The scariest thing for a person who depends on their intelligence for strength isn't not knowing the answer. Working out answers is what intelligence is for. The scariest thing is not knowing how to approach the problem, how to make it tractable.

When something important depends on untangling a […]

Just in case it needs to be spelled out, further lifting the age of entitlement for NZ superannuation is *not* a fair solution.

The system already works against lower income people in that we are less likely to reach 65, and likely to receive fewer years of super before we die. Even more so for […]

If NZ isn't going to move to a Guaranteed Minimum Income for everyone (which I think we'd be wise to), then at the absolute minimum, superannuation entitled ought to be modified by whether the retiree has to pay rent (to someone outside their close family/ family trust).

Those who own a […]

One difficulty for governments who want to regulate websites, apps, and other online services is that when neither their operators nor their servers are local, identifying who's legally responsible for a service can be complicated.

When NZ bank accounts are paying online service operators […]

"Consumer surveyed some 1500 New Zealanders and found about a quarter had kept online subscriptions longer than they wanted, while 40 percent said they ran into problems cancelling something because of dark patterns."

@ninetonoon, 2025 […]