Joe Hertler
joehertler.bsky.social
Joe Hertler
@joehertler.bsky.social
Songwriter / Producer for the Rainbow Seekers from Ann Arbor, Michigan.

YouTube.com/joehertler
That Sally Mae loan was predatory - and was the single most damaging financial decision made in my life. They know kids are dumb as hell and made me feel quite comfortable taking out the loan. As if a 13% loan was totally normal.
May 11, 2025 at 11:10 PM
Meanwhile, my FHA loan, at 6%, has required me to account for every cent over the last 4 years (business and personal) and has taken almost 8 months. I also had to take homeownership/buying courses. Is it a long and irritating process? Yep! But I have a thorough understanding what I’m getting into
May 11, 2025 at 11:06 PM
Oh no way! Hell yeah - very worth watching in theaters :)
April 21, 2025 at 6:36 PM