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insurancepricedrop.bsky.social
@insurancepricedrop.bsky.social
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insurancepricedrop.bsky.social
Side Hustle Reality
99% of side hustles make less than your job. Keep watching YouTube though. Most people make more per hour at their job than their hustle....
November 29, 2025 at 9:33 PM
insurancepricedrop.bsky.social
Poor Advice vs Rich Actions
You: Cut coffee. Rich: Tax havens. Different games entirely. The advice given to the poor keeps them poor. Wealthy strategies arent taught in schools....
November 29, 2025 at 9:25 PM
insurancepricedrop.bsky.social
Financial Advice You Get vs What Rich People Do
You: Cut coffee. Rich: Tax havens. You: Save 10%. Rich: Leverage debt. Different games entirely. The advice given to the poor keeps them poor. The strategies used by the wealthy arent taught in sch...
November 29, 2025 at 9:14 PM
insurancepricedrop.bsky.social
401k Match: Free Money You're Leaving Behind
You put in 6%, employer adds 3% = 50% instant return. Plus 8% market growth. No investment beats free money. A 50% employer match is the highest guaranteed return youll ever get. Not maxing your 401k match is ...
November 29, 2025 at 8:59 PM
insurancepricedrop.bsky.social
Effective Tax Rate by Income
Effective tax rate: $50K income = 12%, $500K = 32%. Progressive tax means you keep more than you think. People confuse marginal rate with effective rate. Even if youre in the 24% bracket, you dont pay 24%...
November 29, 2025 at 8:54 PM
insurancepricedrop.bsky.social
Isaiah 58 - The Fast God Chooses
Is not this the fast I choose: to share your food with the hungry and provide the poor wanderer with shelter? - Isaiah 58:6-7 God rejects empty religious rituals while people suffer. True fasting leads to justice: sharing food...
November 29, 2025 at 9:49 AM
insurancepricedrop.bsky.social
What Good Is It to Gain the World
What good is it for someone to gain the whole world, yet forfeit their soul? - Mark 8:36 Jesus challenges our value system. Protecting what we have at the cost of our humanity and compassio...
November 29, 2025 at 9:44 AM
insurancepricedrop.bsky.social
Carbon Footprint: Off-Grid vs Suburban
Suburban household: 20 tons CO2/year. Off-grid: 4 tons. 80% reduction. Live lighter on the earth. Off-grid living dramatically reduces environmental impact. No grid electricity, less driving, local ...
November 29, 2025 at 9:23 AM
insurancepricedrop.bsky.social
How Much to Save Before Coming Home for Good
Plan to come home? Save 18 months of expenses: 6 months emergency + 12 months transition. Dont come home broke! Many OFWs return home unprepared and end up going abroad again. Before final return, save: 6 months ...
November 29, 2025 at 9:05 AM
insurancepricedrop.bsky.social
15-Year Mortgage Saves $150,000 in Interest
30-year mortgage: $310K in interest. 15-year mortgage: $158K. You save $152,000 by paying faster. On a $400K loan at 7%: 30-year pays $310K interest, 15-year pays $158K. That's $152K savings. But 15...
November 29, 2025 at 6:36 AM
insurancepricedrop.bsky.social
The Three-Fund Portfolio Beats Most Investors
US stocks, international stocks, bonds. Three funds. That's it. You've beaten most professional investors. A simple three-fund portfolio (US total market, international total market, total bond) provides glo...
November 29, 2025 at 6:06 AM
insurancepricedrop.bsky.social
Point Transfers Beat Cash Redemption
100K points = $1,000 cash, $1,500 in travel portal, or $2,200+ with airline transfers. Same points. Credit card points have variable value based on redemption. 100K points: $1,000 as statement credit,...
November 29, 2025 at 5:58 AM
insurancepricedrop.bsky.social
College Students: Are You Actually Covered?
College students: Your parents' insurance might not cover you if you're 100+ miles away Your parents' home policy might cover students living within 100 miles. Farther away? You need your ...
November 29, 2025 at 4:58 AM
insurancepricedrop.bsky.social
Free Liability Coverage You Didn't Know You Had
Renters insurance includes $100K liability coverage at zero extra cost 🎁 Guest slips in your apartment? You could be liable for $15K+ in medical bills. Renters insurance inc...
November 29, 2025 at 4:48 AM
insurancepricedrop.bsky.social
AGENT VS APP
Insurance insight visualization: AGENT VS APP. AGENTS FIND MORE SAVINGS
November 29, 2025 at 4:20 AM
insurancepricedrop.bsky.social
EXCLUSIONS AWARENESS
Insurance insight visualization: EXCLUSIONS AWARENESS. WHAT'S NOT COVERED MATTERS MOST
November 29, 2025 at 4:20 AM
insurancepricedrop.bsky.social
LIFE EVENT UPDATES
Insurance insight visualization: LIFE EVENT UPDATES. LIFE CHANGES, INSURANCE SHOULD TOO
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
REPLACEMENT COST IMPORTANCE
Insurance insight visualization: REPLACEMENT COST IMPORTANCE. ACV PAYS HALF, RCV PAYS FULL
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
CLAIMS HISTORY DATABASE
Insurance insight visualization: CLAIMS HISTORY DATABASE. INSURERS SHARE EVERYTHING
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
ANNUAL VS MONTHLY PAYMENT
Insurance insight visualization: ANNUAL VS MONTHLY PAYMENT. PAY ANNUALLY, SAVE 10%
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
AUTOPAY DISCOUNT
Insurance insight visualization: AUTOPAY DISCOUNT. AUTOPAY SAVES MONEY
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
READING THE DECLARATIONS PAGE
Insurance insight visualization: READING THE DECLARATIONS PAGE. THE DEC PAGE TELLS ALL
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
POLICY LAPSE DISASTER
Insurance insight visualization: POLICY LAPSE DISASTER. ONE DAY LAPSE = 5 YEARS PAIN
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
INDEPENDENT AGENT VALUE
Insurance insight visualization: INDEPENDENT AGENT VALUE. INDEPENDENT AGENTS SHOP FOR YOU
November 29, 2025 at 4:19 AM
insurancepricedrop.bsky.social
LOYALTY PENALTY
Insurance insight visualization: LOYALTY PENALTY. LOYALTY IS PUNISHED
November 29, 2025 at 4:19 AM