John Stoj
@stojboj.bsky.social
Husband, father, entrepreneur. Former trader, hedge fund manager, & food business owner. Founder of verbatimfinancial.com Pronounced, St-oy, like boy. For the regs: posts ≠ advice
This Mamdani thing is really messing with people’s minds.
November 5, 2025 at 2:17 PM
This Mamdani thing is really messing with people’s minds.
Layla still having a tough go of it with the time change.
November 4, 2025 at 6:59 PM
Layla still having a tough go of it with the time change.
We got our first EV in 2013 and I still never get tired of plugging in to fill up at home.
It doesn’t seem like just not having to go to the gas station would be that big of a deal. I mean, we’ve all been going to the gas station for potentially decades, but once you don’t have to anymore…
It doesn’t seem like just not having to go to the gas station would be that big of a deal. I mean, we’ve all been going to the gas station for potentially decades, but once you don’t have to anymore…
November 1, 2025 at 3:29 PM
We got our first EV in 2013 and I still never get tired of plugging in to fill up at home.
It doesn’t seem like just not having to go to the gas station would be that big of a deal. I mean, we’ve all been going to the gas station for potentially decades, but once you don’t have to anymore…
It doesn’t seem like just not having to go to the gas station would be that big of a deal. I mean, we’ve all been going to the gas station for potentially decades, but once you don’t have to anymore…
This post really rang true for me, and it really jibes with how I felt personally when I thought about re-entering the workforce a decade ago.
It’s an interesting way to think about what so many people are dealing with. When I had my food business may of my employees were retirees. 
It’s an interesting way to think about what so many people are dealing with. When I had my food business may of my employees were retirees. 
October 25, 2025 at 1:07 PM
This post really rang true for me, and it really jibes with how I felt personally when I thought about re-entering the workforce a decade ago.
It’s an interesting way to think about what so many people are dealing with. When I had my food business may of my employees were retirees. 
It’s an interesting way to think about what so many people are dealing with. When I had my food business may of my employees were retirees. 
No one ever nominated me for a 40 Under 40 list, or a 50 Under 50. Still time for 60 Under 60. The good news is that my odds are getting better.
October 24, 2025 at 6:33 PM
No one ever nominated me for a 40 Under 40 list, or a 50 Under 50. Still time for 60 Under 60. The good news is that my odds are getting better.
Always cracks me up when I see this one reposted. No idea where people get it from.
October 19, 2025 at 4:49 AM
Always cracks me up when I see this one reposted. No idea where people get it from.
We Christians, whether regular churchgoers or by birth and tradition, need to actively guard against and fight the idolatry that’s being promoted as Christianity by many political factions today.
September 24, 2025 at 12:29 PM
We Christians, whether regular churchgoers or by birth and tradition, need to actively guard against and fight the idolatry that’s being promoted as Christianity by many political factions today.
Watching TV tonight I’m thinking of one thing that’s changed since I was a kid: we played TV shows at school. We argued who would, “be,” each character. Nowadays, not a thing.
September 17, 2025 at 12:43 AM
Watching TV tonight I’m thinking of one thing that’s changed since I was a kid: we played TV shows at school. We argued who would, “be,” each character. Nowadays, not a thing.
A decade on, the statement still holds.
July 30, 2025 at 12:27 AM
A decade on, the statement still holds.
This is Layla wearing the infamous, “cone of shame.” It’s not stylish, and she doesn’t love it—but it’s there to protect her from herself.
Don’t DIY your worst moves: verbatimfinancial.com
Don’t DIY your worst moves: verbatimfinancial.com
July 22, 2025 at 6:07 PM
This is Layla wearing the infamous, “cone of shame.” It’s not stylish, and she doesn’t love it—but it’s there to protect her from herself.
Don’t DIY your worst moves: verbatimfinancial.com
Don’t DIY your worst moves: verbatimfinancial.com
Making progress on the new office.
July 3, 2025 at 10:31 AM
Making progress on the new office.
Moving house means you find things.
It also means you lose things, but you can’t take fun trips down memory lane with lost things.
