Financial freedom simplified.
🔗 www.lendedu.com
Thanksgiving → Cyber Monday: $44B spent
Behind the boom:
• Prices still high
• Buy Now Pay Later + credit usage rising
• Mobile shopping up 50%+
• AI deal alerts found the lowest-priced items
🔗 bit.ly/4a28BNv
Thanksgiving → Cyber Monday: $44B spent
Behind the boom:
• Prices still high
• Buy Now Pay Later + credit usage rising
• Mobile shopping up 50%+
• AI deal alerts found the lowest-priced items
🔗 bit.ly/4a28BNv
Those jumps are colliding with new tariffs, weather shocks + a shrinking turkey supply.
Retailers are slashing turkey $$ to win you, but the rest of your cart isn't cheaper.
When essentials are expensive, the goal isn’t perfection, it’s clarity.
🔗 tr.ee/I8E33S
Those jumps are colliding with new tariffs, weather shocks + a shrinking turkey supply.
Retailers are slashing turkey $$ to win you, but the rest of your cart isn't cheaper.
When essentials are expensive, the goal isn’t perfection, it’s clarity.
🔗 tr.ee/I8E33S
Today, here's financial tips to help those who’ve given so much.
Get the financial scoop every vet should know: tr.ee/V5jPOZ
Today, here's financial tips to help those who’ve given so much.
Get the financial scoop every vet should know: tr.ee/V5jPOZ
These moments are temporary. What matters most is protecting stability & avoiding big financial moves until things normalize.”
- Erin Kinkade, CFP®, ChFC®
These moments are temporary. What matters most is protecting stability & avoiding big financial moves until things normalize.”
- Erin Kinkade, CFP®, ChFC®
1.4M federal workers have missed paychecks and thankfully have been able to turn to USAA 0-interest loans to cover food, rent, and medical bills.
Get all the details 🔗 tr.ee/ZR6VJs
1.4M federal workers have missed paychecks and thankfully have been able to turn to USAA 0-interest loans to cover food, rent, and medical bills.
Get all the details 🔗 tr.ee/ZR6VJs
Here’s to enjoying the treats and skipping the financial tricks this spooky season.
Here’s to enjoying the treats and skipping the financial tricks this spooky season.
Rising prices, student loan payments, and stricter rules make it harder to build a score from scratch.
Learn more including ways to boost your credit score: tr.ee/83dVaI
Grab early access to insights like this: tr.ee/AKzVtE
Rising prices, student loan payments, and stricter rules make it harder to build a score from scratch.
Learn more including ways to boost your credit score: tr.ee/83dVaI
Grab early access to insights like this: tr.ee/AKzVtE
We applied, timed how long it took to get the money, and checked what the real costs were after fees.
Some were instant, some made us wait.
Here’s the details, and which ones are actually worth your time: tr.ee/6f3RR5
We applied, timed how long it took to get the money, and checked what the real costs were after fees.
Some were instant, some made us wait.
Here’s the details, and which ones are actually worth your time: tr.ee/6f3RR5
Get early access to the scoop on where BTC is going in and more in our Beyond The Balance newsletter: tr.ee/AKzVtE
Get early access to the scoop on where BTC is going in and more in our Beyond The Balance newsletter: tr.ee/AKzVtE
Waiting for prices or rates to drop more? You could be waiting a long time.
Is it the right time for you? 🔗 tr.ee/9SB5qv
Waiting for prices or rates to drop more? You could be waiting a long time.
Is it the right time for you? 🔗 tr.ee/9SB5qv
• Cash advance apps
• Personal loans
• 0% APR credit cards
• Home equity loans like HELOCs
• Buy Now, Pay Later (BNPL)
Each has pros, cons, & risks. Compare before you borrow 🔗 tr.ee/WPsbQ5
• Cash advance apps
• Personal loans
• 0% APR credit cards
• Home equity loans like HELOCs
• Buy Now, Pay Later (BNPL)
Each has pros, cons, & risks. Compare before you borrow 🔗 tr.ee/WPsbQ5
$100 a week = $5,200 in a year
Even a small savings cushion, even if you just start with $5 a week, can transform how you handle life’s curveballs, from emergency bills to surprise plans.
tr.ee/ojX92N
$100 a week = $5,200 in a year
Even a small savings cushion, even if you just start with $5 a week, can transform how you handle life’s curveballs, from emergency bills to surprise plans.
tr.ee/ojX92N
🔧 Stability
📊 Choices
🔓 Freedom
🧘 Peace of mind
We’re launching a 10-part series because when money’s tight, everything gets harder.
And when you manage it well, life opens up.
Peek at all the 10 reasons: tr.ee/MaTdIB
🔧 Stability
📊 Choices
🔓 Freedom
🧘 Peace of mind
We’re launching a 10-part series because when money’s tight, everything gets harder.
And when you manage it well, life opens up.
Peek at all the 10 reasons: tr.ee/MaTdIB
• Medicaid: ~12M may lose coverage by 2034 = ~$1T in cuts
• Medicare: Lawful immigrants are ineligible, even if they’ve paid in & $490B cut from 2027-2034
• Experts warn of rural hospital closures & tougher Obamacare access
tr.ee/1T1fFz
• Medicaid: ~12M may lose coverage by 2034 = ~$1T in cuts
• Medicare: Lawful immigrants are ineligible, even if they’ve paid in & $490B cut from 2027-2034
• Experts warn of rural hospital closures & tougher Obamacare access
tr.ee/1T1fFz
That means seniors, kids, veterans + people with disabilities may see cuts.
