They are regulated under their money transmitter license and money services business. This is CFPB asserting their authority on top of the other regulators to regulate Google Payment.

This is about capturing the consumer surplus from their single pricing. Many people get way more value out of ChatGPT than $20/mo. OpenAI is just trying to reclaim some of that value.

There will be a significant enough segment of the population that will pay.

Damned if you do and damned if you don’t. Tough position for Apple

> Launch wisdom is to avoid Monday, and the 2nd half of the week

In my recent role one of the things I killed was this mentality. It shows that the team have lack of confidence in their system and have developed complacency with status quo.

I focused on a culture of observability and testing.