I'm using Rebtel. Not free but acceptable flat rate. When you call Germany, they may disconnect you every 30 minutes. I think they get connection bandwidth on the spot market. Just redial.

That is certainly one way of keeping the unemployment rate low ... 😂

But someone has to pay for that.

Our overall view has not changed. Apple continues to be a great long-term investment for us. We have no plans to make significant changes to our position. Apple continues to struggle with EU regulations. Eventually, Apple will drop their toddler attitude, however, and start acting like a grown-up 😂

One of the shares that we wouldn't touch with a barge pole. Too many broken promises, Cars are on level 2, Mercedes and BMW on level 3, Waymo and a Toyota partner on level 4. Court-appointed expert had to cancel test drive in Germany half-way for safety reasons. TSLA is a no-go for now for us.

We started our position in META only in July this year, so it is way to early to judge whether it was a good investment. In about 5 to 10 years, we'll have a better perspective on it.

So far, average unit costs were USD 513. As of today, the price was about USD 590. A good start!

Happy investing!

I should have mentioned: the 28% is per year after tax and fees. 😀