In my early 20s i was doing 5/16s had a great car and great apartment but couldn't hold down a relationship romantically or with friends cause the job took everything from me time and energy, take my broke life with friends and partners over that you can still do vacations just downsize them a bit

Get a decent job work 60 hours or more a week and give up socializing and maybe you got a chance then give up and suffer (from experience)