I tried to pay me landlord via bank transfer, we are both with Chase, and there was a $25 fee. So, paper cheque it is.

Is the fact they took a bridging loan rather than cut prices to secure sales a sign of confidence?

Also, the argument assumes that owner-occupied and rental homes are substitutes and can easily switch between tenures. That is often not the case, so can have a separate market for OO homes where loosening CC or providing buyer help will drive up prices.

There is evidence for that in the UK where resi yields have for the most part been too low for institutional investors. (Although that is starting to change as BTL landlords are leaving due to tax/regulations/retiring.) 3/

Couple of issues. 1. FTBs (and some landlords) don't care about the rental yield. They just want to buy the most expensive home they can afford and assume capital values will rise. So they will accept a much lower yield than investors, and will compete against each other driving prices higher. 2/

This is similar to the Ian Mulhern argument re easing FTB credit constraints. If house prices are set by investors targeting a certain yield for a given rent, and they have more access to credit so can outbid FTBs, then in theory loosening FTB CC's will just help them pay the same. 1/

Data centres for cloud computing need to be near users to minimise latency (i.e. Slough). Data centres for AI are location agnostic so proximity to power more important. (i.e. Scotland).