Simoney Kyriakou
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moorgatemermaid.bsky.social
Simoney Kyriakou
@moorgatemermaid.bsky.social
4.3K followers 22 following 120 posts
Editor of FT Adviser, near-veteran journalist, author, public speaker, possibly funny. Leftist softy. God-botherer. Cat-stroker. All views my own. UK/CAN
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moorgatemermaid.bsky.social
Simoney Kyriakou @moorgatemermaid.bsky.social · Apr 9
"It feels relentless, it feels chaotic, it feels too fast-paced to tackle. Exactly like fighting a giant octopus (or so I’d imagine)."

www.ftadviser.com/ft-adviser/2...
If you want to know how to fight a giant octopus, ask a financial adviser
It is okay. I have not fallen off the top of the idiot tree and hit my head on every branch on the way down.
www.ftadviser.com
moorgatemermaid.bsky.social
Op-ed: There is a world of difference between AI that is designed for mental health care, and that which is not.

For @ftadviser.com

www.ftadviser.com/artificial-i...
Is there a future for AI in mental health solutions?
The headlines are stark: ‘There are no guardrails.’
www.ftadviser.com
October 14, 2025 at 7:08 AM
Reposted by Simoney Kyriakou
ftadviser.com
CFA: AI decision-making must be transparent
https://www.ftadviser.com/artificial-intelligence/2025/9/15/cfa-ai-decision-making-must-be-transparent/
CFA: AI decision-making must be transparent
The lack of artificial intelligence explainability can lead to misinformed decisions and financial losses, according to a CFA Institute report.
www.ftadviser.com
September 15, 2025 at 2:49 PM
Reposted by Simoney Kyriakou
ftadviser.com
State pension likely rise by 4.7%
https://www.ftadviser.com/triple-lock/2025/9/16/state-pension-likely-rise-by-4-7-/
State pension likely rise by 4.7%
The state pension is likely to increase by 4.7 per cent in April 2026, taking it to £12,535 per year.
www.ftadviser.com
September 16, 2025 at 7:41 AM
Reposted by Simoney Kyriakou
ftadviser.com
Partners Wealth Management buys Surrey-based firm
https://www.ftadviser.com/mergers-acquisitions/2025/7/8/partners-wealth-management-buys-surrey-based-firm/
Partners Wealth Management buys Surrey-based firm
Partners Wealth Management has bought Surrey-based Navigate Capital Management which will now form part of the PWM brand.
www.ftadviser.com
July 8, 2025 at 2:29 PM
moorgatemermaid.bsky.social
Just read a press release that says: "1 in 5 people in Britain will die before retirement."

Welp.
a woman sitting at a desk with the words it was all for nothing below her
ALT: a woman sitting at a desk with the words it was all for nothing below her
media.tenor.com
July 8, 2025 at 2:43 PM
moorgatemermaid.bsky.social
What happens when you're a farmer making a claim for storm damages, and instead of getting the £55,000 the insurer says it's worth, you only get £18,000?

Read our exclusive here from Chris McCulloch for @ftadviser.com

www.ftadviser.com/protection/2...
NFU Mutual U-turns on farmer’s claim after MP intervenes
Northern Ireland dairy farmer Gary McConnell has said he is ‘done’ with specialist insurer
www.ftadviser.com
July 8, 2025 at 2:37 PM
moorgatemermaid.bsky.social
Read our story quoting #PaulaRadcliffe here:

The multiple gold-medal winner and record-setter in marathons across the globe, explains how she knows all too well the hard choices parents have to make in taking on additional caring responsibilities.

