Macro To Mortgage
@macrotomortgage.bsky.social
Macro-economic, Financial Market, Mortgage, and Real Estate insight and commentary.
The lower gap is filled What a wild market. It's decision time. Will the lower gap serve as support, or will the decline continue? At this point, I'll take the improvements, close trades, and lock loans. Not my highest conviction decision, but I see it as prudent in this environment #mortgagerates
March 28, 2025 at 7:26 PM
The lower gap is filled What a wild market. It's decision time. Will the lower gap serve as support, or will the decline continue? At this point, I'll take the improvements, close trades, and lock loans. Not my highest conviction decision, but I see it as prudent in this environment #mortgagerates
Using statistical distributions, we can visualize the range in which we should expect the 10-year Treasury yield to trade over the next 60 days. The probability cone in this chart is color-coded, with green representing 1SD and blue representing 2SD from the mean. #mortgagerates #mortgagebroker
February 18, 2025 at 4:28 AM
Using statistical distributions, we can visualize the range in which we should expect the 10-year Treasury yield to trade over the next 60 days. The probability cone in this chart is color-coded, with green representing 1SD and blue representing 2SD from the mean. #mortgagerates #mortgagebroker
Tariffs and #mortgageRates How broad-based tariffs imposed by the U.S. could generate headwinds for #mortgage rates. macrotomortgage.substack.com/p/tariffs-an...
Tariffs and Mortgage Rates
Why U.S. imposed tariffs and retaliatory measures will pressure mortgage rates
macrotomortgage.substack.com
February 4, 2025 at 9:41 PM
Tariffs and #mortgageRates How broad-based tariffs imposed by the U.S. could generate headwinds for #mortgage rates. macrotomortgage.substack.com/p/tariffs-an...
#LoanOfficers, If the recent rise in yields has been driven by concerns about tariffs and debt & deficit, today's #CPI print has changed nothing. Today's #CPI does provide an opportunity to clear overbought conditions. #Inflation #mortgagebroker
January 15, 2025 at 5:38 PM
#LoanOfficers, If the recent rise in yields has been driven by concerns about tariffs and debt & deficit, today's #CPI print has changed nothing. Today's #CPI does provide an opportunity to clear overbought conditions. #Inflation #mortgagebroker
A higher-high for a 10-year Treasury yield, but with a negative RSI divergence. A negative RSI divergence suggests slowing momentum as price (yield) makes a higher high while the RSI fails to make a higher high. This suggests a near-term pull-back or consolidation is possible. #mortgagebroker
January 7, 2025 at 4:59 PM
A higher-high for a 10-year Treasury yield, but with a negative RSI divergence. A negative RSI divergence suggests slowing momentum as price (yield) makes a higher high while the RSI fails to make a higher high. This suggests a near-term pull-back or consolidation is possible. #mortgagebroker
3 themes I wrote about in 2024 that will continue to drive #mortgage rates in 2025. macrotomortgage.substack.com/p/3-themes-w...
3 Themes We Discussed in 2024 That Will Continue to Drive Yields in 2025
1.) The Unthinkable Steepener - July 19, 2024
macrotomortgage.substack.com
January 3, 2025 at 4:18 PM
3 themes I wrote about in 2024 that will continue to drive #mortgage rates in 2025. macrotomortgage.substack.com/p/3-themes-w...
As counterintuitive as it may be, a hawkish tone from the #Fed could lead #mortgage rates lower in the near-term. #mortgagebroker open.substack.com/pub/macrotom...
December 16, 2024 at 5:23 PM
As counterintuitive as it may be, a hawkish tone from the #Fed could lead #mortgage rates lower in the near-term. #mortgagebroker open.substack.com/pub/macrotom...
As market expectations for future Fed Funds rate cuts (blue) become more entrenched, the 10year Treasury yield (red) rises. As counter-intuitive as it may be, yields would likely positively respond to a hawkish Fed surprise. A more hawkish Fed may calm bond markets and produce lower #mortgagerates
December 13, 2024 at 5:37 PM
As market expectations for future Fed Funds rate cuts (blue) become more entrenched, the 10year Treasury yield (red) rises. As counter-intuitive as it may be, yields would likely positively respond to a hawkish Fed surprise. A more hawkish Fed may calm bond markets and produce lower #mortgagerates
After more than a month of consolidation, #mortgagertes may have entered into a seasonally favorable time. In the past few years, December has brought lower #mortgage rates.
December 1, 2024 at 8:43 PM
After more than a month of consolidation, #mortgagertes may have entered into a seasonally favorable time. In the past few years, December has brought lower #mortgage rates.