Three truths about others in life...accept this and your life will almost certainly be easier:
- If they wanted to, if they could, they would.
- You cannot make others change.
- Stop being mad that others are not the person you want them to be. (Mel Robbins)

Since 2019, US rents have risen 1.5x faster than incomes, limiting labor mobility and productivity. Lowering housing costs could boost GDP by $1.4 trillion. (Scott Galloway)

Mortgage applications to purchase a home last week dropped 4%, compared with the previous week. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) decreased to 6.97% from 7.02%