we were told by the board we needed a big rainy day fund. but by hoarding the money in the bank, having successive shocking transfer windows where key players leave and aren't replaced, and appointing a manager who plays a formation we don't have players for, the board have made the roof cave in.

a badly mis-firing academy, which has been allowed to stagnate with next to no output, along with a transfer strategy obsessed with finding bargains and keeping money in the bank, has seen the quality of the squad degrade significantly over 24 months.

the shocking corporate governance, with a minority shareholder running the place like his fiefdom, having final say on transfers and managers, and a 'jobs for the boys' culture which saw us appoint the ex-CEO's son as head of recruitment, and promote the company secretary to CEO is catching up.

the board were handed the most unbelievable advantage in 2012 but squandered it because no one had a vision beyond being marginally the best club in glasgow. they hold their domestic trophies up as evidence of what a good job they were doing, but the reality is there was no competition.