I’m still mad about not getting an ending and will be for life!

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#6

401(K) are all tied to your employer but Roth IRA are not. The current year IRA max is 7K(under 50 yrs old). You can open one with any discount brokerage firm. Does not count against your 401(K)contributions

If your employer offers traditional and Roth 401(K) you can choose either or both. You can also open a Roth IRA with a brokerage firm separate from your employer.

If your employer offers traditional and Roth 401(K) you can choose either or both. You can also open a Roth IRA with a brokerage firm separate from your employer. Please properly research before you make any decisions with retirement accounts, penalties can be steep and are usually avoidable.

Roth 401(K) use post tax dollars so you have already paid the taxes on the money so you do not need to pay taxes again when you withdraw at retirement age.

401(K) use pre tax dollars to fund, so you pay the tax at YOUR tax rate at the time of WITHDRAWAL (could be more less than your current tax rate).

Keeping the peace!
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