Louise Norris
@louisenorris.bsky.social
Health policy analyst. Health insurance, Medicare, Medicaid, health care reform. I write for healthinsurance.org, medicareresources.org, Verywell.com, and healthinsurancecolorado.net. She/Her
The Marketplace websites have filters you can use, and one of them will filter the results so that you only see HSA-eligible plans. In past years, that filter would generally only show a few plans, or zero in some areas. For 2026, it will show all Bronze plans (plus others in some areas)
Welcome to the Health Insurance Marketplace®
Welcome to the Health Insurance Marketplace®. Official government website.
HealthCare.gov
November 10, 2025 at 11:02 PM
The Marketplace websites have filters you can use, and one of them will filter the results so that you only see HSA-eligible plans. In past years, that filter would generally only show a few plans, or zero in some areas. For 2026, it will show all Bronze plans (plus others in some areas)
Here's more about HSAs: www.healthinsurance.org/other-covera...
Top 10 reasons to use health savings accounts
Health savings accounts (HSAs) can be an excellent financial tool, and provide myriad benefits to people willing and able to use them.
www.healthinsurance.org
November 10, 2025 at 11:00 PM
Here's more about HSAs: www.healthinsurance.org/other-covera...
The maximum you can contribute to an HSA in 2026 is $4,400 if you have self-only HDHP coverage, and $8,750 if the plan also covers at least one other family member.
And yes, you can open an HSA on your own, through a bank or investment brokerage, and contribute as long as you have an HDHP.
And yes, you can open an HSA on your own, through a bank or investment brokerage, and contribute as long as you have an HDHP.
November 10, 2025 at 10:59 PM
The maximum you can contribute to an HSA in 2026 is $4,400 if you have self-only HDHP coverage, and $8,750 if the plan also covers at least one other family member.
And yes, you can open an HSA on your own, through a bank or investment brokerage, and contribute as long as you have an HDHP.
And yes, you can open an HSA on your own, through a bank or investment brokerage, and contribute as long as you have an HDHP.
Before 2026, most Bronze Marketplace plans are not HDHPs. But starting in 2026, all Bronze Marketplace plans will be HDHPs, by definition: www.healthinsurance.org/blog/one-big... (also catastrophic plans, but those aren't subsidy-eligible).
One Big Beautiful Bill Act brings sweeping changes to health coverage
Five provisions of the One Big Beautiful Bill (OBBBA) Act take effect in 2025 and early 2026 and will significantly impact Medicaid enrollees, Marketplace consumers, and low-income immigrants. In this...
www.healthinsurance.org
November 10, 2025 at 10:57 PM
Before 2026, most Bronze Marketplace plans are not HDHPs. But starting in 2026, all Bronze Marketplace plans will be HDHPs, by definition: www.healthinsurance.org/blog/one-big... (also catastrophic plans, but those aren't subsidy-eligible).
Yes! Any Bronze Marketplace plan will make you HSA-eligible in 2026. With family coverage under a Bronze plan, you'll be able to contribute up to $8,750 to an HSA. And HSA contributions will lower your ACA-specific MAGI: www.healthinsurance.org/faqs/how-mig...
How might my tax deductions affect the size of my ACA premium subsidy?
Learn how your tax-deductible contributions — such as an IRA, HSA, or self-employed health insurance deduction — might lower your MAGI and boost your Affordable Care Act premium tax credit on the Mark...
www.healthinsurance.org
November 10, 2025 at 5:48 PM
Yes! Any Bronze Marketplace plan will make you HSA-eligible in 2026. With family coverage under a Bronze plan, you'll be able to contribute up to $8,750 to an HSA. And HSA contributions will lower your ACA-specific MAGI: www.healthinsurance.org/faqs/how-mig...