continuous learning, & real skills are the new currency.
Repost if you’ve felt the shift—or tag someone job-hunting. 🔄
#FutureOfWork #AIJobs
A master’s no longer guarantees stability.
Many pivot to new fields or settle for lower pay.
The job hunt is now a grueling, months-long process.
Final takeaway 👇
A master’s no longer guarantees stability.
Many pivot to new fields or settle for lower pay.
The job hunt is now a grueling, months-long process.
Final takeaway 👇
This survey analysis was based on GPT-4o, a much older model than OpenAI's recent reasoning models.
Today, they launched their Deep Research model for free to the whole world - a smarter model that will change results of such surveys going forward.
This survey analysis was based on GPT-4o, a much older model than OpenAI's recent reasoning models.
Today, they launched their Deep Research model for free to the whole world - a smarter model that will change results of such surveys going forward.
Automation is displacing knowledge workers faster than expected.
Finance, law, and even tech roles are being considered as being replaced by GenAI.
Degree ≠ security anymore—adaptability is key.
Next: The reality check.
Automation is displacing knowledge workers faster than expected.
Finance, law, and even tech roles are being considered as being replaced by GenAI.
Degree ≠ security anymore—adaptability is key.
Next: The reality check.
Employers prioritize experience over education.
Remote hiring = global competition, lowering U.S. wages.
Some hide degrees to avoid being “overqualified” 😳.
Next: The AI impact.
Employers prioritize experience over education.
Remote hiring = global competition, lowering U.S. wages.
Some hide degrees to avoid being “overqualified” 😳.
Next: The AI impact.
Median jobless spell for advanced-degree holders: 18 weeks.
They now struggle 2X longer than non-degree holders to land a job.
AI + corporate layoffs hitting knowledge workers hardest.
Next: The hiring shift.
Median jobless spell for advanced-degree holders: 18 weeks.
They now struggle 2X longer than non-degree holders to land a job.
AI + corporate layoffs hitting knowledge workers hardest.
Next: The hiring shift.
We’ve entered a luxury-led economy—volatile and exclusionary.
Middle-class stagnation threatens long-term stability.
Repost if you’ve felt the squeeze, or tag someone in finance.
Data sources: Moody's Analytics, Wall Street Journal.
We’ve entered a luxury-led economy—volatile and exclusionary.
Middle-class stagnation threatens long-term stability.
Repost if you’ve felt the squeeze, or tag someone in finance.
Data sources: Moody's Analytics, Wall Street Journal.
The S&P500 swings impact spending more than jobs data.
Why? Top 1% own 53% of equities—their confidence drives GDP.
When stocks drop 10%, luxury sales fall 6% within weeks.
Final takeaway👇
The S&P500 swings impact spending more than jobs data.
Why? Top 1% own 53% of equities—their confidence drives GDP.
When stocks drop 10%, luxury sales fall 6% within weeks.
Final takeaway👇
Asset owners (stocks, homes) gained $52T since 2020.
Renters? Stagnant wages + 17% inflation = -8% real income.
This isn’t inequality—it’s economic divergence.
#WealthGap
Asset owners (stocks, homes) gained $52T since 2020.
Renters? Stagnant wages + 17% inflation = -8% real income.
This isn’t inequality—it’s economic divergence.
#WealthGap
If the top 10% curb spending, recession risks spike.
Middle-class wages lag inflation by 4.3%—forcing cuts to basics like groceries.
Next: The rent vs. own divide.
If the top 10% curb spending, recession risks spike.
Middle-class wages lag inflation by 4.3%—forcing cuts to basics like groceries.
Next: The rent vs. own divide.
Kohl’s, Family Dollar, and Big Lots closed 1,200+ stores in 2024 as budget shoppers vanish. Meanwhile:
1. Luxury travel bookings up 22%
2. Designer handbag sales hit $89B
A two-tier economy is here. #RetailCollapse
Kohl’s, Family Dollar, and Big Lots closed 1,200+ stores in 2024 as budget shoppers vanish. Meanwhile:
1. Luxury travel bookings up 22%
2. Designer handbag sales hit $89B
A two-tier economy is here. #RetailCollapse
Rich households boosted spending 12% YoY (2023-24) while others cut back. Why?
Their net worth is 80% tied to assets—if markets dip, spending collapses.
Next: Retail carnage.
Rich households boosted spending 12% YoY (2023-24) while others cut back. Why?
Their net worth is 80% tied to assets—if markets dip, spending collapses.
Next: Retail carnage.