up to 60% of the price increase per dollar of college education is because of the availibility of student loans. If you can pay more, they will charge more, the books will cost more repeat that over and over and over and over

Well argued, but also unsubsidized student loans that can't be discharged gave students more spending power so colleges raised tuition, next year, loan amounts went up, so ost went up, repeat 30+ years and...

A few extras... Snep Life

A few pics of my sona Zalan

Just had to explain Florida Man to someone a few minutes ago, so as a visual aid, I went to google news and searched 'Florida man' and started reading wacky headlines. this was the capstone.

Heya All, I do VRChat avatar retextures for people (as well as vrm and for other social games of the like) Some of my stuff:

Paws!

Here are the screenshots from VRChat that I submitted for the Winterpaw Halloween contest

Texture for the halloween model is just about done, need to d accessories and stuff first pic was in base color mode, others are in material mode

Working on a Halloween model, it's for a competition, I might put him up for adoption if there is any interest, Tentative name is Patches