Rosaria Distefano
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rsdistefano.bsky.social
Rosaria Distefano
@rsdistefano.bsky.social
Assistant Professor of Economics at University of Catania

Interests: Economics, Behavioral Economics, Contract Theory
Reposted by Rosaria Distefano
On the way back from a fantastic EARIE conference in Valencia, with @leonardomadio.bsky.social @rsdistefano.bsky.social and so many other friends and colleagues!! #earie2025 @earie-news.bsky.social #valencia #econsky
August 31, 2025 at 9:17 AM
Reposted by Rosaria Distefano
onlinelibrary.wiley.com/doi/10.1111/...

In a simple lending model with informational asymmetry, we investigate the effect of bank market structure on the amount of collateral provided by firms. We analyze the decision about the amount of wealth to pledge as collateral to secure a loan.
Credit market structure and strategic collateral provision
In a simple lending model with informational asymmetry, we investigate the effect of bank market structure on the amount of collateral provided by firms. We analyze the strategic decision of a potent...
onlinelibrary.wiley.com
August 9, 2025 at 9:22 PM
🎉Happy to share that my single-authored paper has been published in Small Business Economics!

link.springer.com/article/10.1...
The social benefit of being destructive: entrepreneurship and loan diversion - Small Business Economics
This paper analyzes the effect of credit costs on the entrepreneurial choice to engage in informal activities. Unlike previous studies, which mainly focus on the decision to divert business assets, we...
link.springer.com
July 4, 2025 at 1:36 PM