It has to do with your federal taxes, nothing to do with your insurance (two separate concepts). You either elect to have an estimate of your taxes taken out monthly and get a refund of the overage OR you elect to wait to pay your federal taxes once a year.

It's a good question and you would essentially be changing your filling status (for most it would be through their employer). Instead of getting a tax return, you would owe every year.

We're so understaffed in the US in radiology, this will sincerely help close the gap and make providers lives easier and patients on therapy faster.

PBMs would kill it somehow and figure out a way to charge us for it in the process. Would love the opportunity to work on something like this though.

Direct link will take you to a Form: forms.office.com/r/s4JFwDDDci or you can check out more details on my website www.silverliningstrategyllc.com/insights