And the Dodd-Frank Act authorized the Bureau designate other services for supervision too, which they did: debt collectors, credit bureaus, remittances, (non-dealer) auto lending, and student loan servicing. None of the existing regulators had authority to supervise these industries.

Additionally, no federal regulator had authority to examine non-bank financial service providers, like the mortgage industry (beyond banks), payday lenders, and private student lenders. (The FTC could enforce, but not do exams.)

Senator Warren can answer far more authoritatively, but 2 driving concerns were the realities that "prudential" regulators (OCC, FDIC, FRB, NCUA) were subject to regulatory capture and couldn't prioritize consumer protection because their focus is "safety & soundness" -- preventing bank failures.

There is a dial-in number, but it has been difficult to connect to: 1-833-990-9400, meeting ID 208322628.

There is. But it hasn’t been working: 1 (833) 990-9400, meeting ID 208322628