Patrick Weightman Mortgage & Protection Advice (TMG Direct)
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pweightman.bsky.social
Patrick Weightman Mortgage & Protection Advice (TMG Direct)
@pweightman.bsky.social
Helping homeowners across the UK save money & sleep better at night 🏡💤

https://linktr.ee/patrick.weightman.tmgdirect

📞 01455 241201 / 07579 048670

(Your home may be repossessed if you do not keep up repayments on a loan secured against it)
Pinned
I’m not the right mortgage broker for you.

Unless you want:
✔ Proper advice
✔ Sunday replies
✔ Protection done right
✔ And maybe a mortgage chat in Costco

Full video here 👇
youtu.be/fH8ZmH-5A9s
I’m Not the Right Mortgage Broker for You (And That’s Okay)#mortgageadvice #mortgagebroker
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
Why is your first mortgage payment higher than the one on your mortgage offer?

It’s daily interest from completion + your normal repayment.

Not a mistake — just maths.

Watch here:
youtube.com/shorts/Iu6HQ...
Why Your First Mortgage Payment Is Higher Than Expected #firsttimebuyeruk | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
February 15, 2026 at 11:23 AM
The fastest way to kill a mortgage application?

Dishonesty.

Lenders check everything. If it doesn’t add up, it’s game over.

Be upfront, it gives you options.

East Midlands buyers & remortgagers, this one’s for you 👇
youtube.com/shorts/VlDOn...
The #1 Thing That Will Kill Your Mortgage Application (It’s Not Your Credit Score) Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
February 14, 2026 at 2:42 PM
Happy Valentine’s Day ❤️
Flowers fade. Chocolates disappear.
Peace of mind lasts.

If today makes you think about protecting the people you love, this video explains it calmly and clearly:
youtu.be/ycXwKDyQCVs
February 14, 2026 at 9:12 AM
Tomorrow is Valentine’s Day ❤️

Tonight is when love plans ahead.

🎥 Watch the full video:
youtu.be/ycXwKDyQCVs
February 13, 2026 at 7:01 PM
Tomorrow is Valentine’s Day ❤️

And while flowers and cards are lovely, the conversations that really matter often get left until “later”.

If something happened to you tomorrow, would your partner be financially OK?

🎥 Watch the full video here:
youtu.be/ycXwKDyQCVs
February 13, 2026 at 8:01 AM
I’m not the right mortgage broker for you.

Unless you want:
✔ Proper advice
✔ Sunday replies
✔ Protection done right
✔ And maybe a mortgage chat in Costco

Full video here 👇
youtu.be/fH8ZmH-5A9s
I’m Not the Right Mortgage Broker for You (And That’s Okay)#mortgageadvice #mortgagebroker
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
February 12, 2026 at 5:49 PM
Is your car holding you back from buying a house?

That £300 PCP payment might feel affordable… but lenders also see the £10k–£20k balloon at the end.

It can reduce your borrowing power.

Watch here 👇
youtube.com/shorts/ZW4dt...

#MortgageAdvice #CarFinanceUK #FirstTimeBuyer
Is Your Car Stopping You Buying a House? | Patrick Weightman #mortgageadvice #firsttimebuyeruk
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
February 12, 2026 at 1:55 PM
Cheapest rate ≠ cheapest mortgage.

£250k loan? Fee deal might lose.
£400k loan? Same fee could save £1k+.

It’s about total cost over the fixed period, not the headline rate.

Watch: youtu.be/P5azMejkYbE

📞 01455 241201
Cheapest Mortgage Rate? Not So Fast… The Fee vs No-Fee Truth Explained #mortgagerates2026
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
February 11, 2026 at 5:07 PM
Income protection isn’t about drama.

It’s about keeping life normal while you recover.

This is the most overlooked pillar — and the one most people wish they’d understood sooner.
February 11, 2026 at 12:30 PM
Most people insure their phone better than their income.

That’s not a judgement — it’s just reality.

Full explanation here 👉 link in bio
February 9, 2026 at 7:00 PM
Mortgage rates are stabilising and affordability is improving, with Nationwide reporting house prices up 0.3% in January.

This week’s Mortgage Market Rate Watch explains what’s driving the market and why👇

youtube.com/shorts/Q8aVC...

(Your home may be repossessed if you do not keep up repayments.)
Mortgage Market Rate Watch | Rates Stabilise as Affordability Improves | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
February 9, 2026 at 7:59 AM
Surviving illness is expensive.

Recovery shouldn’t come with financial panic.

Full video in bio ❤️
February 6, 2026 at 6:30 PM
First-time buyer? Deposit feeling impossible? 😅

I’ve broken down Santander’s 2% deposit mortgage + 0% deposit options from Skipton, April & Gen H, plus the risks like negative equity + long fixes not suiting everyone.

