Julio Turner
@julioturner.bsky.social
PhD in finance.
Best selling Author " Before you go broke"
Best selling Author " Before you go broke"
Before spending, save.
Set up automatic transfers to savings right after each paycheck.
Even small amounts (like $25/week) add up fast with consistency.
Set up automatic transfers to savings right after each paycheck.
Even small amounts (like $25/week) add up fast with consistency.
June 29, 2025 at 6:57 PM
Before spending, save.
Set up automatic transfers to savings right after each paycheck.
Even small amounts (like $25/week) add up fast with consistency.
Set up automatic transfers to savings right after each paycheck.
Even small amounts (like $25/week) add up fast with consistency.
Good morning everyone! Been a hectic week
June 27, 2025 at 12:15 PM
Good morning everyone! Been a hectic week
Budget Intentionally
Use a system like:
50/30/20 rule: 50% needs, 30% wants, 20% savings/debt repayment
Or use tools like You Need A Budget (YNAB) or Mint.
Budgeting isn’t restrictive, it gives you control.
Use a system like:
50/30/20 rule: 50% needs, 30% wants, 20% savings/debt repayment
Or use tools like You Need A Budget (YNAB) or Mint.
Budgeting isn’t restrictive, it gives you control.
June 20, 2025 at 12:52 PM
Budget Intentionally
Use a system like:
50/30/20 rule: 50% needs, 30% wants, 20% savings/debt repayment
Or use tools like You Need A Budget (YNAB) or Mint.
Budgeting isn’t restrictive, it gives you control.
Use a system like:
50/30/20 rule: 50% needs, 30% wants, 20% savings/debt repayment
Or use tools like You Need A Budget (YNAB) or Mint.
Budgeting isn’t restrictive, it gives you control.
This ice needs to be checked. They are doing more harm than good to be candid!
June 18, 2025 at 8:00 PM
This ice needs to be checked. They are doing more harm than good to be candid!
Good morning my people
June 18, 2025 at 3:10 PM
Good morning my people
Keep pushing, never give up
June 16, 2025 at 7:30 PM
Keep pushing, never give up
The best time to invest in a stock depends on your goals, strategy, and the specific stock or market conditions.
June 16, 2025 at 2:41 PM
The best time to invest in a stock depends on your goals, strategy, and the specific stock or market conditions.
Happiness is free, stay happy everyone!
June 16, 2025 at 12:35 PM
Happiness is free, stay happy everyone!
I pray we all find that special person who we always feel at peace with. Some one we cuddle with and forget all the worries in the world.
June 16, 2025 at 12:33 PM
I pray we all find that special person who we always feel at peace with. Some one we cuddle with and forget all the worries in the world.
Reposted by Julio Turner
So sick of corporate media on Blue Sky in their feed who won’t even report today that 11 million Americans marched yesterday in NO KINGS DAY.
June 15, 2025 at 11:46 AM
So sick of corporate media on Blue Sky in their feed who won’t even report today that 11 million Americans marched yesterday in NO KINGS DAY.
Keep pushing,you will get there soon. Never give up
June 14, 2025 at 10:02 PM
Keep pushing,you will get there soon. Never give up
I hope we are all having a good weekend
June 14, 2025 at 10:01 PM
I hope we are all having a good weekend
Happy weekend everyone.
June 14, 2025 at 8:16 PM
Happy weekend everyone.
This is one of Trumps negative part of his administration.
Family Separation Policy at the Border
Issue: The “zero tolerance” immigration policy led to the separation of thousands of migrant children from their parents at the US- Mexico border.
Family Separation Policy at the Border
Issue: The “zero tolerance” immigration policy led to the separation of thousands of migrant children from their parents at the US- Mexico border.
June 13, 2025 at 1:29 PM
This is one of Trumps negative part of his administration.
Family Separation Policy at the Border
Issue: The “zero tolerance” immigration policy led to the separation of thousands of migrant children from their parents at the US- Mexico border.
Family Separation Policy at the Border
Issue: The “zero tolerance” immigration policy led to the separation of thousands of migrant children from their parents at the US- Mexico border.
Good morning everyone!
June 13, 2025 at 1:20 PM
Good morning everyone!
