Jim - Route to Retire
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routetoretire.bsky.social
Jim - Route to Retire
@routetoretire.bsky.social
Self-made #millionaire who retired in 2018 at age 43. Lived in #Panama 🇵🇦 from 2019-2022. #RVLife from 2023-2024. Life is good! #financialfreedom
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"I don’t want life to pass us by, and I want to do cool things that we can have booked to look forward to, enjoy doing, and then reminisce about later."

#networth #millionaire #multimillionaire #travel #livefortoday #cruising #europetravel

www.routetoretire.com/net-worth-mi...
An Exciting Net Worth Milestone and Some Other Ramblings - Route to Retire
We just hit a really cool net worth milestone that's something I never could have fathomed even a decade ago... can you guess what it is?
www.routetoretire.com
"[While] working, you are trading time for money, and that is the way it should be. And it is a necessary trade, but unless you just have a passion for what you are getting paid to do, just remember it’s a job, you give them time and they give you money." via ESI Money

esimoney.com/retirement-i...
Retirement Interview 59 - ESI Money
Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat...
esimoney.com
November 24, 2025 at 1:56 PM
"I want to let it ride, but I want to cash out some chips too. Is it time to start converting some of that paper gains to tangible assets?" -via Retire by 40

retireby40.org/should-i-con...
Should I convert paper gains to real assets?
Is it time to take some chips off the table and buy some real assets? The AI bubble will pop at some point. #invest
retireby40.org
October 13, 2025 at 1:15 PM
"Financial goals are inherently meaningless; they exist to be in service to our LIFE goals. Your financial plans should be dictated by your life plans – not the other way around." -via ESI Money

esimoney.com/transitions-...
Transitions: Redesigning Your Financial Life - ESI Money
One of my favorite parts of running the Millionaire Money Mentors forums is the people I get to meet. Every day, I’m inspired by members who have built wealth, made intentional life choices, and are g...
esimoney.com
October 13, 2025 at 12:50 PM
"Initially I tried picking stocks, but I learned the hard way that the best way for a normal guy to invest is to use index funds and dollar cost average." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Grow Net Worth, Part 2 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
October 9, 2025 at 1:09 PM
"I don’t want life to pass us by, and I want to do cool things that we can have booked to look forward to, enjoy doing, and then reminisce about later."

#networth #millionaire #multimillionaire #travel #livefortoday #cruising #europetravel

www.routetoretire.com/net-worth-mi...
An Exciting Net Worth Milestone and Some Other Ramblings - Route to Retire
We just hit a really cool net worth milestone that's something I never could have fathomed even a decade ago... can you guess what it is?
www.routetoretire.com
October 7, 2025 at 12:28 PM
"While it’s certainly possible to beat the market by picking individual stocks or sectors, most investors underperform." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Grow Net Worth - ESI Money
Through the years, I have interviewed hundreds of millionaires to learn from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific questions and their ...
esimoney.com
October 2, 2025 at 1:16 PM
"The maximum 401k contribution limit usually increases every few years, but 2025 is special. Congress added a new category for workers ages 60 to 63." -via Retire by 40

retireby40.org/changes-comi...
Changes Coming to Your 401k
There are changes coming to your 401k if you're 50 or older. Are you ready?
retireby40.org
September 29, 2025 at 1:07 PM
"Understand what it is that you actually need right now. If it’s more than what you can afford, figure out a way to either make more money or go without something." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Become Wealthy, Part 17 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
September 25, 2025 at 2:26 PM
"Work hard early, before kids. Lay the groundwork and that effort will pay dividends for years to come. This means picking a career that you feel has long term potential. Late career changes can have an adverse impact on earnings." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Become Wealthy, Part 16 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
September 18, 2025 at 1:29 PM
"Your challenge, as you approach retirement, is to decide what type of life you want to build for yourself in retirement, then use your financial resources to help you achieve the life that brings true contentment." -via The Retirement Manifesto

www.theretirementmanifesto.com/retirement-s...
3 Questions That Determine 99% of Your Retirement Success - The Retirement Manifesto
If you answer these 3 questions, you'll be well on your way to retirement success. Sounds easy, right? Done right, it will take some time...
www.theretirementmanifesto.com
September 18, 2025 at 1:19 PM
"I still get stressed from having too much to do most days. The difference is that it’s mostly stuff I want to do as opposed to a boss telling me what I need to do."

#fire #earlyretirement #tech #SelfHosting #degoogle #immich #nextcloud #immichframe #docker

www.routetoretire.com/self-hosting...
The Self-Hosting Spark: How Ditching Google Reignited My Tech Obsession - Route to Retire
This self-hosting project has sparked a renewed interest in technology in me that I've haven't had for decades... it's so cool!
www.routetoretire.com
September 16, 2025 at 12:40 PM
"Health insurance is a big problem, but getting older is the real issue. Mrs. RB40 and I are relatively healthy now, but we’ll have a lot more problems in the future. We can see it with our parents." -via Retire by 40

retireby40.org/healthcare-a...
Healthcare After Early Retirement
Healthcare is a huge problem in the US if you plan to retire early. I planned to get health insurance through healthcare.gov, but...
retireby40.org
September 15, 2025 at 2:12 PM
"I have stuck with the same investment mindset by utilizing low-cost index/ETFs with a diversified portfolio. I like to KISS (keep it simple stupid) on this front vs trying to seek after grand slam investments." -via ESI Money

