J.S. Whaldo
jswhaldo.bsky.social
J.S. Whaldo
@jswhaldo.bsky.social
✍️ Writer at JSWhaldo.com | 🌍 Travel & life reflections | 📬 Mortgage clarity on Substack | 🎙️ Co-Host of Give Me Credit

https://www.jswhaldo.com
https://www.jswhaldo.substack.com
https://jswhaldo.substack.com/podcast
We went to Vancouver for a cruise and stayed for Stanley Park.
Raccoons, herons, lagoon birdwatching, totem poles, Tube Steaks, and fireworks over English Bay. Some places just stick.

Full story:
www.jswhaldo.com/blog-2-1/stu...

#StanleyPark #VancouverCanada #TravelWriting #WildlifeTravel
December 17, 2025 at 7:40 PM
Grateful for you this Thanksgiving! From all the adventures to every story shared, thank you for joining me on the journey. Wishing you a day full of gratitude, good food, and happy moments.

JSWhaldo.com
JSWhaldo.Substack.com
jswhaldo.substack.com/podcast
November 27, 2025 at 8:01 PM
I just shared a new Alaska travel story filled with quiet towns and the raw beauty that makes this state unforgettable. If you’re craving wide open wilderness, this one will get you dreaming.

www.jswhaldo.com/blog-2-1/wil...

#AlaskaTravel #TravelWriter #Wanderlust #TravelStories #ExploreAlaska
November 17, 2025 at 8:44 PM
Cruise season is back in San Diego! Learn when ships arrive, where crowds gather, and how locals deal with the traffic, energy, and excitement.
#SanDiego #CruiseSeason #Waterfront #Travel

www.jswhaldo.com/blog-2-1/san...
November 11, 2025 at 12:26 AM
Between locks, laughter, and waves from passing ships, the Panama Canal came alive.
We met smiling canal crews, watched the mules pull us through, and lived a childhood dream in real time. 🚢

www.jswhaldo.com/blog-2-1/pan...

#PanamaCanalCruise #WildlifeTravel #GlobalJourney #TravelWriters
November 5, 2025 at 2:04 AM
Cruising through the Panama Canal felt like stepping into history. From Mayan ruins to Gatun Lake’s wildlife, every moment reminded me that travel connects us all. 🌎

www.jswhaldo.com/blog-2-1/pan...

#TravelPanama #PanamaCanal #CruiseLife #CulturalTravel
November 4, 2025 at 12:13 AM
George says Happy National Cat Day from his throne (also known as my bed). Belly rubs available by invitation only.

#NationalCatDay #CatsOfBlueSky #CatLife #CatAttitude #FelineMood
October 29, 2025 at 11:51 PM
Best quote of the night: 16th Inning, World Series, Game 3, "Klein was clean shaven when this game began".
October 28, 2025 at 6:13 AM
Mortgage rates aren’t following the Fed? It’s all about bonds, MBS, and investor confidence. Learn why they dance to their own beat. #MortgageRates #PrimeRate #Fed #Bonds #MBS

jswhaldo.substack.com/p/mortgage-r...
October 23, 2025 at 7:41 PM
Your W-2 doesn’t always tell the whole story. Discover how lenders handle C-Corp income, deductions, and two-year averages to see your full qualifying income.
jswhaldo.substack.com/p/self-emplo...

#MortgageAdvice #SelfEmployed #CCorp
October 3, 2025 at 8:27 PM
Breast Cancer Awareness Month - Early Detection Saves Lives. #BreastCancerAwareness #EarlyDetection #HealthMatters
October 1, 2025 at 7:42 PM
The Lion Monument in Lucerne moved me to tears. Some art reaches straight to the soul. Have you ever experienced that?

www.jswhaldo.com/blog-2-1/fro...

#Lucerne #Switzerland #TravelBlog
October 1, 2025 at 6:05 PM
Warm, salty pretzels in Basel? Yes please. Brezelkönig was the perfect fuel for exploring Switzerland.

www.jswhaldo.com/blog-2-1/fro...

#Switzerland #Basel #Travel
September 29, 2025 at 9:24 PM
Relaxing with George and Jax in the backyard, or heading out to the Rady Shell with my backpack lawn chair. San Diego makes every season feel like staycation season.
www.jswhaldo.com/blog-2-1/sta...
September 24, 2025 at 8:34 PM
Summer may be ending, but our San Diego staycation is far from over. Paddleboarding, concerts at the Rady Shell, and exploring local restaurants make every season a new adventure. #SanDiegoStaycation #DogFriendlyTravel #LocalEats #SummerToFall #TravelCalifornia

www.jswhaldo.com/blog-2-1/sta...
September 22, 2025 at 9:31 PM
Iceland’s Golden Circle gave us geysers, waterfalls, and a crater hike before ending with a long soak in the Blue Lagoon. Eleven hours never felt so rewarding.
www.jswhaldo.com/blog-2-1/ice...

#IcelandTravel #GoldenCircle #TravelStories
September 16, 2025 at 5:22 PM
Dynjandi may be called “the most beautiful waterfall,” but the real beauty of Iceland was in its people, its stories, and the quiet farms tucked between fjords.
#IcelandTravel #Adventure #NorthernIceland

www.jswhaldo.com/blog-2-1/nor...
September 13, 2025 at 9:30 PM
Remembering those we lost on September 11, 2001, and honoring the courage of all who responded. We will never forget.
September 11, 2025 at 6:00 PM
Two days in Northern Iceland and I was hooked. Heart-shaped stoplights, Viking turf houses, sheep everywhere, and waterfalls that live up to their legends.
#Travel #Iceland #Waterfalls
www.jswhaldo.com
September 10, 2025 at 8:09 PM
This Labor Day, I reflected on the workers who built our country. My story about George, a union construction worker whose life embodies resilience and gratitude, is now on JSWhaldo.com: www.jswhaldo.com/reflectionsa...
September 9, 2025 at 9:19 PM
Happy Grandparents Day! Today I’m reflecting on the wisdom, love, and resilience that grandparents bring to our lives. From shared stories to quiet moments of guidance, their impact shapes who we are. Take a moment to honor the grandparents in your life today.
September 7, 2025 at 8:05 PM
Qualifying for a mortgage when you’re self-employed can feel overwhelming. I break it down so you know what lenders are looking for and how to be ready. Check it out: jswhaldo.substack.com/p/self-emplo...

#RealEstate #MortgageAdvice #SelfEmployedLife
September 3, 2025 at 1:58 AM
If you’ve ever wondered how lenders look at part-time jobs, seasonal work, or side hustles when you’re applying for a mortgage, this one’s for you.
Give it a read, and let me know if you’ve run into any of these income questions yourself.

jswhaldo.substack.com/p/qualifying...
August 30, 2025 at 12:24 AM
Happy International Dog Day from me and Jax! He fills our lives with joy every single day. I’d love to see your pups, too.

Share a picture of your furry buddy in the comments! Let's celebrate our pups!
August 26, 2025 at 7:34 PM
I spent decades writing behind the scenes… and one shaky-handed Facebook post changed everything.

My latest on JSWhaldo.com is about stepping into the light—learning digital marketing, embracing my voice, and growing an audience at 55.

Read it here: www.jswhaldo.com/reflectionsa...
August 20, 2025 at 1:11 AM