Dan - Mortgage Adviser
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mortgageadviseruk.bsky.social
Dan - Mortgage Adviser
@mortgageadviseruk.bsky.social
8 followers 5 following 170 posts
With over 20 years experience (I know I don't look old enough 😜), there's not a lot that I can't do.

I help everyone from First Time Buyers to Property Investors with over 50 properties.
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mortgageadviseruk.bsky.social
SPV Explained 🏠
An SPV is a limited company set up purely for property investment. Lenders love the clean structure. Full video 👉 https://f.mtr.cool/gqpqyymwvk

#SPV #BuyToLet #PropertyInvestment #LandlordTips #UKProperty
September 15, 2025 at 3:01 PM
mortgageadviseruk.bsky.social
SPV Explained 🏠
An SPV is a limited company set up purely for property investment. Lenders love the clean structure. Full video 👉 https://f.mtr.cool/uchwkfzahh

#SPV #BuyToLet #PropertyInvestment #LandlordTips #UKProperty
September 14, 2025 at 3:02 PM
mortgageadviseruk.bsky.social
Trading vs SPV 🏠
Leah learned mixing trading with property creates tax & lending problems. An SPV is usually simpler, cleaner & more efficient. Full video 👉 https://f.mtr.cool/pvjllhylzb

#SPV #BuyToLet #PropertyInvestment #LandlordTips #UKProperty
September 11, 2025 at 3:03 PM
mortgageadviseruk.bsky.social
Leah’s Key Lessons 🏠
SPVs for structure, bridging for speed, houses for stability, flats for yield. The essentials every landlord should weigh up. Full video 👉 https://f.mtr.cool/geuqvdqnwj

#SPV #BuyToLet #PropertyInvestment #LandlordTips #UKProperty
September 11, 2025 at 9:03 AM
mortgageadviseruk.bsky.social
SPV Property Case Study 🏠
Leah had no idea where to start with investing. I walked her through her options & explained why an SPV can make all the difference. Full video 👉 https://f.mtr.cool/catsrakexu

#SPV #BuyToLet #PropertyInvestment #LandlordTips #UKProperty
September 10, 2025 at 3:04 PM
mortgageadviseruk.bsky.social
Buy To Let isn’t gone, but it’s not risk-free. With the right property and tax planning, it can still build wealth 💼

Full video 👉 https://f.mtr.cool/jokitkrcyo

#BuyToLet #MortgageAdvice #UKProperty #Landlords #PropertyInvestment #RentalIncome
September 8, 2025 at 3:01 PM
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Buy To Let lenders use rental stress tests to check affordability. Expect 20–25% deposit and criteria to qualify 💼

Full video 👉 https://f.mtr.cool/lodrqknuxj

#BuyToLet #MortgageAdvice #UKProperty #Landlords #PropertyInvestment #RentalIncome
September 7, 2025 at 3:02 PM
mortgageadviseruk.bsky.social
Buy To Let brings income and growth, but risks like tax, voids, and costs are real. Here’s the balanced view 💼

Full video 👉 https://f.mtr.cool/aolwfeczsa

#BuyToLet #MortgageAdvice #UKProperty #Landlords #PropertyInvestment #RentalIncome
September 4, 2025 at 3:03 PM
mortgageadviseruk.bsky.social
Quick breakdown of what a Buy To Let mortgage is and why it matters for UK landlords & property investors 💼

Full video 👉 https://f.mtr.cool/sqqmafrpme

#BuyToLet #MortgageAdvice #UKProperty #Landlords #PropertyInvestment #RentalIncome
September 3, 2025 at 3:04 PM
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As a landlord you don’t get sick pay. 🏠 And rental income isn’t guaranteed. Voids, arrears & repairs 💥 can leave you with bills, mortgages, and family commitments but no money coming in.

Full video 👉 https://f.mtr.cool/kdhpimhity

#incomeprotection #landlords #buytolet #ukproperty #protectionadvice
September 1, 2025 at 3:02 PM
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Void periods, tenant arrears, repairs — all can wipe out your income at the worst time. 🤯 That’s why income protection matters for landlords. It replaces your income if you can’t work due to illness or injury.

Full video 👉 https://f.mtr.cool/kzedhodrgr

#landlords #buytolet #ukproperty
August 31, 2025 at 3:02 PM
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🏠 Landlords: you protect your properties, but not yourself? If rent stopped or you couldn’t work, how would you pay your bills? 💰 Here’s why income protection matters for UK landlords.

Full video 👉 https://f.mtr.cool/lzzbqouccc

#incomeprotection #landlords #buytolet #ukproperty #protectionadvice
August 27, 2025 at 3:04 PM
mortgageadviseruk.bsky.social
🏠 Basement conversions in London can even double a property’s value 💰 But results depend on your budget, costs & circumstances. 