🧮 The Math = $200B lost from SNAP over 10 years.
And the timing couldn’t be worse—Grocery prices are up ~24% since 2020 + new tariffs could 📈
tr.ee/1T1fFz
That means seniors, kids, veterans + people with disabilities may see cuts.
🧮 The Math = $200B lost from SNAP over 10 years.
And the timing couldn’t be worse—Grocery prices are up ~24% since 2020 + new tariffs could 📈
tr.ee/1T1fFz
Don’t wait. Start prepping now to work with a tax pro so you’re not stressing next April.
Tight budget? The Volunteer Income Tax Assistance (VITA) program gives free tax help in all 50 states + D.C. tr.ee/tSTDW3
Don’t wait. Start prepping now to work with a tax pro so you’re not stressing next April.
Tight budget? The Volunteer Income Tax Assistance (VITA) program gives free tax help in all 50 states + D.C. tr.ee/tSTDW3
∙Private mortgage insurance (PMI) is deductible again
∙Auto loan int deductions for US-made cars
∙Charitable giving changing
∙1099-K threshold not dropping
OBBBA is long bill, so work with an accountant to get the max refund.
tr.ee/1T1fFz
∙Private mortgage insurance (PMI) is deductible again
∙Auto loan int deductions for US-made cars
∙Charitable giving changing
∙1099-K threshold not dropping
OBBBA is long bill, so work with an accountant to get the max refund.
tr.ee/1T1fFz
Through 2028, no taxes on tips up to $25k and overtime up to $12.5k, meaning more money in your pocket.
And this is just 1 part of the OBBBA. There’s more in the bill that could impact your wallet.
tr.ee/9CgVYC
Through 2028, no taxes on tips up to $25k and overtime up to $12.5k, meaning more money in your pocket.
And this is just 1 part of the OBBBA. There’s more in the bill that could impact your wallet.
tr.ee/9CgVYC
There ARE some benefits, no matter your income.
• Std deduct = Permanent (adjusts with inflation)
• Seniors: New $6,000 bonus deduct
• Child tax credit 📈 to $2,200
• 📈 state + local tax (SALT) deduct
Tip: Review deducts & credits w/ a tax pro for max savings.
There ARE some benefits, no matter your income.
• Std deduct = Permanent (adjusts with inflation)
• Seniors: New $6,000 bonus deduct
• Child tax credit 📈 to $2,200
• 📈 state + local tax (SALT) deduct
Tip: Review deducts & credits w/ a tax pro for max savings.
CFPB’s funding = Cut by 50%. They helped recover $21B + saved $6.1B/year in overdraft & NSF fees.
Less funding = Less resources to hold banks/lenders accountable.
Less oversight = More issues for consumers.
CFPB’s funding = Cut by 50%. They helped recover $21B + saved $6.1B/year in overdraft & NSF fees.
Less funding = Less resources to hold banks/lenders accountable.
Less oversight = More issues for consumers.
1.Repayment now 10–25 yrs (based on loan amt)
2.New RAP plan: Pay 1–10% of income
3.Pell Grant eligibility is changing
4.Expanded Pell Grants for short-term training
5.No more hardship/unemployment deferment
6.Forbearance reduced from 12→9 months
tr.ee/69YOsx
1.Repayment now 10–25 yrs (based on loan amt)
2.New RAP plan: Pay 1–10% of income
3.Pell Grant eligibility is changing
4.Expanded Pell Grants for short-term training
5.No more hardship/unemployment deferment
6.Forbearance reduced from 12→9 months
tr.ee/69YOsx
1. Federal loans may not cover full tuition
2. More students may need private loans
3. Private loans = No forgiveness, no IDR
4. Cosigner may be required
Borrowing is shifting so know your options: tr.ee/69YOsx
1. Federal loans may not cover full tuition
2. More students may need private loans
3. Private loans = No forgiveness, no IDR
4. Cosigner may be required
Borrowing is shifting so know your options: tr.ee/69YOsx
Overall there are now fewer options, tighter limits and fast deadlines.
Lifetime caps: Grad=$100k, Parent PLUS=$65k
Grad PLUS ❌
2 repayment plans: Standard + RAP
IDR phase out: Switch by July 2028
Deferment cuts: For loans before July 2027
Details: tr.ee/zSk0tI
Overall there are now fewer options, tighter limits and fast deadlines.
Lifetime caps: Grad=$100k, Parent PLUS=$65k
Grad PLUS ❌
2 repayment plans: Standard + RAP
IDR phase out: Switch by July 2028
Deferment cuts: For loans before July 2027
Details: tr.ee/zSk0tI
1. Grants: Free money that doesn’t need to be repaid (start with @fafsagov.bsky.social): tr.ee/OIR8eK
2. Work-Study: Part-time jobs for eligible students to earn while they learn tr.ee/2fNQo0
1. Grants: Free money that doesn’t need to be repaid (start with @fafsagov.bsky.social): tr.ee/OIR8eK
2. Work-Study: Part-time jobs for eligible students to earn while they learn tr.ee/2fNQo0
We’re awarding $1,000 to help a U.S. college student cover school costs, because access to education shouldn’t break the bank.
Apply Now 👉 tr.ee/YzVXD3
We’re awarding $1,000 to help a U.S. college student cover school costs, because access to education shouldn’t break the bank.
Apply Now 👉 tr.ee/YzVXD3