Savvy Investor
@roadto100k.bsky.social
📍Investor building 100k portfolio from 🇬🇧
👉🏼 Aiming to build wealth by investing in my stocks & shares ISA
👉🏼 Aiming to build wealth by investing in my stocks & shares ISA
0 to 100k ISA portfolio update 🚀
February 8, 2025 at 8:25 PM
0 to 100k ISA portfolio update 🚀
You can’t track what you don’t measure.
If you’re trying to get stronger, you might track:
⚖️ Weight
🥗 Calories
🏆 How much you’re lifting
If you want to improve your finances, you can track:
💣 Debt
💰 Income
🛍️ Spending
📈 Net worth
🚀 Investments
💳 Credit score
If you’re trying to get stronger, you might track:
⚖️ Weight
🥗 Calories
🏆 How much you’re lifting
If you want to improve your finances, you can track:
💣 Debt
💰 Income
🛍️ Spending
📈 Net worth
🚀 Investments
💳 Credit score
January 22, 2025 at 2:57 PM
You can’t track what you don’t measure.
If you’re trying to get stronger, you might track:
⚖️ Weight
🥗 Calories
🏆 How much you’re lifting
If you want to improve your finances, you can track:
💣 Debt
💰 Income
🛍️ Spending
📈 Net worth
🚀 Investments
💳 Credit score
If you’re trying to get stronger, you might track:
⚖️ Weight
🥗 Calories
🏆 How much you’re lifting
If you want to improve your finances, you can track:
💣 Debt
💰 Income
🛍️ Spending
📈 Net worth
🚀 Investments
💳 Credit score
With my ISA maxed out, I can’t add more right now, but the growth doesn’t stop!
This month alone, it gained £1,883.06 and smashed through the £46k milestone.
Roll on 6th April—let’s keep this momentum going! 🫡
This month alone, it gained £1,883.06 and smashed through the £46k milestone.
Roll on 6th April—let’s keep this momentum going! 🫡
January 22, 2025 at 9:09 AM
With my ISA maxed out, I can’t add more right now, but the growth doesn’t stop!
This month alone, it gained £1,883.06 and smashed through the £46k milestone.
Roll on 6th April—let’s keep this momentum going! 🫡
This month alone, it gained £1,883.06 and smashed through the £46k milestone.
Roll on 6th April—let’s keep this momentum going! 🫡
In the 🇬🇧, we can take advantage of some great tax efficiencies:
🔹 £20,000 ISA
🔹 £60,000 pension
🔹 £500 dividend
🔹 £3,000 CGT
Whether you’re using an ISA, pension, GIA, or a combination. How many of these are you making use of?
🔹 £20,000 ISA
🔹 £60,000 pension
🔹 £500 dividend
🔹 £3,000 CGT
Whether you’re using an ISA, pension, GIA, or a combination. How many of these are you making use of?
January 18, 2025 at 9:28 AM
In the 🇬🇧, we can take advantage of some great tax efficiencies:
🔹 £20,000 ISA
🔹 £60,000 pension
🔹 £500 dividend
🔹 £3,000 CGT
Whether you’re using an ISA, pension, GIA, or a combination. How many of these are you making use of?
🔹 £20,000 ISA
🔹 £60,000 pension
🔹 £500 dividend
🔹 £3,000 CGT
Whether you’re using an ISA, pension, GIA, or a combination. How many of these are you making use of?
Started the year strong 💪🏼
The first 7 days of 2025 and I’m in the 🟢 - up £494 so far…
The first 7 days of 2025 and I’m in the 🟢 - up £494 so far…
January 11, 2025 at 7:48 PM
Started the year strong 💪🏼
The first 7 days of 2025 and I’m in the 🟢 - up £494 so far…
The first 7 days of 2025 and I’m in the 🟢 - up £494 so far…
Don’t fall for it 👇🏼
January 3, 2025 at 7:21 AM
Don’t fall for it 👇🏼
This is a reminder to speed up your road to retirement by investing early and oftern but also slow down life by taking in mindful moments and enjoying every day.
December 31, 2024 at 7:25 AM
This is a reminder to speed up your road to retirement by investing early and oftern but also slow down life by taking in mindful moments and enjoying every day.
I have maxed out my ISA 2 times so far:
2023 ✅
2024 ✅
If I continue to max it for the next two years I should have over 100k in tax free money and hitting my target.
Don’t underestimate the power of compounding.
2023 ✅
2024 ✅
If I continue to max it for the next two years I should have over 100k in tax free money and hitting my target.
Don’t underestimate the power of compounding.