Watch the Full Video Here: youtu.be/3Tswv7grpeg
2% Deposit Mortgages Explained (Santander 98% LTV) + 0% Deposit Options (Skipton, April & Gen H)
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
February 6, 2026 at 5:38 PM
Rates were held today — but the 5–4 MPC vote is the real signal.
Cuts are getting closer, even if timing’s still cautious.

If your mortgage deal ends in 2026, planning beats guessing.
👉 youtube.com/shorts/p-4tw...
Bank of England Holds Rates, But the Vote Signals What’s Coming Next #mortgagerates #mortgageadvice
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
February 5, 2026 at 5:31 PM
One of the biggest myths about protection is that it’s pessimistic.

It isn’t.

Protection is optimistic.
It assumes life continues — even if your income doesn’t.

I explain this properly in my latest video:
👉 youtu.be/ycXwKDyQCVs
February 5, 2026 at 12:30 PM
🎗️ World Cancer Day

Every 2 minutes in the UK, someone is diagnosed with cancer.
Most financial stress isn’t about death — it’s about income, mortgages and recovery.

I’ve shared a calm, long-form video here:
👉 youtu.be/riLpYHuwf5Y
February 4, 2026 at 8:00 AM
Life cover doesn’t say “I expect the worst.”

It says “I care enough to make things easier.”

Full video 👉 link in bio

#ValentinesDay #ProtectionPlanning #LifeCoverUK #LoveAndMoney #FinancialSecurity
February 3, 2026 at 7:00 PM
🧩 National Puzzle Day – mortgage edition.

Sam’s self-employed.
His mortgage deal ends in 3 months.
He’s fixed at 5.2%.
And he’s planning to “wait and see”.

❓What’s the mistake?

Watch the short 👇
youtube.com/shorts/27p9v...

Genuinely interested in what people think — there’s more than one answer.
National Puzzle Day - Mortgage Edition | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
January 29, 2026 at 1:46 PM
Mortgage rates are stabilising, lenders are competing, and the new Warm Homes Scheme is changing how people think about staying put vs moving.

This is your Monday Mortgage Market Update 👇
youtu.be/QrfwRVhO2OY

(Your home may be repossessed if you do not keep up repayments.)
Monday Mortgage Market Update, Rates, Housing Confidence & the Warm Homes Scheme Explained #mortgage
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
January 26, 2026 at 8:32 PM
Money didn’t disappear. It drifted.
From gold → receipts → promises.

Episode 4 of From Barter to Bitcoin explores how goldsmiths became bankers, and how trust quietly replaced metal.

🎥 youtu.be/9vT9_VmDuAU?...
Episode 4: Goldsmiths, Banks & Paper Promises | When Money Stopped Being Metal #historyofmoney
YouTube video by The History of Money - From Barter to Bitcoin
youtu.be
January 25, 2026 at 7:14 PM
Since outfitting my office with solar panels, here are the numbers:

⚡ Generated: 9.28 MWh
🏠 Used on-site: 4.61 MWh
🔌 Exported to the grid: 4.67 MWh

Almost half used directly, half sold back! 🌞

Share your experience! #SolarEnergy #Sustainability #Renewables
January 22, 2026 at 2:15 PM
How much deposit do you REALLY need to buy a house in 2026? 🏠
It’s not always 10–20%. Some buyers are getting in with 5% — and in some cases, almost none at all.
Watch 👉 youtube.com/shorts/UB9Sv...

(Your home may be repossessed if you do not keep up repayments on your mortgage.)
What’s the MINIMUM Deposit You Need to Buy a House in 2026? (Including No Deposit Options)
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
January 20, 2026 at 2:26 PM
New Year, new mortgage market 👀
Rates are stabilising, lenders are competing, and buyers have more choice than the headlines suggest.

This week’s Mortgage Market Rate Watch 👇
youtube.com/shorts/4LeUG...

(Your home may be repossessed if you do not keep up repayments.)
New year, new mortgage market 👀 | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
January 19, 2026 at 5:09 PM
“I’ll just put my wife on the payroll for 3 months.”

Not a hack. A red flag 🚩

Lenders want real, sustainable income — not shortcuts.

A good broker helps you get approved properly.

youtube.com/shorts/dMlJv...
Things People Say to Mortgage Brokers 🤦‍♂️ | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtube.com
January 19, 2026 at 4:16 PM
First time buyer in the UK in 2026? 🏡

I’ve just uploaded a full in-depth guide covering deposits, affordability, how parents can help, JBSP, Track Record (rent history), Helping Hand / income boosters + real case studies.

🎥 Watch: youtu.be/xAe0ja8aoxg
First Time Buyer UK 2026: Mortgage Schemes, Deposit Help & How Parents Can Help | Patrick Weightman
YouTube video by Patrick Weightman TMG Direct Mortgage Advice
youtu.be
January 18, 2026 at 9:21 AM