IMR Strategy
@stasinsan.bsky.social
Investment Diary: Beat the $SPY & 401(k) Challenge
First trade opened under the strategy.
Just bought IB01 (SHV)📊
Spent 30 minutes trying to fill a limit order. Eventually got filled – pretty sure I bought from another client or the broker itself.
Not the smoothest first impression of OTC trading.
Just bought IB01 (SHV)📊
Spent 30 minutes trying to fill a limit order. Eventually got filled – pretty sure I bought from another client or the broker itself.
Not the smoothest first impression of OTC trading.
January 7, 2026 at 10:00 AM
First trade opened under the strategy.
Just bought IB01 (SHV)📊
Spent 30 minutes trying to fill a limit order. Eventually got filled – pretty sure I bought from another client or the broker itself.
Not the smoothest first impression of OTC trading.
Just bought IB01 (SHV)📊
Spent 30 minutes trying to fill a limit order. Eventually got filled – pretty sure I bought from another client or the broker itself.
Not the smoothest first impression of OTC trading.
Converted balance to USD.
Proof that I'm an actual NN•PL client, real deposit👇
Proof that I'm an actual NN•PL client, real deposit👇
January 7, 2026 at 9:55 AM
Converted balance to USD.
Proof that I'm an actual NN•PL client, real deposit👇
Proof that I'm an actual NN•PL client, real deposit👇
Minimum wage in Poland is ~$970 (3500 PLN) after taxes.
I think $1000 deposit will be serious enough for this competition with my 401(k)
Not just pocket money – real pressure, real results.
I think $1000 deposit will be serious enough for this competition with my 401(k)
Not just pocket money – real pressure, real results.
January 7, 2026 at 9:51 AM
Minimum wage in Poland is ~$970 (3500 PLN) after taxes.
I think $1000 deposit will be serious enough for this competition with my 401(k)
Not just pocket money – real pressure, real results.
I think $1000 deposit will be serious enough for this competition with my 401(k)
Not just pocket money – real pressure, real results.
Finally understood WHY momentum works.
January 7, 2026 at 9:49 AM
Finally understood WHY momentum works.
If you're in EU and a broker offers US ETFs – they're NOT real ETFs.
One asked me to pass a CFD test. CFD? For ETFs?
Asked AI about that green-arrow broker from Reddit. The answer? I didn't just not understand it – I didn't even know such words existed.
One asked me to pass a CFD test. CFD? For ETFs?
Asked AI about that green-arrow broker from Reddit. The answer? I didn't just not understand it – I didn't even know such words existed.
January 7, 2026 at 9:48 AM
If you're in EU and a broker offers US ETFs – they're NOT real ETFs.
One asked me to pass a CFD test. CFD? For ETFs?
Asked AI about that green-arrow broker from Reddit. The answer? I didn't just not understand it – I didn't even know such words existed.
One asked me to pass a CFD test. CFD? For ETFs?
Asked AI about that green-arrow broker from Reddit. The answer? I didn't just not understand it – I didn't even know such words existed.
Fun fact: EU residents can't buy US ETFs like SPY or QQQ.
Why? PRIIPs regulation requires special docs (KID) that US issuers don't provide for EU markets.
"Investor protection" that actually restricts choice. Classic bureaucracy.
Why? PRIIPs regulation requires special docs (KID) that US issuers don't provide for EU markets.
"Investor protection" that actually restricts choice. Classic bureaucracy.
January 7, 2026 at 9:48 AM
Fun fact: EU residents can't buy US ETFs like SPY or QQQ.
Why? PRIIPs regulation requires special docs (KID) that US issuers don't provide for EU markets.
"Investor protection" that actually restricts choice. Classic bureaucracy.
Why? PRIIPs regulation requires special docs (KID) that US issuers don't provide for EU markets.
"Investor protection" that actually restricts choice. Classic bureaucracy.
What needs fixing:
• Shorting ETFs isn't as accessible as the book suggests
• Waiting 1 month after momentum calc for "pullback" – doesn't make logical sense to me
• 3-month momentum needs 4+ months of data? Will adjust so calculation period = data period
• Shorting ETFs isn't as accessible as the book suggests
• Waiting 1 month after momentum calc for "pullback" – doesn't make logical sense to me
• 3-month momentum needs 4+ months of data? Will adjust so calculation period = data period
January 7, 2026 at 9:47 AM
What needs fixing:
• Shorting ETFs isn't as accessible as the book suggests
• Waiting 1 month after momentum calc for "pullback" – doesn't make logical sense to me
• 3-month momentum needs 4+ months of data? Will adjust so calculation period = data period
• Shorting ETFs isn't as accessible as the book suggests
• Waiting 1 month after momentum calc for "pullback" – doesn't make logical sense to me
• 3-month momentum needs 4+ months of data? Will adjust so calculation period = data period
What I like about this strategy:
• ETFs – simple instruments, no stock picking
• Clean logic – just two price points for momentum calc
• No minimum deposit required
• Low trade frequency = minimal commissions
Perfect for someone starting out.
• ETFs – simple instruments, no stock picking
• Clean logic – just two price points for momentum calc
• No minimum deposit required
• Low trade frequency = minimal commissions
Perfect for someone starting out.
January 7, 2026 at 9:46 AM
What I like about this strategy:
• ETFs – simple instruments, no stock picking
• Clean logic – just two price points for momentum calc
• No minimum deposit required
• Low trade frequency = minimal commissions
Perfect for someone starting out.
• ETFs – simple instruments, no stock picking
• Clean logic – just two price points for momentum calc
• No minimum deposit required
• Low trade frequency = minimal commissions
Perfect for someone starting out.
Reading "151 Trading Strategies" by Zura Kakushadze & Juan Andrés Serur.
Found my starting point – sector momentum rotation using ETFs.
The strategy needs a lot of tweaking for my style, but the framework is exactly what I was looking for.
Found my starting point – sector momentum rotation using ETFs.
The strategy needs a lot of tweaking for my style, but the framework is exactly what I was looking for.
January 7, 2026 at 9:46 AM
Reading "151 Trading Strategies" by Zura Kakushadze & Juan Andrés Serur.
Found my starting point – sector momentum rotation using ETFs.
The strategy needs a lot of tweaking for my style, but the framework is exactly what I was looking for.
Found my starting point – sector momentum rotation using ETFs.
The strategy needs a lot of tweaking for my style, but the framework is exactly what I was looking for.
Dug into my rival my 401(k) fund mix of equities (65% Polish WIG, 25% S&P 500, 10% Euro STOXX) & bonds (TBSP index). No active deviations, fees (0.42% fixed + 0.1% variable) in PPK framework. I will find a similar strategy to beat it!
January 7, 2026 at 9:43 AM
Dug into my rival my 401(k) fund mix of equities (65% Polish WIG, 25% S&P 500, 10% Euro STOXX) & bonds (TBSP index). No active deviations, fees (0.42% fixed + 0.1% variable) in PPK framework. I will find a similar strategy to beat it!
My employer offered me this Polish pension fund: nn.pl/notowania-i-.... I barely understand Polish and only realized I'd signed up after 2 months. Now, I'm obsessed with competing against it and beating its returns!
Nationale-Nederlanden DFE Nasze Jutro 2050
nn.pl
January 7, 2026 at 9:40 AM
My employer offered me this Polish pension fund: nn.pl/notowania-i-.... I barely understand Polish and only realized I'd signed up after 2 months. Now, I'm obsessed with competing against it and beating its returns!