December 30, 2024 at 10:59 AM
I have maxed out my ISA 2 times so far:
2023 ✅
2024 ✅
If I continue to max it for the next two years I should have over 100k in tax free money and hitting my target.
Don’t underestimate the power of compounding.
2023 ✅
2024 ✅
If I continue to max it for the next two years I should have over 100k in tax free money and hitting my target.
Don’t underestimate the power of compounding.
How to Invest in 2025!
1️⃣ Open a Low-Fee Broker Account:
Choose a platform with minimal fees to keep more of your returns. My top picks? InvestEngine (great for passive portfolios & ETF only) and Trading 212 (excellent for beginners and more hands-on investors).
1/3
1️⃣ Open a Low-Fee Broker Account:
Choose a platform with minimal fees to keep more of your returns. My top picks? InvestEngine (great for passive portfolios & ETF only) and Trading 212 (excellent for beginners and more hands-on investors).
1/3
December 24, 2024 at 9:05 PM
How to Invest in 2025!
1️⃣ Open a Low-Fee Broker Account:
Choose a platform with minimal fees to keep more of your returns. My top picks? InvestEngine (great for passive portfolios & ETF only) and Trading 212 (excellent for beginners and more hands-on investors).
1/3
1️⃣ Open a Low-Fee Broker Account:
Choose a platform with minimal fees to keep more of your returns. My top picks? InvestEngine (great for passive portfolios & ETF only) and Trading 212 (excellent for beginners and more hands-on investors).
1/3
ISA Allowance: MAXED OUT! 🎉
That’s £20,000 invested since April 6th, and my InvestEngine portfolio is now sitting at £44,250.21.
It’s been a journey of consistent contributions, selling off my GIA to optimise, minimising spending and selling off unwanted clothing.
That’s £20,000 invested since April 6th, and my InvestEngine portfolio is now sitting at £44,250.21.
It’s been a journey of consistent contributions, selling off my GIA to optimise, minimising spending and selling off unwanted clothing.
December 24, 2024 at 6:51 PM
ISA Allowance: MAXED OUT! 🎉
That’s £20,000 invested since April 6th, and my InvestEngine portfolio is now sitting at £44,250.21.
It’s been a journey of consistent contributions, selling off my GIA to optimise, minimising spending and selling off unwanted clothing.
That’s £20,000 invested since April 6th, and my InvestEngine portfolio is now sitting at £44,250.21.
It’s been a journey of consistent contributions, selling off my GIA to optimise, minimising spending and selling off unwanted clothing.
Saw this and 💯 agree!
“Be the person with 100k in the bank and a 20k car.
Not the person with a 100k car and 20k in the bank”.
“Be the person with 100k in the bank and a 20k car.
Not the person with a 100k car and 20k in the bank”.
December 24, 2024 at 6:50 PM
Saw this and 💯 agree!
“Be the person with 100k in the bank and a 20k car.
Not the person with a 100k car and 20k in the bank”.
“Be the person with 100k in the bank and a 20k car.
Not the person with a 100k car and 20k in the bank”.
Everyone with a pension already owns stocks, bonds, and commodities, so why are some people afraid to invest?
December 14, 2024 at 8:15 AM
Everyone with a pension already owns stocks, bonds, and commodities, so why are some people afraid to invest?
Vanguard has announced a new £4 mth fee for investors with less than £32k in their accounts, which is a major letdown. This move will likely prompt many, myself included, to explore alternative platforms.
I wouldn’t be surprised if InvestEngine sees a surge in new customers following this decision!
I wouldn’t be surprised if InvestEngine sees a surge in new customers following this decision!
December 14, 2024 at 8:14 AM
Vanguard has announced a new £4 mth fee for investors with less than £32k in their accounts, which is a major letdown. This move will likely prompt many, myself included, to explore alternative platforms.
I wouldn’t be surprised if InvestEngine sees a surge in new customers following this decision!
I wouldn’t be surprised if InvestEngine sees a surge in new customers following this decision!
In 2024, it takes the average couple 11 years to save up for their first house deposit.
In 1974, it took just 3 months.
In 1974, it took just 3 months.
December 7, 2024 at 12:16 AM
In 2024, it takes the average couple 11 years to save up for their first house deposit.
In 1974, it took just 3 months.
In 1974, it took just 3 months.
Here’s how my investment portfolio has grown over the years:
🔹 2022: £9,873
🔹 2023: £23,330
🔹 2024: £44,103
🔹 2022: £9,873
🔹 2023: £23,330
🔹 2024: £44,103
December 6, 2024 at 7:31 PM
Here’s how my investment portfolio has grown over the years:
🔹 2022: £9,873
🔹 2023: £23,330
🔹 2024: £44,103
🔹 2022: £9,873
🔹 2023: £23,330
🔹 2024: £44,103
Just a reminder 👀
If you remember this guy, it’s time to start saving for retirement
December 6, 2024 at 4:23 PM
Just a reminder 👀
A financial planner is only necessary when you’re five years from retirement.
