It's also a way of continuing Redlining. It keeps folks out of neighborhoods because the bestvway to have a good credit score is to have generational wealth. I worked hard on a report to the City Of Seattle trying to remove credit scores. I have so much research on it

Credit scores didn't exist before the 80's. Our parents didn't need to share a credit score to get an apartment.

They might not name themselves less they find themselves on the wrong side of a 12 story window

Try looking for it on Bookshop.org it's the Indie-bookstores answer to Amazon