richardlends.bsky.social
@richardlends.bsky.social
One week of “gifts” can set your timeline back months. Keep credit card balances low, avoid new store cards, and don’t finance anything with a payment — even if it’s “0%.” Underwriting sees all of it. ✨ What holiday purchase are you unsure would hurt your approval?
December 1, 2025 at 10:02 PM
October 7, 2025 at 4:36 PM
😂 Sometimes the cure for stress isn’t in Google… it’s just helping a client lower their DTI (debt-to-income ratio) and celebrating with a little treat!

Richard Woodward
Your 5-Star Rated Mortgage Lender
Branch Manager, NMLS# 217454
📞 214-945-1066
🌐 MortgageProsUS.com
September 29, 2025 at 2:12 PM
Whether you’re just starting to save, ready to get pre-approved, or exploring different loan options, my team and I can guide you every step of the way.

Richard Woodward
Branch Manager | NMLS #217454
📱 Voice/Text: (214) 945-1066
🌐 www.MortgageProsUs.com
NEXA Mortgage | NMLS #1660690 | Plano, TX
August 20, 2025 at 10:28 PM
🚀 Realtors — Let’s Supercharge Your Listings! 🚀

I’m offering you something game-changing — FREE to get started:

💬 Message me today to claim your free listing video + website and start turning views into showings FAST.
August 12, 2025 at 9:28 PM
💔 What’s really sad? A 75-year-old widow struggling just to make ends meet

This reel is for every family that’s having “the conversation.”
Because the truth is:
✅ Mom can still leave a legacy.
✅ She can also live with dignity in the home she loves.
✅ And a reverse mortgage can make that possible.
August 3, 2025 at 11:36 PM
Silly me—budgeting based on vibes instead of actual numbers 😅

Been there? You’re not alone. Most folks have no idea what they really qualify for until they sit down with a lender who knows how to break it down simply and clearly.

✨ That’s where I come in.
August 1, 2025 at 4:01 PM