Before that? You’re likely wasting money. The basics of investing, saving, and budgeting are free and accessible. Relying on a planner early shows laziness and a lack of self-education.
Change my mind.
Before that? You’re likely wasting money. The basics of investing, saving, and budgeting are free and accessible. Relying on a planner early shows laziness and a lack of self-education.
Change my mind.
December 6, 2024 at 7:11 AM
A financial planner is only necessary when you’re five years from retirement.
Before that? You’re likely wasting money. The basics of investing, saving, and budgeting are free and accessible. Relying on a planner early shows laziness and a lack of self-education.
Change my mind.
Before that? You’re likely wasting money. The basics of investing, saving, and budgeting are free and accessible. Relying on a planner early shows laziness and a lack of self-education.
Change my mind.
I invest in three ETFs that, together, replicate an all-world fund. Over the past 8 months, my portfolio has returned 13%!
By splitting my investments across these ETFs, I’m saving 0.11% on charges compared to Vanguard’s FTSE All-World.
Want to explore my ETF picks? Check them out here:
By splitting my investments across these ETFs, I’m saving 0.11% on charges compared to Vanguard’s FTSE All-World.
Want to explore my ETF picks? Check them out here:
Road-To-100K – Portfolio outline - InvestEngine
Road-To-100K – Portfolio composition: full list of ETFs with weights and underlying holdings, regions and industries. See all companies and geographies of Road-To-100K portfolio
investengine.com
December 6, 2024 at 7:08 AM
I invest in three ETFs that, together, replicate an all-world fund. Over the past 8 months, my portfolio has returned 13%!
By splitting my investments across these ETFs, I’m saving 0.11% on charges compared to Vanguard’s FTSE All-World.
Want to explore my ETF picks? Check them out here:
By splitting my investments across these ETFs, I’m saving 0.11% on charges compared to Vanguard’s FTSE All-World.
Want to explore my ETF picks? Check them out here:
The past 7 days have been a blast⁉️
December 6, 2024 at 7:06 AM
The past 7 days have been a blast⁉️
Starting Monday, Dec 9th, InvestEngine is waiving all SIPP account fees.
ETF costs still apply, but this makes building your retirement pot even more cost-effective. For me, this was the push I needed to take my SIPP contributions seriously.
Get up to a £50 bonus when you invest £100 here:
ETF costs still apply, but this makes building your retirement pot even more cost-effective. For me, this was the push I needed to take my SIPP contributions seriously.
Get up to a £50 bonus when you invest £100 here:
InvestEngine
More power to your Money
investengine.com
December 6, 2024 at 7:01 AM
Starting Monday, Dec 9th, InvestEngine is waiving all SIPP account fees.
ETF costs still apply, but this makes building your retirement pot even more cost-effective. For me, this was the push I needed to take my SIPP contributions seriously.
Get up to a £50 bonus when you invest £100 here:
ETF costs still apply, but this makes building your retirement pot even more cost-effective. For me, this was the push I needed to take my SIPP contributions seriously.
Get up to a £50 bonus when you invest £100 here:
Brits only: How much are you paying for gas & electric? My direct debit is £227/month and it feels way too high 🫣 Anyone else in the same boat?
November 26, 2024 at 7:57 AM
Brits only: How much are you paying for gas & electric? My direct debit is £227/month and it feels way too high 🫣 Anyone else in the same boat?
2 million people have signed a petition for a general election 🤯
November 26, 2024 at 6:31 AM
2 million people have signed a petition for a general election 🤯
Is it time to fix your dual rate? I’ve just slashed my energy costs from £227pm (standard tariff) to £146pm on a 1 year fixed deal,saving £972 over the next year!
With Ofgem confirming a 1.2% price cap increase in January, affecting 80% of households, locking in a rate now might be worth considering
With Ofgem confirming a 1.2% price cap increase in January, affecting 80% of households, locking in a rate now might be worth considering
November 24, 2024 at 3:40 PM
Is it time to fix your dual rate? I’ve just slashed my energy costs from £227pm (standard tariff) to £146pm on a 1 year fixed deal,saving £972 over the next year!
With Ofgem confirming a 1.2% price cap increase in January, affecting 80% of households, locking in a rate now might be worth considering
With Ofgem confirming a 1.2% price cap increase in January, affecting 80% of households, locking in a rate now might be worth considering