#MBS #bondsarecool #stocksaredumb
It also means you lose things, but you can’t take fun trips down memory lane with lost things.
#MBS #bondsarecool #stocksaredumb
June 28, 2025 at 10:43 PM
Moving house means you find things.
It also means you lose things, but you can’t take fun trips down memory lane with lost things.
#MBS #bondsarecool #stocksaredumb
It also means you lose things, but you can’t take fun trips down memory lane with lost things.
#MBS #bondsarecool #stocksaredumb
When I went to business school, I’d bike all around Chapel Hill. A student group was handing out AIDS ribbons to raise awareness. This was in the mid 1990s, actually the peak of deaths during the epidemic. I placed one on my backpack. 6/11
June 3, 2025 at 10:23 AM
When I went to business school, I’d bike all around Chapel Hill. A student group was handing out AIDS ribbons to raise awareness. This was in the mid 1990s, actually the peak of deaths during the epidemic. I placed one on my backpack. 6/11
I’m not old enough to have seen the Stonewall uprising, but when we stay in NYC, I often try to walk past just to recognize the history. I’d bet most folks nowadays, even those supportive of gay rights, don’t know how bad things were in very recent history. 4/11
June 3, 2025 at 10:22 AM
I’m not old enough to have seen the Stonewall uprising, but when we stay in NYC, I often try to walk past just to recognize the history. I’d bet most folks nowadays, even those supportive of gay rights, don’t know how bad things were in very recent history. 4/11
Memorial Day is a time to remember those who gave their lives in service to this country.
My dad & several uncles were lucky to have come home from the war, and thankfully most did, but of these guys my dad served with, only the guy on the far left made it home.
#MemorialDay
My dad & several uncles were lucky to have come home from the war, and thankfully most did, but of these guys my dad served with, only the guy on the far left made it home.
#MemorialDay
May 26, 2025 at 5:47 PM
Memorial Day is a time to remember those who gave their lives in service to this country.
My dad & several uncles were lucky to have come home from the war, and thankfully most did, but of these guys my dad served with, only the guy on the far left made it home.
#MemorialDay
My dad & several uncles were lucky to have come home from the war, and thankfully most did, but of these guys my dad served with, only the guy on the far left made it home.
#MemorialDay
There’s some real truth to this. When I was a banker I attended conferences held by major Wall St banks talking about what we were going to have to do to invest government surplus funds.
May 26, 2025 at 1:47 AM
There’s some real truth to this. When I was a banker I attended conferences held by major Wall St banks talking about what we were going to have to do to invest government surplus funds.
The intentional blindness is astounding
May 17, 2025 at 11:43 AM
The intentional blindness is astounding
I was 100% called out (inadvertently) on my age today. The cashier at Trader Joe’s asked me, “is your shirt supposed to represent something?” 🤦♂️ I did not ask her whether or not she wanted me. 🤣
May 16, 2025 at 1:10 AM
I was 100% called out (inadvertently) on my age today. The cashier at Trader Joe’s asked me, “is your shirt supposed to represent something?” 🤦♂️ I did not ask her whether or not she wanted me. 🤣
Deja vu all over again.
May 11, 2025 at 1:12 AM
Deja vu all over again.
Some popular words of wisdom I shared in the other place.
May 10, 2025 at 7:05 PM
Some popular words of wisdom I shared in the other place.
Trump is really good at making people who aren’t normally particularly quotable sound pithy.
May 1, 2025 at 10:21 AM
Trump is really good at making people who aren’t normally particularly quotable sound pithy.
Guitarists on here who also like politics & finance?
Special NGD for me today. Great bang for buck. 2005 Les Paul Special. PO had it PLEK’d in 2023.
Special NGD for me today. Great bang for buck. 2005 Les Paul Special. PO had it PLEK’d in 2023.
April 23, 2025 at 7:46 PM
Guitarists on here who also like politics & finance?
Special NGD for me today. Great bang for buck. 2005 Les Paul Special. PO had it PLEK’d in 2023.
Special NGD for me today. Great bang for buck. 2005 Les Paul Special. PO had it PLEK’d in 2023.