www.ftadviser.com/critical-ill...
Paula Radcliffe: ‘Illness and accidents aren’t something we can prepare for’
Paula Radcliffe MBE has teamed up with MetLife to encourage UK parents to understand the importance of insuring themselves and their families.
www.ftadviser.com
July 2, 2025 at 10:26 AM
Reposted by Simoney Kyriakou
ftadviser.com
Fairstone CEO and founder to take step back
https://www.ftadviser.com/fairstone-group-ltd-/2025/7/1/fairstone-ceo-and-founder-to-take-step-back/
Fairstone CEO and founder to take step back
Fairstone’s CEO Lee Hartley said it is “the right time” to take a step back, 18 years after founding the firm.
www.ftadviser.com
July 1, 2025 at 7:56 AM
Reposted by Simoney Kyriakou
heatherlynndewitt.bsky.social
#lbgtqiarights
June 27, 2025 at 3:49 PM
moorgatemermaid.bsky.social
Rather than waiting for things to go wrong and launching enforcement actions, section 166s can be used as a tool by the FCA to step in earlier.

www.ftadviser.com/regulation/2...
What’s driving the rise in Section 166 reviews in consumer investments?
Section 166 reviews are becoming more common, not just in the consumer space but across the board.
www.ftadviser.com
July 1, 2025 at 12:32 PM
moorgatemermaid.bsky.social
"It is really difficult to engage people on a digital journey, which will follow the processes to meet regulation unless you really focus on how to get people engaged with it"

@alina_khan2001 for @FTAdviser

www.ftadviser.com/advice-guida...
FT Adviser readers: ‘Overbearing’ regulation causing advice gap
‘Overbearing’ regulation has caused the advice gap, according to FT Adviser readers.
www.ftadviser.com
June 30, 2025 at 3:25 PM
moorgatemermaid.bsky.social
The regulator said financial promotion rules would apply so consumers get information on the risks and would not be offered inappropriate incentives to invest, in the same way as if they bought cryptoassets directly.

#crypto #investing

www.ftadviser.com/cryptofinanc...
FCA to lift ban on offering crypto ETNs to retail investors
The Financial Conduct Authority is proposing to lift the ban on offering crypto exchange traded notes (cETNs) to retail investors.
www.ftadviser.com
June 6, 2025 at 12:24 PM
moorgatemermaid.bsky.social
“It’s important for advisers to have empathy - with boundaries”, according to Belinda Parmar OBE

Why is it so important? And what is meant by 'boundaries'? speaks with the @ftadviser.com #podcast about what #empathy really means (hint: it's not sympathy).

www.ftadviser.com/vulnerable-c...?
How empathy can help advisers hold tough conversations with clients
“It’s important for advisers to have empathy - with boundaries”, according to corporate activist Belinda Parmar OBE.
www.ftadviser.com
June 6, 2025 at 11:44 AM
moorgatemermaid.bsky.social
Financial adviser Rhiannon Gogh @PlanItFinancial has said the four Ps are core to ensuring a vulnerable client’s needs are fully met: provide, protect, prepare and put.

Read @FTAdviser's report below: ⬇️ 👇

www.ftadviser.com/vulnerable-c...
‘Special needs financial planning isn’t a small, niche market’
Special needs planning is less niche than people think and there are specific ways to navigate the conversation in a sensitive manner, according to Rhiannon Gogh, director at Planlt Future Financial.
www.ftadviser.com
June 3, 2025 at 2:33 PM
moorgatemermaid.bsky.social
The Women's Wealth Alliance, a working group of the Consumer Duty Alliance, has launched a wide-ranging study to understand the pathways, opportunities and barriers to #women in UK financial services.

Take the YouGov survey - links in the copy.

www.ftadviser.com/womens-wealt...
Calling advisers - the Women’s Wealth Alliance needs you!
Women in UK financial services - the newly formed Women’s Wealth Alliance needs you!
www.ftadviser.com
June 2, 2025 at 10:55 AM
moorgatemermaid.bsky.social
There’s a ‘walk to school week’, an ‘idling #awareness day’ and others. It's also #Zombie Month!

More important than most, as Peter Hamilton would argue, is this week’s #Dementia Action Week.

