Interesting quote. My own experience is quite different. I've worked for money (but pride and accomplishment were factors as well). I'm enjoying having money much more than I did chasing it.

I still own separate U.S. ETFs and Canadian ETFs to reduce MERs and foreign dividend taxes, but I'll likely switch to an all-in-one ETF when I get tired of rebalancing.

Yes. China is an initial concern because they plan to deploy further mass surveillance against their own citizens, but China isn't the only concern. Even vehicles we make ourselves could become a means of mass surveillance. How do we prevent this?