Follow for:
- Launch updates
- Behind-the-scenes development
- Debt management tips that actually work
- Real talk about building a fintech startup
- Mental wellness + money content

Let's get over the hump of debt—together 🌅

ovrfinance.io

Our goal: 10,000 users in the first 90 days after launch.

Why? Because 10,000 people getting debt-free proves the model works. And then we can help the other 44,990,000 Americans stuck in this cycle.

Launching Q1 2025. Join the waitlist: ovrfinance.io

Building in public because:

1. Accountability keeps us honest
2. Your feedback makes the product better
3. Transparency builds trust (especially in fintech)

We're not a black box. We're real people solving a real problem we've personally experienced.

Why "mental wellness" in a finance app?

Because the biggest barrier to getting debt-free isn't math—it's psychology.

Shame keeps you from opening the app.
Anxiety makes you avoid your balance.
Overwhelm leads to decision paralysis.

We're fixing that. #mentalhealth

Here's what makes the AI different:

It doesn't just tell you what to do. It helps you actually DO it.

Got a bonus? It recalculates your plan.
Income changed? Plan adjusts automatically.
Feeling overwhelmed? Hit the Calming Center.

It's like having a financial therapist in your pocket. #AI

What we're building:

🤖 AI-powered payoff plans that optimize for your specific situation
📊 Real-time tracking via Plaid (see progress = stay motivated)
🧘 Calming Center with guided breathing for when money stress hits
💰 Starting at just $0.99/month (with a free tier) #AI #fintech

So we built Ovr Finance differently.

Three core principles:

1. AI that adapts to YOUR life (not a one-size-fits-all calculator)
2. Mental wellness built into every feature
3. Affordable pricing that doesn't punish people who are already struggling #debt

Every debt app I tried made me feel WORSE.

They'd show me the math: "Pay $X per month for Y years."

Cool, but what about the emotional overwhelm that prevents me from even opening the app?

What about the stress that makes me avoid the problem entirely?