Read his op-ed for @ftadviser.com here - see below ⬇️ 👇 for the link 🔗 :

www.ftadviser.com/work-and-wel...
Dementia - what action can we take?
How aware are you of the different ‘awareness’ months in May?
www.ftadviser.com
May 23, 2025 at 6:52 AM
Reposted by Simoney Kyriakou
ftadviser.com
Only 2 per cent of investors sought advice in turbulent market
https://www.ftadviser.com/markets/2025/5/22/only-2-per-cent-of-investors-sought-advice-in-turbulent-market/
Only 2 per cent of investors sought advice in turbulent market
Investors are turning to platforms over fund managers in turbulent economic times, a report from Boring Money found.
www.ftadviser.com
May 22, 2025 at 7:44 AM
moorgatemermaid.bsky.social
Not sure why I bothered chewing through the leather straps today:
- Despite repeat emails to a PR, had no idea when I got my train where a meeting scheduled 1st thing would be held.
- Lost all my credit cards & my 1997 Boots card
- Ran platform length; dress ran up length of leg, exposing shorts.
May 22, 2025 at 8:37 AM
Reposted by Simoney Kyriakou
ftadviser.com
Interest rates are falling ‘too fast’ says BoE chief economist
https://www.ftadviser.com/monetary-policy-committee-uk/2025/5/21/interest-rates-are-falling-too-fast-says-boe-chief-economist/
Interest rates are falling ‘too fast’ says BoE chief economist
The Bank of England’s chief economist believes interest rates are falling too fast.
www.ftadviser.com
May 21, 2025 at 10:31 AM
Reposted by Simoney Kyriakou
prospectpension.bsky.social
If you wanted the pension system to invest £50bn more in the economy, wouldnt it be far easier for the government to achieve that through the LGPS, rather than through default DC funds? Or am I missing something really obvious?
May 21, 2025 at 7:23 AM
moorgatemermaid.bsky.social
“If you’re British African, you belong to one of the youngest populations in the country. Black people as a demographic, we’re almost like start-up companies: the trajectory is good, we have a growing middle class & we are building wealth,” @mrmoneyjar

www.ftadviser.com/diversity-in...
Mr MoneyJar: ‘Black wealth is like a start-up; the opportunities to build are big’
Black individuals as a demographic are like start-up companies, with the trajectory to build wealth on the rise, according to Rotimi Merriman-Johnson, financial adviser and content creator.
www.ftadviser.com
May 21, 2025 at 11:05 AM
Reposted by Simoney Kyriakou
ftadviser.com
Two PFS board members resign due to ‘culture and structure concerns’
https://www.ftadviser.com/personal-finance-society/2025/5/19/two-pfs-board-members-resign-due-to-culture-and-structure-concerns/
Two PFS board members resign due to ‘culture and structure concerns’
The Personal Financial Society has seen two members resign from its board amid concerns over the culture and current structure.
www.ftadviser.com
May 19, 2025 at 10:51 AM
moorgatemermaid.bsky.social
The Personal Financial Society has seen two members resign from its board amid concerns over the culture and current structure.

Read @sonia_rach's piece for @FTAdviser to find out who and why:

www.ftadviser.com/personal-fin...
Two PFS board members resign due to ‘culture and structure concerns’
The Personal Financial Society has seen two members resign from its board amid concerns over the culture and current structure.
www.ftadviser.com
May 19, 2025 at 10:55 AM
moorgatemermaid.bsky.social
Are you in insurance? Is this an issue that you have seen coming around the corner?
May 19, 2025 at 10:41 AM
moorgatemermaid.bsky.social
The Financial Ombudsman Service has partly upheld a complaint against Aegon for “distress and inconvenience” caused by not providing information in a timely manner.

By Tara O'Connor for @FTAdviser

www.ftadviser.com/financial-om...
Aegon told to pay £300 for delay in giving information to pension holder
The Financial Ombudsman Service has partly upheld a complaint against Aegon for “distress and inconvenience” caused by not providing information in a timely manner.
www.ftadviser.com
May 19, 2025 at 10:40 AM