We need to find a better policy. There are simpler easier fairer ways of achieving policy aim.

Yes if you die after 75.

No. That was simple tax. This is horrendously complicated tax. Leading to delays and additional costs for personal representatives and beneficiaries.

So let’s put in place a proper robust roadmap so everyone knows where they stand, what’s going to happen and when, so they can plan with certainty.

Congratulations Daniela! Wishing you all the very best for the next Chapter.

I strongly believe as an industry we need to push back against IHT on pensions. There are much better ways to tax pensions in death that avoid delays to beneficiaries, additional costs, and allow people to plan with more certainty.

Thanks Steve. It looks like fun over here.