esimoney.com/millionaire-...
Millionaire Interview Update 72 - ESI Money
Today I have an update for you from a previous millionaire interview. I’m letting three years pass from the initial interviews to the updates, so if you’ve been interviewed, I’ll be in touch. 😉 This u...
esimoney.com
September 15, 2025 at 2:03 PM
"I began to incorporate subscriptions into all areas of my life—and I have to say, they’ve improved it in real and measurable ways." -via ESI Money

esimoney.com/why-i-love-s...
Why I Love Subscriptions - ESI Money
When I was in the early stages of growing my net worth, the common wisdom was to avoid subscriptions like the plague. They were viewed as sneaky money sucks—small monthly expenses that quietly drained...
esimoney.com
September 8, 2025 at 1:12 PM
"If you [save/invest] long enough and consistently enough and don’t let your emotions cloud your judgment, you can end up with enough to never work again." -via ESI Money

esimoney.com/millionaire-...
Millionaire Interview Update 71 - ESI Money
Today I have an update for you from a previous millionaire interview. I’m letting three years pass from the initial interviews to the updates, so if you’ve been interviewed, I’ll be in touch. 😉 This u...
esimoney.com
September 1, 2025 at 3:23 PM
I'm jealous of Fritz's awesome cruise...

"It’s hard to describe how wild Greenland and Nunavut, the Northernmost province of Canada, really are. The western coast of Greenland is the most beautiful coastline I’ve ever seen." -via Retirement Manifesto

www.theretirementmanifesto.com/traveling-in...
Traveling In The Arctic - The Retirement Manifesto
My wife and I just returned from two weeks of traveling in the Arctic. It was the best vacation of my life. Today, I'm sharing it with you.
www.theretirementmanifesto.com
August 29, 2025 at 5:24 PM
"It was so cool to get the chance to do this and see how the sausage is made. It was also grueling with a lot of long days in the hot sun."

www.routetoretire.com/superman-mov...

#superman #Superman2025 #SupermanMovie #movie #superhero
The 3 Scenes of the Superman Movie I Made It Into - Route to Retire
My time as an extra paid off... I made it into 5 shots in 3 scenes of the Superman movie! Here are the screenshots from the movie.
www.routetoretire.com
August 28, 2025 at 12:10 PM
"The problem was that as I dug deeper into things, I stumbled onto a massive problem – a major complication that took me by shock and ruined my big plan."

www.routetoretire.com/aca-and-fafs...
The Surprising FAFSA/SAI and Roth IRA Conflict that Sabotaged Our Financial Aid Plan - Route to Retire
I stumbled onto a massive Roth IRA problem that took me by shock and ruined my big plan for FAFSA/SAI financial aid for my daughter.
www.routetoretire.com
August 26, 2025 at 12:23 PM
"Exercising alone is not enough. It’s great, but most of us need more movement in our lives." -via @ESIMoneyBlog

esimoney.com/the-top-seve...
The Top Seven Retirement Activities, Part 7 - ESI Money
We’re continuing our series on the Top Seven Retirement Activities—the key habits and routines that make for a fun, meaningful, and well-rounded life after work. So far, we’ve covered: #1: Exercise an...
esimoney.com
August 25, 2025 at 1:02 PM
"Take calculated risks as early as reasonably possible. First, if it does not go well, you still have a long time to recover. Second, if it goes well, then your long time horizon will allow that early success to compound." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Become Wealthy, Part 12 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
August 21, 2025 at 1:42 PM
"It’s a big change, but I’m okay with it. I have more time to do my own things. I can go to the gym and ceramics classes without having to worry about him." -via Retire by 40

retireby40.org/back-to-scho...
Back to School Shopping 2025
RB40Jr is starting high school in about a week. See what we spent money on to get ready for back to school.
retireby40.org
August 18, 2025 at 2:23 PM
"Walking through a park, sitting by a lake, gardening, or just being outdoors lowers anxiety and boosts mood. Being outdoors reduces cortisol and boosts your mood." -via ESI Money

esimoney.com/the-top-seve...
The Top Seven Retirement Activities, Part 6 - ESI Money
We’re continuing our series on the Top Seven Retirement Activities—the key habits and routines that make for a fun, meaningful, and well-rounded life after work. So far, we’ve covered: #1: Exercise an...
esimoney.com
August 18, 2025 at 2:05 PM
"Don’t go for the home run when it comes to investing. Slow and steady sounds boring, because it is, but it works." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Become Wealthy, Part 11 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
August 14, 2025 at 3:58 PM
"College seemed expensive when we were young, but the cost of higher education is insane now. Parents and students will pay anywhere from $120,000 to $250,000 for a four-year degree." -via @retirebyforty

retireby40.org/gen-x-is-the...
Gen X is The Last Lucky Generation
Gen X was a very lucky generation. Life is much harder for the younger generations.
retireby40.org
August 11, 2025 at 2:25 PM
"There is so much free information out there to keep your mind growing in the area of investments, wealth management, asset protection…etc. There is really no excuse to not keep leveling up your knowledge and expertise." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Become Wealthy, Part 10 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
August 7, 2025 at 5:54 PM