@reactsucks.bsky.social
@carlquintanilla.bsky.social , any evidence which is the causal direction?
December 12, 2025 at 8:06 PM
@carlquintanilla.bsky.social , any evidence which is the causal direction?
Wasn’t the claim they couldn’t negotiate healthcare tied to the claim it was a clean CR? Turns out it wasn’t a clean CR.
November 13, 2025 at 5:22 PM
Wasn’t the claim they couldn’t negotiate healthcare tied to the claim it was a clean CR? Turns out it wasn’t a clean CR.
In the U.S. pre payment penalties are (mostly) illegal. It is an odd quirk of the U.S. mortgage market from a bygone era when the government outlawed unfair business practices.
November 9, 2025 at 12:42 PM
In the U.S. pre payment penalties are (mostly) illegal. It is an odd quirk of the U.S. mortgage market from a bygone era when the government outlawed unfair business practices.
Honestly, if I were to pick a fight on mortgages, it would be to ban adjustable rate mortgages. They push the risk of higher future rates from the bank to the buyer.
November 9, 2025 at 12:33 PM
Honestly, if I were to pick a fight on mortgages, it would be to ban adjustable rate mortgages. They push the risk of higher future rates from the bank to the buyer.
That’s fair. Banks are not reliable when it comes to determining how much you can afford to pay for housing.
November 9, 2025 at 12:13 PM
That’s fair. Banks are not reliable when it comes to determining how much you can afford to pay for housing.
True. You do pay something for the optionality.
Look, I’m not arguing that everybody take a 50 year mortgage. I’m just pointing out it’s not any more of a trap than a 30 year mortgage. It can be laid off in 30 years. Or 20. Or 10.
Look, I’m not arguing that everybody take a 50 year mortgage. I’m just pointing out it’s not any more of a trap than a 30 year mortgage. It can be laid off in 30 years. Or 20. Or 10.
November 9, 2025 at 12:08 PM
True. You do pay something for the optionality.
Look, I’m not arguing that everybody take a 50 year mortgage. I’m just pointing out it’s not any more of a trap than a 30 year mortgage. It can be laid off in 30 years. Or 20. Or 10.
Look, I’m not arguing that everybody take a 50 year mortgage. I’m just pointing out it’s not any more of a trap than a 30 year mortgage. It can be laid off in 30 years. Or 20. Or 10.
Use an online calculator to determine the payments for a 30 year loan and pay that each month you can. Pay less the months you can’t. The bank can’t stop you.
November 9, 2025 at 12:03 PM
Use an online calculator to determine the payments for a 30 year loan and pay that each month you can. Pay less the months you can’t. The bank can’t stop you.
Am I missing something? A 50 year mortgage is just a 30 year mortgage with the option to reduce your monthly payment if you lose your job. No penalty for paying off the principle over 30 years just like you would with a standard mortgage.
November 9, 2025 at 12:00 PM
Am I missing something? A 50 year mortgage is just a 30 year mortgage with the option to reduce your monthly payment if you lose your job. No penalty for paying off the principle over 30 years just like you would with a standard mortgage.
Circumcised early? Is anyone circumcised late?!?
October 9, 2025 at 5:50 PM
Circumcised early? Is anyone circumcised late?!?
Not entirely the point but the correct question is “Am I being detained?” If the answer is anything other than yes then you are free to go.
June 12, 2025 at 7:42 PM
Not entirely the point but the correct question is “Am I being detained?” If the answer is anything other than yes then you are free to go.
Love the science but it is a sad reminder that this is a triumph for European scientists and not American scientists because America abandoned its leadership role and cancelled the Super Conducting Super Collider in an earlier paroxysm of “government efficiency.”
March 19, 2025 at 11:50 AM
Love the science but it is a sad reminder that this is a triumph for European scientists and not American scientists because America abandoned its leadership role and cancelled the Super Conducting Super Collider in an earlier paroxysm of “government efficiency.”
Senator, your failure is not voting YES for Trump’s CR. Your failure is not finding a clear message that unifies Democrats to vote NO on Trump’s CR.
March 14, 2025 at 2:02 PM
Senator, your failure is not voting YES for Trump’s CR. Your failure is not finding a clear message that unifies Democrats to vote NO on Trump’s CR.
Senator, I am your constituent and a moderate voter. You are wrong about deciding to fight later. The only time to fight an illegal coup is now.
March 14, 2025 at 1:24 PM
Senator, I am your constituent and a moderate voter. You are wrong about deciding to fight later. The only time to fight an illegal coup is now.
I am on Team Hardball , but do we really expect legal limits on Musk and Trump to work?
March 11, 2025 at 1:52 AM
I am on Team Hardball , but do we really expect legal limits on Musk and Trump to work?
Was “imperious”
intentional or a slip of the thumbs?
intentional or a slip of the thumbs?
February 21, 2025 at 6:46 PM
Was “imperious”
intentional or a slip of the thumbs?
intentional or a slip of the thumbs?
Big Treaty of Tordesillas energy
February 3, 2025 at 2:37 AM
Big Treaty of Tordesillas energy
Who had “The FBI will lead the resistance”’on their bingo card?!
February 3, 2025 at 12:22 AM
Who had “The FBI will lead the resistance”’on their bingo card?!