Megan Fan Munce
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meganmunce.bsky.social
Megan Fan Munce
@meganmunce.bsky.social
covering California's home insurance crisis @sfchronicle.com 🌉 before @houstonchronicle.com @medillschool.bsky.social 📰 munce like once!
Reposted by Megan Fan Munce
Gold (Regional/Local) goes to @sfchronicle.com for highlighting the systemic use of a flawed insurance estimator tool

From the judges: “5 states announced an unprecedented probe into underinsurance following wildfires – a direct result of this stellar reporting”

www.sfchronicle.com/projects/202...
September 30, 2025 at 6:56 PM
So glad to hear your home is safe! Experts said normal outdoors cleaning will work, just make sure none of the dust is able to get recirculated/that you wear protective gear if you're cleaning yourself. Wishing you all the best on your road to recovery, thank you for reading our work!
July 3, 2025 at 6:38 PM
Hi Susan, here is a gift link to get past the paywall, please feel free to share this link with anyone else who may be affected by these findings!
www.sfchronicle.com/california-w...
Toxic metal found in L.A. air after fires. No one knows where it’s coming from
A little-known and highly dangerous earth metal used to craft spaceships has been found in wildfire-ravaged homes and in the air in Los Angeles. Experts are shocked — and alarmed.
www.sfchronicle.com
July 3, 2025 at 3:10 AM
Now that they've started updating their data quarterly, the FAIR Plan is ironically (given their reluctance to release anything in the past) the only good data reflecting the unavailability of insurance that doesn't suffer from a 1-2 year lag!
May 6, 2025 at 6:27 PM
That's just the 96161 ZIP code, but the FAIR Plan also breaks out data by county -- for Nevada Co., it reports 19,795 residential/commercial/business policies and $21B in total exposure, but CDI doesn't have a commercial policy dataset to tell the overall % of the county the FAIR Plan insures :/
May 6, 2025 at 6:22 PM
Looks like they stopped mapping it, but as of March 2025 the 96161 ZIP code over Truckee is up to $7.7B in FAIR Plan exposure over 5,332 homes. Based on CDI's policy data from 2023, that's about 63% of all insured homes in the ZIP 😬
www.cfpnet.com/key-statisti...
www.cfpnet.com
May 6, 2025 at 2:59 AM