Full video 👉 https://f.mtr.cool/rgheaplpga

#refurbishmentfinance #propertyinvestment #buytolet #uklandlords #propertyfinance #homerenovation
August 26, 2025 at 9:03 AM
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🏠 Refurbishment finance works best when you plan properly. Start with a survey, secure planning permission, get quotes, and hire the right trades. 

Full video 👉 https://f.mtr.cool/uutkethyfm

#refurbishmentfinance #propertyinvestment #buytolet #uklandlords #propertyfinance #homeimprovements
August 25, 2025 at 3:04 PM
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UK investors have clear favourites when it comes to home improvements 🏠 From kitchens 🔥 to bathrooms & double glazing, these upgrades add serious value and attract tenants.

Full video 👉 https://f.mtr.cool/cnzssmbavc

#homeimprovements #refurbishmentfinance #buytolet #uklandlords #propertyfinance
August 24, 2025 at 3:02 PM
mortgageadviseruk.bsky.social
Refurbishment, renovation & refurnishing 🏠 — they’re not the same. Refurbishment = upgrades, Renovation = restore, Refurnishing = new furniture 🛋

Full video 👉 https://f.mtr.cool/ospjikjimq

#refurbishmentfinance #propertyinvestment #buytolet #uklandlords #propertytips #propertyfinance
August 21, 2025 at 3:01 PM
mortgageadviseruk.bsky.social
Eco upgrades 🌱 like solar panels ☀️, loft conversions & open-plan living 🏠 can add 15–20%+ 💰 to property value. They also cut energy costs, making them a win for landlords & investors 📈

Full video 👉 https://f.mtr.cool/cabeyddvqm

#refurbishmentfinance #propertyinvestment #buytolet #uklandlords
August 21, 2025 at 9:04 AM
mortgageadviseruk.bsky.social
Bridging finance isn’t based on income — it’s about the property’s value and having a solid exit plan. Without one, lenders won’t lend💰🏠

Full video: https://f.mtr.cool/ptqesmttme

#bridgingfinance #propertyinvestment #uklandlord #mortgagetips #buytolet #ukproperty
August 19, 2025 at 9:02 AM
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Full video 👉 https://f.mtr.cool/aikanaohod

How bridging finance can help you buy even unmortgageable properties 💡📈

#bridgingloan, #propertyinvestment, #buytolet, #UKlandlord, #propertyfinance, #propertystrategy, #UKproperty, #mortgagetips, #investingtips
August 18, 2025 at 3:04 PM
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Bridging finance can unlock deals traditional mortgages can’t touch from unmortgageable properties to auction wins. Structure it right, and it’s a powerful tool ✅

Full video: https://f.mtr.cool/efdygcjnxg

#bridgingfinance #propertyinvestment #buytolet #UKlandlord #propertyinvestor #auctionproperty
August 18, 2025 at 9:02 AM
mortgageadviseruk.bsky.social
Full video 👉 https://f.mtr.cool/iybbxhzzvn

How bridging loans work from purchase to refinance – real numbers for UK property investors 🏠💰

#bridgingloan, #propertyinvestment, #buytolet, #UKlandlord, #propertyfinance, #propertystrategy, #UKproperty, #mortgagetips, #investingtips
August 17, 2025 at 3:03 PM
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Foundation Home Loans is offering a 6.49% fixed-rate 85% LTV mortgage — no product fee, open to Ltd companies and individuals. Is it worth it?

Full video 👉 https://f.mtr.cool/qzfwevtzcz

#BuyToLet #85LTV #BTLMortgage #UKLandlords #PropertyFinance
August 12, 2025 at 9:03 AM
mortgageadviseruk.bsky.social
New high LTV Buy-to-Let from Foundation — but high leverage isn’t for everyone. Know the risks and plan your exit!

Full video 👉 https://f.mtr.cool/rooznbrnpj

#BuyToLet #85LTV #UKMortgages #PropertyFinance #LandlordTips
August 11, 2025 at 3:03 PM
mortgageadviseruk.bsky.social
New BTL mortgage from Foundation offers up to 85% LTV — ideal for some, but comes with a higher rate. Know your numbers.

Full video 👉 https://f.mtr.cool/laxtbboljk

#BuyToLet #85LTV #BTLMortgage #UKProperty #LandlordFinance
August 10, 2025 at 3:02 PM
mortgageadviseruk.bsky.social
Is this the return of higher leverage for UK landlords? The 85% BTL mortgage is here — but it’s not for everyone.

Full video 👉 https://f.mtr.cool/kuickgztfh

#BuyToLet #85LTV #UKProperty #SmartFinance #BTLNews
August 7, 2025 at 3:01 PM