Relying on outdated documents can slow down or even stop a transfer.

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When transferring property, gifting it to family, or updating ownership after divorce, the Title Register is what legally matters.

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In reality, HM Land Registry’s digital Title Register is the legal proof of ownership in England and Wales.
Paper deeds may hold historical value, but they do not override the registered title.

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Don’t risk delays at HM Land Registry.
Get the correct property documents before you apply.

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Why does this matter?
When transferring ownership, gifting property, or updating records after divorce, mistaking one for the other can delay or invalidate an application at HM Land Registry.
Understanding the difference protects you from legal errors & and saves time, money & stress.

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The Title Register (often called title deeds) confirms who owns the property, whether there is a mortgage, and any legal restrictions.
The Title Plan, on the other hand, shows where the property is located and its general boundaries.

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If you are transferring property ownership, assuming the plan is exact can lead to legal disagreements later.
Understanding this early helps you take the right steps — such as seeking professional clarification before submitting documents.

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HM Land Registry title plans show general boundaries only, meaning the red outline is indicative, not precise.
This is why boundary disputes often arise between neighbours, especially during sales or transfers.

Legally, that’s not true.

Your children can:
• Sell the property
• Remortgage it
• Rent it out
• Use it as security for loans

All without your consent — even if you still live there.

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Understanding this difference early prevents irreversible mistakes.

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Understanding this difference early prevents irreversible mistakes. Contact Us

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This decision affects: • Who legally owns the home • Who controls selling or remortgaging • Whether you can live there long-term • How the property is treated for tax and care fees

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Once registered, the law no longer recognises emotional intent or verbal promises. Only what appears on the Land Registry matters.

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Transferring property? Your ownership type must be set correctly at the moment of transfer. Property Swift handles this for you — online and legally compliant.
Contact Us [https://propertyswift.co.uk/contact-property-swift]

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Why this matters

The wrong ownership type can:
• Override your will
• Disinherit children
• Block property gifts
• Cause family disputes

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Tenants in Common:

Each owner has a defined share (e.g. 50%, 30%, 70%).
Your share goes to whoever you name in your will.

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Joint Tenants:

If one owner dies, the property automatically goes to the other — even if your will says otherwise.
This is called the Right of Survivorship.

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