Keep going, everything will work out. Stay strong
*sigh* life is just lifing rn but I'm confident everything will be fine 🩷
June 13, 2025 at 1:19 PM
Keep going, everything will work out. Stay strong
Avoid High-Interest Debt Like the Plague
Why it matters: Credit card debt or payday loans can eat away your financial progress.
How to apply: Pay off high-interest debts aggressively and build an emergency fund to avoid falling back into them.
Why it matters: Credit card debt or payday loans can eat away your financial progress.
How to apply: Pay off high-interest debts aggressively and build an emergency fund to avoid falling back into them.
June 12, 2025 at 6:54 AM
Avoid High-Interest Debt Like the Plague
Why it matters: Credit card debt or payday loans can eat away your financial progress.
How to apply: Pay off high-interest debts aggressively and build an emergency fund to avoid falling back into them.
Why it matters: Credit card debt or payday loans can eat away your financial progress.
How to apply: Pay off high-interest debts aggressively and build an emergency fund to avoid falling back into them.
Pay Yourself First
Why it matters: Saving becomes automatic, not optional.
How to apply: Set up automatic transfers to a savings or investment account as soon as you get paid, before you spend anything else.
Why it matters: Saving becomes automatic, not optional.
How to apply: Set up automatic transfers to a savings or investment account as soon as you get paid, before you spend anything else.
June 12, 2025 at 6:53 AM
Pay Yourself First
Why it matters: Saving becomes automatic, not optional.
How to apply: Set up automatic transfers to a savings or investment account as soon as you get paid, before you spend anything else.
Why it matters: Saving becomes automatic, not optional.
How to apply: Set up automatic transfers to a savings or investment account as soon as you get paid, before you spend anything else.
Live Below Your Means
Why it matters: Wealth is built by the gap between what you earn and what you spend—not by income alone.
How to apply: Avoid lifestyle inflation. Prioritize saving and investing over showing off success.
Why it matters: Wealth is built by the gap between what you earn and what you spend—not by income alone.
How to apply: Avoid lifestyle inflation. Prioritize saving and investing over showing off success.
June 12, 2025 at 6:52 AM
Live Below Your Means
Why it matters: Wealth is built by the gap between what you earn and what you spend—not by income alone.
How to apply: Avoid lifestyle inflation. Prioritize saving and investing over showing off success.
Why it matters: Wealth is built by the gap between what you earn and what you spend—not by income alone.
How to apply: Avoid lifestyle inflation. Prioritize saving and investing over showing off success.
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.
June 9, 2025 at 4:15 PM
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.
4. Research Location More Than the House
Look into:
School districts (even if you don’t have kids—it affects resale)
Commute times
Crime rates and future development plans
A great house in a bad area is rarely a good deal.
Look into:
School districts (even if you don’t have kids—it affects resale)
Commute times
Crime rates and future development plans
A great house in a bad area is rarely a good deal.
June 8, 2025 at 4:42 PM
4. Research Location More Than the House
Look into:
School districts (even if you don’t have kids—it affects resale)
Commute times
Crime rates and future development plans
A great house in a bad area is rarely a good deal.
Look into:
School districts (even if you don’t have kids—it affects resale)
Commute times
Crime rates and future development plans
A great house in a bad area is rarely a good deal.
3. Get Pre-Approved, Not Just Pre-Qualified
Pre-approval shows sellers you’re serious and financially prepared.
It also gives you a realistic budget range.
Pre-approval shows sellers you’re serious and financially prepared.
It also gives you a realistic budget range.
June 8, 2025 at 4:41 PM
3. Get Pre-Approved, Not Just Pre-Qualified
Pre-approval shows sellers you’re serious and financially prepared.
It also gives you a realistic budget range.
Pre-approval shows sellers you’re serious and financially prepared.
It also gives you a realistic budget range.
2. Get Your Finances in Order
Check your credit score: Aim for 700+ for better mortgage rates.
Pay down debt and avoid big purchases before applying for a mortgage.
Check your credit score: Aim for 700+ for better mortgage rates.
Pay down debt and avoid big purchases before applying for a mortgage.
June 8, 2025 at 4:40 PM
2. Get Your Finances in Order
Check your credit score: Aim for 700+ for better mortgage rates.
Pay down debt and avoid big purchases before applying for a mortgage.
Check your credit score: Aim for 700+ for better mortgage rates.
Pay down debt and avoid big purchases before applying for a mortgage.