What do you think started them struggling?

What happened, I'm out of the loop? Did something else happen besides Singal being allowed free rein?

Do you think this sticks? Isn't it within the lookback where the Trump admin can just immediately reverse it when they get in?

I've not come across whatever scam this is... wonder what they intended to do.

A lot of banks use ChexSystems to validate new deposit accounts. You can place a freeze with them - that should help.